Orchards insurance (Apple Growing, etc.)

In your orchard, an incident can occur despite all precautions taken. Civil liability insurance can protect your business in the event of a claim resulting from material, bodily, or financial damage caused to a third party following a covered event.

This coverage protects tractors, irrigation systems, specialized tools, buildings, refrigeration equipment, and cold rooms, as well as other assets essential to your operation against covered risks, such as fire, certain water damage, theft, vandalism, or equipment breakdown.

Helps compensate for certain income losses when a covered claim leads to the temporary cessation or slowdown of activities. Agricultural insurance can include operating income protection.

Protects your trees, fruits, and certain crops against damage resulting from covered risks, according to the conditions and exclusions provided in the contract. Protections may notably include guarantees for unharvested products in certain circumstances.

Protects the operation’s products, inputs, and certain stocks against covered risks. For an orchard that processes its fruit, this category can also be adapted to products in the process of being transformed and finished products.

Depending on the needs of your operation, several complementary protections can be added to your contract. Options offered notably include accidental pollution, product contamination, loss or deterioration of products, product liability, pick-your-own and agrotourism activities, product transport, cyber-risk insurance, additional operating expenses, as well as agricultural vehicle insurance. Our specialized team is here to advise you and help you choose the protections best suited to your needs.