Search
From vine to bottle, we adapt to your needs
Your vineyard is the fruit of expertise, passion, and work that evolves with the seasons. Cultivation of vines, harvesting, processing, winemaking, storage, or welcoming visitors: each step carries its own risks. At Assurancia Groupe Tardif, our experts take the time to understand your needs in order to offer you tailored insurance solutions to protect your vineyard, facilities, equipment, products, and the continuity of your operations.
Each vineyard has its own specificities and faces risks that evolve with the seasons and the vagaries of Mother Nature. Discover tailored protections here to adequately protect your operation.
In the course of your viticultural activities, an incident can occur despite all precautions taken. Civil liability insurance can protect your business in the event of a claim resulting from material, bodily, or financial damage caused to a third party following a covered event.
This coverage protects tractors, irrigation systems, specialized tools, buildings, and other assets essential to your viticultural operation against covered risks, such as fire, certain water damage, theft, vandalism, or equipment breakdown.
Helps compensate for certain income losses when a covered claim leads to the temporary cessation or slowdown of vineyard activities. Agricultural insurance can include operating income protection.
Protects your vines, grapes, and certain crops against damages resulting from covered risks, according to the conditions and exclusions provided in the contract. Protections may notably include guarantees for unharvested products in certain circumstances.
Protects the operation’s products, inputs, and certain stocks against covered risks. For a vineyard that processes its grapes, this category can also be adapted to products in process and finished products.
Depending on your operation’s needs, several additional protections can be added to your contract. Among the options offered are accidental pollution, product contamination, leakage or loss of tank contents, product recall, product transportation, cyber risk insurance, additional operating expenses, and agricultural vehicle insurance. Our specialized team is here to advise you and help you choose the protections best suited to your needs.
Each vineyard has its own specificities and faces risks that evolve with the seasons and the vagaries of Mother Nature. Discover protections tailored to your needs to protect your vines, buildings, equipment, harvests, and the continuity of your activities.
Yes. Viticulture involves particular risks related to vines, harvests, buildings, equipment, and, depending on your activities, the processing and sale of your products. Adapted insurance takes into account all the activities of your vineyard.
Depending on the subscribed protections, your vines and harvests may be covered against certain risks provided in your contract. Your broker can help you determine the protections adapted to your production and the specificities of your operation.
Yes. If you process your grapes on-site, certain production equipment, tanks, refrigeration systems, and other installations can be insured. Additional protections may also be offered for certain equipment breakdowns or product losses.
Depending on the guarantees chosen, protections may be offered for certain risks related to contamination, liability arising from your products, or their recall. Your broker can assess your processing, bottling, and sales activities to suggest appropriate protections.
Yes. If your vineyard welcomes visitors for tastings, tours, a shop, or events, these activities must be taken into consideration in your insurance. Our experts can assist you in ensuring your protections correspond to all your needs, from the vine to the experience offered to your visitors.
As one of the largest brokerage firms in Quebec, with a team of over 120 brokers across 9 branches, our firm is dedicated to property and casualty insurance. We offer a simple, efficient, and transparent approach to our insurance services.
Reach our specialists by phone; they will support you by adapting to your needs to offer you the best coverage for your operation.
Our experts have access to a vast network of insurers, to obtain the insurance products that best meet your needs.
Our professionals shop and compare multiple quotes for you to save you time and find the most suitable insurance solutions.
Our brokers research and negotiate the insurance products best suited to your needs, while ensuring excellent value for money.
Our team holds several certifications and rigorously adheres to industry standards, notably those of the Autorité des marchés financiers (AMF), the Autorité des marchés publics (AMP), and the Registered Insurance Brokers of Ontario (RIBO), to ensure the protection of your interests.
Thanks to our presence in communities and the values that unite us, we understand your reality and remain accessible when you need us.
Our team of brokers has in-depth knowledge in the agricultural sector to ensure you get the best coverage options to optimally protect your operation.
When the unexpected happens, your broker is by your side. They will support you through every step of your claim, answer your questions, facilitate your procedures, and ensure your file is handled with all the attention it deserves.
Here are practical tips, useful tools, and clear explanations to answer your everyday questions.
Our agricultural brokers, with their sector expertise, take the time to understand your operation to offer you coverage tailored to your needs.
