Commercial vehicle insurance is essential for businesses using vehicles for their professional activities.
Whether it's for a truck, van, or an entire fleet, this insurance protects you against risks specific to commercial transport.
Commercial vehicle insurance is specialized coverage for vehicles used for professional purposes.
Unlike standard auto insurance, it includes specific guarantees tailored to business needs, such as professional liability and protection for transported goods.
Since professional risks differ from personal risks, standard insurance does not cover damages or liabilities specific to commercial use, potentially leading to high costs in case of a loss.
Tailored coverage: It offers guarantees adapted to professional needs, such as coverage for transported goods and commercial liability.
Financial protection: In case of an accident, repair costs and liabilities can quickly add up. Without appropriate coverage, your business's financial stability could be at risk.
Safety and peace of mind: With this insurance, you can focus on your business, knowing that your vehicles, drivers, and transported goods are protected in case of an unexpected event.
Commercial vehicle insurance covers:
Trucks: For transporting goods.
Vans: Used by craftsmen and service companies.
Company cars: For salespeople or executives.
Utility vehicles: For construction and maintenance companies.
Coaches and buses: For transporting people.
Specialized vehicles: Such as ambulances and delivery vehicles.
Commercial vehicle insurance is crucial for any business using vehicles in its activities. It offers financial protection, tailored coverage, and essential peace of mind. Don’t let an accident or loss disrupt your business – Contact us today and protect your investments.
Coverage is associated with the vehicles, not a person. If an employee has an accident with the company vehicle while working, they are covered.
Insurers consider the type of vehicle, professional use, driver profiles, and claims history.
Yes, many insurers offer fleet insurance policies, often with premium discounts.
They generally exclude intentional acts, damages caused by unauthorized use, normal wear and tear, and mechanical breakdowns.
It can take from a few days to several weeks, depending on the complexity of the claim.
Yes, most insurers allow these adjustments with a corresponding premium adjustment.