This type of insurance is different from the usual home insurance because it offers more protection for the home itself, as well as broader civil liability coverage and much higher compensation in the event of total or partial loss, including the full cost of a complete rebuild.
Is this kind of insurance right for you?
If your residence is worth over $1 million and you also own luxury or exceptional items like jewelry, art collections, antique furniture and so on that are worth more than $200,000, this kind of insurance would be a perfect fit.
It will give you peace of mind by protecting your most valuable possessions with personalized warranties. It will also allow you to maintain your standard of living in the wake of unfortunate events like water or other damage.