Garage and Mechanical Workshop Insurance

From parts to repairs, we adapt to your needs

Whether you operate an auto garage, a mechanical workshop, a tire center, or a specialized shop, your business faces unique challenges. At Assurancia Groupe Tardif, we support you by offering coverage tailored to your activities to protect your business and ensure the continuity of your operations.

Garages and Mechanical Workshops

Your peace of mind, our coverage

Your garage or mechanical workshop reflects your expertise, your know-how, and the trust you build with your clientele. Our experts assist you in choosing coverage adapted to your business reality to contribute to the security and continuity of your activities.

Civil Liability

In the course of your activities, an incident can sometimes lead to material damage or injury to a third party, despite all precautions taken. Civil liability insurance can protect you in the event of a claim arising from a covered event and help cover any resulting costs.

Building, Property, and Equipment Insurance

Protects your garage, workshop, offices, and other facilities against covered risks, such as fire, certain water damage, wind, or vandalism. This coverage can also include your tools, lifts, compressors, diagnostic equipment, welding equipment, and other essential equipment for your operations.

Loss of Income Insurance (Business Interruption)

When a covered loss leads to a slowdown or temporary halt in your activities, the financial consequences can quickly accumulate. Loss of income insurance can help compensate for a portion of lost revenue and cover certain expenses during the period required for your operations to resume.

Errors and Omissions Related to Work

Protects your business against certain claims arising from an error, omission, or fault committed during repair, maintenance, or installation work, when this coverage is offered.

Protection for Entrusted Vehicles

When client vehicles are in your care as part of your activities, this coverage can cover certain damages to insured vehicles, according to the guarantees provided in the contract.

Cyber Risk Insurance

Cyberattacks, fraud attempts, and data breaches can have significant consequences for your business. Cyber risk insurance can help cover certain costs related to data recovery, crisis management, business interruptions, and claims arising from a covered IT incident.

Accidental Pollution

Protects your business against certain claims or damages resulting from an accidental spill of oils, fuels, or other contaminants related to your activities, according to the protections provided in the contract.

Other Coverage Options

Depending on your needs, various protections can be added to your contract, such as replacement value or additional operating expenses, to promote the continuation or rapid resumption of your activities after a covered loss.

Your Questions About Garage and Mechanical Workshop Insurance

Our teams answer your most frequently asked questions to help you better understand the available coverage and choose solutions tailored to your needs.

Garages and Mechanical Workshops

The Advantage of Our Assurancia Groupe Tardif Business Brokers

As one of the largest brokerage firms in Quebec, with a team of over 120 brokers across 9 branches, our firm is dedicated to property and casualty insurance. We offer a simple, efficient, and transparent approach to our insurance services.

Count on Our Experts

On the phone, reach our specialists who will assist you by adapting to your needs to offer you the best coverage suitable for your business.

Access Multiple Insurers

Our experts have access to a vast network of insurers to obtain the insurance products that best meet your needs.

Save Time

Our professionals shop around and compare several quotes for you to save you time and find the most suitable insurance solutions.

Get the Best Value for Money

Our brokers research and negotiate the insurance products best suited to your needs, while ensuring excellent value for money.

Have Confidence

Our team holds several certifications and rigorously adheres to industry guidelines, such as the Autorité des marchés financiers (AMF), the Autorité des marchés publics (AMP), and the Registered Insurance Brokers of Ontario (RIBO), ensuring your interests are respected.

Benefit from Proximity

Thanks to our presence in communities and the values that unite us, we understand your reality and remain accessible when you need us.

Rely on Sectoral Expertise

Our team of brokers possesses in-depth knowledge based on the different sectors of activity we serve, ensuring you get the best coverage options to optimally protect your business.

Guidance when you need it most

When the unexpected happens, your broker is by your side. They guide you through every step of the claims process, answer your questions, help you navigate each stage, and ensure your case is handled with the care and attention it deserves.

Request a Quote Tailored to Your Needs

Our business brokers, with their sectoral expertise, take the time to understand your business reality to offer you coverage adapted to your needs.

Request a quote

Request a Quote Tailored to Your Needs