Whether you use an all-terrain vehicle (ATV) for cruising or for work, it is important to choose the right protections to properly protect yourself and your quad.
First, there is the civil liability insurance which is obligatory. This insurance protects you if you are held liable (for example, if you injure someone, or if, while riding your ATV, you damage another person's vehicle).
Then, there are optional protections that protect your vehicle and your accessories in the event of partial damage or total loss (collision, theft, fire, etc.).
The price of ATV insurance is calculated according to criteria such as: the brand, the year, the condition of the ATV (new or used), the power of the engine, the desired insurance protection.
Trust us, Assurancia Groupe Tardif specializes in second chance insurance and has a team dedicated to finding solutions for you!
Non-payment of premiums
Criminal record
Claims frequency
Employment related issues
Interrupted insurance contract
Difficult financial circumstances, including discharged bankruptcy