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From start to finish, we adapt to your reality
Your vehicle is more than a means of transportation—it is part of your daily life and allows you to get around with complete freedom. At Assurancia Groupe Tardif, our experts help you choose the coverage that fits your needs so you can hit the road with confidence.
Whether for your daily commute or your leisure activities, discover coverage tailored to your vehicle and your reality so you can hit the road with confidence.
Civil liability protects you if you unintentionally cause property damage or injuries to another person while using your vehicle. This coverage is essential to help you drive with peace of mind.
Damage coverage protects your vehicle in the event of an accident, theft, vandalism, fire, or certain other events covered by your policy. It helps you repair or replace your vehicle following a claim.
You can add several optional coverages to your policy, including collision or upset coverage, all perils except collision / specified perils, all-risk coverage, named perils, replacement cost (new vehicle), a replacement vehicle, glass breakage, roadside assistance, as well as coverage for accessories and equipment. You can also increase your civil liability limit ($1M, $2M, $5M or more) to benefit from enhanced financial protection in the event of a major claim. These options allow you to tailor your insurance to your reality.
Our teams answer your most frequently asked questions to help you better understand the coverage available and choose solutions tailored to your reality.
Yes, civil liability insurance is mandatory to drive a vehicle in Quebec. Without this coverage, it is illegal to drive.
Basic insurance covers the damage you may cause to others, and depending on the coverage you choose, it can also cover accidents and collisions, theft, vandalism and fire, damage to your vehicle, as well as certain coverage for drivers and passengers.
Yes. In Quebec, bodily injuries are covered by the SAAQ public plan, regardless of who is at fault in the accident.
Yes, as long as your policy is active. However, certain conditions may apply depending on how the vehicle is used, the declared drivers, or storage periods.
Basic insurance protects others, but not always your vehicle. More comprehensive coverage helps cover your damages and avoid significant costs in the event of an accident, theft, or loss.
As one of the largest brokerage firms in Quebec, with a team of more than 120 brokers across 9 branches, our firm is dedicated to property and casualty insurance. We offer a simple, efficient, and transparent approach to our insurance services.
Over the phone, connect with our specialists who support you by adapting to your reality to offer you the best coverage for your needs.
Our experts have access to a vast network of insurers to obtain the insurance product that best meets your reality.
Our professionals shop around and compare several quotes for you to save you time and find the most suitable insurance solution.
Our brokers look for the insurance product best suited to your reality, while ensuring you get the best value for money.
Our team holds several certifications and strictly follows industry guidelines, such as those of the Autorité des marchés financiers (AMF), the Autorité des marchés publics (AMP), and the Registered Insurance Brokers of Ontario (RIBO), ensuring your interests are respected.
Thanks to our presence in the communities and the values that unite us, we understand your reality and remain accessible when you need us.
When the unexpected happens, your broker is by your side. They guide you through every step of the claims process, answer your questions, help you navigate each stage, and ensure your case is handled with the care and attention it deserves.
Here are practical tips, useful tools, and clear explanations to answer your everyday questions.
If you are an individual, our brokers take the time to offer you coverage tailored to your reality.
