Car Insurance – Personal - Assurancia Groupe Tardif

Choose coverage that suits your needs

To benefit from the best protection, take the time to study the different options of your auto insurance contract.

In addition to third-party liability, which is mandatory, options are available to protect damage caused to your vehicle (collision, theft, fire, etc.) or for specific needs (replacement insurance, etc.).

To have solid protection adapted to your needs, ask your questions to your broker:

  • Is my civil liability protection sufficient to drive in the USA?
  • What is the amount of my deductibles?
  • What is excluded from my contract?

Your automobile insurance broker is there to assist you. 

auto insurance

Understand your auto insurance policy

auto insurance policy

The car insurance contract is standard between all insurers so that it is understandable by all insured. It is organized into three parts:

Part 1 called “Chapter A”: covers civil liability insurance (mandatory insurance). In this chapter, you will find the amount of your civil liability.

Part 2 called “Chapter B”: includes the different options for damage to your vehicle (collision, fire, theft, vandalism, glass breakage, etc.).

Part 3 called “F.A.Q” (Quebec Endorsements Form): includes endorsements, and additional protections (replacement insurance, etc.).

Your automobile insurance broker is there to advise you and help you understand your contract

Information to transmit to your broker for a quote

For your broker to be able to make the most accurate quote possible, you must provide him with the following information:

  • DETAILS OF THE CAR TO BE INSURED 

Year, make, model, estimated annual mileage, date of purchase/lease of the vehicle, number and description of violations and claims....

  • INFORMATION ON THE INSURED

First and last name, address, driver's license number, year of license, etc.

With your agreement, we will question the credit agency to be able to make you the best possible offer. Be aware that this does not affect your credit rating.

insurance broker

Anti-stress checklist: 4 steps to follow in the event of a car accident

Do you really know what to do in the event of a car accident? Do you know when to contact your insurance provider? Do you know what information to provide?

To help you avoid stress and panic, we've created this anti-stress checklist explaining the 4 essential steps to follow in the event of a car accident in Quebec.

 

 DOWNLOAD THE CHECKLIST 

quoi faire lors d un accident de voiture au Quebec

 

How can you save money with your insurance policy?

Contact your broker to find out about all the discounts available.

  • assurance auto-auto et habitation

    Auto and home

    By bundling auto and home insurance, you save money.

  • assurance auto-multiples véhicules

    Multiple vehicles

    Discount when you insure more than one vehicle belonging to members of the same family/same household.

  • Assurance auto-plan de groupe

    Group Plan

    Does your organization have a group plan with Intact? You are eligible for the rate negotiated by your organization.

  • Assurance auto - véhicule électrique

    Electric vehicle

    Drive an electric vehicle and obtain a discount on your auto insurance

Having problems finding insurance?

Trust us, Assurancia Groupe Tardif specializes in second chance insurance and has a team dedicated to finding solutions for you!

The following are examples for which Assurancia Groupe Tardif can assist you in finding coverage for your car:

  • Non-payment of premiums

  • Criminal record

  • Claims frequency

  • Interrupted insurance contract

  • Employment related issues

  • Difficult financial circumstances, including discharged bankruptcy

  • And many more…

Frequently Asked Questions

What does it mean: auto insurance premium, auto insurance policy, deductible, certificate of insurance?

Insurance premium: amount to be paid to be covered by the insurer for the duration of the contract.

Insurance policy: a contract (policy) in which an insurer indemnifies another against losses from specific perils

Deductible: It’s an amount you must pay in the event of a claim. In certain situation the deductible will not apply.

Certificate of insurance: It’s a proof of insurance to have in your possession. (known as a pink card).

What is the difference between the public insurance plan and the private insurance plan?

The public plan of the Société de l’assurance automobile du Québec (SAAQ) covers bodily injury.

Private insurance covers material damage caused or suffered by the insured and bodily injury caused to another person that is not covered by the SAAQ.