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From design to solutions, we adapt to your needs
In a rapidly evolving technological environment, your solutions, data, and expertise are at the heart of your operations. Whether you are a software developer, IT consultant, systems integrator, or technology company, each project carries its own risks. At Assurancia Groupe Tardif, our experts support you with tailored insurance solutions to protect your business, your operations, and your clients against unforeseen events.
Every professional faces risks specific to their field of expertise. Our team supports you by offering insurance solutions adapted to your needs to protect your activities arising from the exercise of your profession.
In the course of your professional activities, an incident can sometimes result in property damage or injury to a third party, despite all precautions taken. Liability insurance can protect you in the event of a claim arising from a covered event and help cover the costs that may result.
This protection safeguards your offices, equipment, and other facilities against covered risks, such as fire, certain water damages, wind, or vandalism. This protection can also cover your IT equipment, servers, office furniture, and other essential assets for your operations when damaged by a covered event.
May compensate for certain loss of income and additional expenses when a cyber incident leads to the interruption or disruption of your IT systems. Certain protections may also cover interruption caused by an external technology provider.
Protects your business when an error, omission, negligence, or failure of your technological products or services causes financial harm to a client. It is particularly relevant for software developers, IT consultants, systems integrators, and other technology service providers.
Protects directors and officers against certain claims related to decisions made in the exercise of their duties. It becomes particularly relevant for growing technology companies, those welcoming investors, or those with a more developed governance structure.
May cover certain costs related to the loss, damage, or restoration of data and software following a covered event.
Protects against certain claims arising from a technological product or service that does not function as expected or causes harm to the client. Certain specialized insurances notably cover product or service failures and contractual breaches.
May compensate for certain loss of income and additional expenses when a cyber incident leads to the interruption or disruption of your IT systems. Certain protections may also cover interruption caused by an external technology provider.
May protect your business against certain claims related to copyrights, software, or other intellectual property issues, depending on the guarantees provided in the contract. Specialized technological solutions may notably provide protection for certain software copyright infringements.
May cover certain costs associated with an attempted cyber extortion, including negotiation services and, where permitted and covered, certain sums paid following an extortion.
May compensate for certain loss of income and additional expenses when a covered loss disrupts business operations. Certain technological solutions also provide protections when the interruption originates from an essential supplier.
May cover certain costs necessary to reproduce research work, prototypes, or projects lost following a covered event. This is a specialized guarantee found notably in certain solutions for technology companies.
Technologies and data play an essential role in the activities of many businesses. A cyberattack, hacking, or data breach can lead to service interruptions, financial losses, and significant repercussions on your operations. Cyber risk insurance can help cover certain costs related to data recovery, crisis management, business interruptions, and claims arising from a covered IT incident.
Depending on the nature of your activities and the evolution of your technology company, other protections can be added to your contract to better meet your needs. For example, media liability for certain risks related to digital content. Consult one of our specialized brokers to assess your needs and ensure that your business is well protected at all levels against the risks specific to your activities.
Our teams answer your most frequently asked questions to help you better understand the available protections and choose solutions adapted to your needs.
Yes. IT companies face particular risks related to software, data, cybersecurity, and services provided to their clients. Adapted insurance helps to take into account these needs and protect your business against the financial consequences of certain unforeseen events.
Technology Errors and Omissions insurance primarily protects against certain claims arising from an error, omission, or failure in your professional services. Cyber risk insurance, on the other hand, targets the consequences of certain IT incidents, such as a cyberattack, data breach, or ransomware. These two protections are often complementary.
Depending on the guarantees provided in your contract, technology Errors and Omissions insurance can protect you when an error, omission, or failure of your technological products or services leads to a claim against your company.
Yes. Cyber risk insurance can cover certain financial consequences related to a cyberattack, data confidentiality breach, ransomware, or other IT incidents. It can also provide access to specialized resources to support you during an incident.
Yes. The launch of new software, the addition of services, data hosting, the arrival of new clients, or expansion into new markets can significantly alter your risks. Your broker can review your protections to ensure they continue to adapt to your needs and the evolution of your business.
As one of the largest brokerage firms in Quebec with a team of over 120 brokers across 9 branches, our firm is dedicated to property and casualty insurance. We offer a simple, effective, and transparent approach to our insurance services.
On the other end of the line, reach our specialists who support you by adapting to your needs to offer you the best coverage suitable for your business.
Our experts have access to a vast network of insurers, to obtain the insurance products that best meet your needs.
Our professionals shop and compare multiple quotes for you to save you time and find the most suitable insurance solutions.
Our brokers research and negotiate the insurance products best suited to your needs, while ensuring excellent value for money.
Our team holds multiple certifications and rigorously complies with industry guidelines, such as the Autorité des marchés financiers (AMF), the Autorité des marchés publics (AMP), and the Registered Insurance Brokers of Ontario (RIBO), ensuring your interests are protected.
Thanks to our presence in communities and the values that unite us, we understand your reality and remain accessible when you need us.
Our team of brokers possesses in-depth knowledge based on the different business sectors we serve, ensuring you get the best coverage options to protect your business optimally.
When the unexpected happens, your broker is by your side. They will support you through every step of your claim, answer your questions, facilitate your procedures, and ensure your file is handled with all the attention it deserves.
Here are practical tips, useful tools, and clear explanations to answer your everyday questions.
Our business brokers, with their sector expertise, take the time to understand your business reality to offer you coverage tailored to your needs.
