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From the shelves to the checkout, we adapt to your needs
Whether you own a boutique, a specialty store, or a retail outlet, your business faces unique risks. At Assurancia Groupe Tardif, our commercial insurance specialists support you by offering insurance solutions tailored to your operations, assets, and liabilities.
Whether it is a retail store, a specialty boutique, or an independent retailer, every business faces its own unique risks. We support you with insurance solutions tailored to your needs to protect your business, assets, employees, and business continuity.
In the course of your activities, property damage or injuries to a third party can sometimes occur despite all precautions taken. General liability insurance can protect you in the event of a claim arising from a covered event and help cover the costs that may result.
Property and equipment insurance can cover damage caused by certain covered events, such as fire, theft, vandalism, or certain water damage, and help you limit financial losses to resume your activities more quickly after a loss.
When a covered loss leads to a slowdown or temporary shutdown of your activities, financial consequences can quickly accumulate. Business interruption insurance can help compensate for a portion of lost income and cover certain fixed expenses during the period necessary to resume your operations.
Whether for daily travel, transporting goods, or moving employees, your vehicles play an essential role in your activities. Commercial vehicle insurance can cover property damage and civil liability arising from an accident involving an insured vehicle, helping you continue your operations with confidence.
Whether for deliveries, travel between different sites, or transporting products intended for your customers, your goods can be exposed to various risks along the way. Cargo insurance can cover losses, thefts, or damage sustained during transport to protect the value of the goods being moved.
Cyberattacks, hacking, and data breaches can have significant repercussions on a company’s activities. Cyber risk insurance can help cover certain costs related to data recovery, crisis management, business interruptions, as well as claims arising from a covered IT incident.
Our teams answer your most frequent questions to help you better understand the available protections and choose solutions adapted to your reality.
Yes. Every retail business faces its own unique risks. Retail insurance can help protect your building (if you own it), equipment, inventory, commercial liability, and more. Our experts will help you choose the coverage that’s best suited to your business.
Depending on the coverage you choose, your inventory may be protected against risks such as theft, fire, vandalism, water damage, and other covered events. Your broker will help ensure your coverage reflects the value of your merchandise.
Depending on your policy, business interruption coverage may help replace lost income and cover certain ongoing operating expenses while your business recovers from a covered loss.
Commercial General Liability insurance can help protect your business if a customer or other third party is injured or suffers property damage for which your business may be held legally responsible. Our experts will help you select the coverage that’s right for your operations.
Yes. Adding new products, increasing your inventory, renovating your premises, or changing your operations can all affect your insurance needs. We recommend reviewing your coverage regularly with your broker to ensure it continues to meet your business needs.
As one of the largest brokerage firms in Quebec, with a team of over 120 brokers across 9 branches, our firm is dedicated to P insurance. We offer a simple, efficient, and transparent approach to our insurance services.
On the other end of the line, reach our specialists who support you by adapting to your needs to offer you the best coverages suitable for your business.
Our experts have access to a vast network of insurers to obtain the insurance products that best meet your needs.
Our professionals shop and compare several quotes for you to save you time and find the most suitable insurance solutions.
Our brokers research and negotiate the insurance products most suited to your needs, while ensuring they obtain excellent value for money.
Our team holds several certifications and strictly adheres to industry guidelines, such as the Autorité des marchés financiers (AMF), the Autorité des marchés publics (AMP), and the Registered Insurance Brokers of Ontario (RIBO), ensuring your interests are respected.
Thanks to our presence in the communities and the values that unite us, we understand your reality and remain accessible when you need us.
Our team of brokers possesses in-depth knowledge based on the different business sectors we serve, ensuring you obtain the best coverage options to protect your business optimally.
When the unexpected happens, your broker is by your side. They guide you through every step of the claims process, answer your questions, help you navigate each stage, and ensure your case is handled with the care and attention it deserves.
Here is practical advice, useful tools, and clear explanations to answer your everyday questions.
Our commercial brokers, with their sector expertise, take the time to understand your business reality in order to propose protections tailored to your needs.
