Environmental Business Insurance

In the course of your professional activities, an incident can sometimes result in property damage or injury to a third party, despite all precautions taken. Liability insurance can protect you in the event of a claim arising from a covered event and help cover the costs that may result.

This coverage protects your offices, your equipment such as measuring instruments, computer hardware, and other property necessary for your operations; it also protects your facilities, office furniture, etc. Whether against covered risks such as fire, certain water damage, wind, or vandalism, depending on your covered risks.

When a covered loss results in a slowdown or temporary halt of your activities, the financial consequences can quickly accumulate. Loss of income insurance can help compensate for part of the lost revenue and cover certain expenses during the period necessary to resume your operations.

Particularly important for consultants, engineers, and environmental experts. It can protect your business when an error, omission, or negligence in your professional services results in a claim or financial loss for a client.

This protection covers your business as well as its directors and officers against certain claims arising from decisions, acts, or omissions committed in the exercise of their management functions, when this protection is offered.

It can protect your business against certain financial consequences arising from a pollution event, including bodily injury or property damage, certain cleanup and decontamination costs, as well as certain third-party claims.

Can cover certain claims and certain costs arising from a pollution event at a job site, at a client’s location, or at another location where your business performs work.

Can cover certain costs necessary to clean, remove, treat, or dispose of contaminants following a covered event.

Particularly relevant for businesses that transport contaminated soils, waste, chemicals, or other materials. It can protect against certain pollution events occurring during transportation.

Can provide coverage when materials or contaminants from your operations are sent to an external treatment, recovery, or disposal site.

Technology and data play an essential role in the activities of many businesses. A cyberattack, computer hacking, or data breach can result in service interruptions, financial losses, and significant impacts on your operations. Cyber risk insurance can help cover certain costs related to data recovery, crisis management, business interruptions, and claims arising from a covered computer incident.

Depending on the nature of your operations, other coverages can be added to your policy to better address the risks specific to your business. These include coverage against certain gradual pollution events, liability related to work performed by contractors or subcontractors, as well as insurance for commercial vehicles used in your operations. Consult our brokers to assess your needs and ensure that your business is properly protected according to your requirements.