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From farm to market, we adapt to your needs
Market gardening demands rigorous planning, substantial investments, and the capacity to adapt to nature’s unpredictability. Between crops, buildings, equipment, and harvest periods, each season brings its share of challenges. At Assurancia Groupe Tardif, we support you with insurance solutions tailored to your needs to protect your operation and ensure the continuity of your activities.
Operating a market gardening business comes with its share of challenges, from crops to equipment, buildings, and unpredictable weather. Our team supports you with insurance solutions adapted to your reality to protect your business and ensure the continuity of your activities.
Operating a market garden farm involves many responsibilities. This protection can cover your business in the event of a claim resulting from material, bodily, or financial damage caused to a third party in the course of your agricultural activities.
This coverage protects your buildings, greenhouses, cold rooms, irrigation systems, agricultural equipment, and other essential assets for your operation against risks covered by your contract.
A covered loss can temporarily slow down or interrupt your activities, leading to significant financial losses, particularly in a sector where production periods are often limited. Loss of income insurance can help compensate for certain income losses and fixed expenses during the recovery period.
Crops represent the heart of your operation and the result of many months of work. This protection can cover vegetables, fruits, and other market garden crops against certain covered damages, according to the guarantees and conditions provided in the contract.
This coverage protects stored harvests, seeds, fertilizers, agricultural products, and other essential supplies for your operation against certain covered damages, according to the guarantees and conditions provided in the contract.
Depending on the needs of your market gardening operation, several complementary protections can be added to your contract. Among the options offered are replacement value, irrigation system protection, cyber risk insurance, accidental pollution, additional operating expenses, and agricultural vehicle insurance.
Our teams answer your most frequently asked questions to help you better understand the available protections and choose solutions adapted to your needs.
Greenhouses, tunnels, and other structures used to extend the growing season can represent significant investments. It is essential to verify that they are included in your coverage.
Harvested vegetables, stored or awaiting delivery, can be exposed to various risks. Good protection helps limit the financial consequences of a loss.
Direct sales to consumers can lead to additional liabilities. Your coverage should reflect all your commercial activities.
Equipment failure can compromise a significant part of your production. Certain protections can help reduce the financial impacts associated with a covered event.
The evolution of your business may change your insurance needs. Regular review helps maintain protection adapted to your market gardening reality.
As one of the largest brokerage firms in Quebec, with a team of over 120 brokers across 9 branches, our firm is dedicated to property and casualty insurance. We offer a simple, efficient, and transparent approach to our insurance services.
Reach our specialists by phone; they will support you by adapting to your needs to offer you the best coverage for your operation.
Our experts have access to a vast network of insurers, to obtain the insurance products that best meet your needs.
Our professionals shop and compare multiple quotes for you to save you time and find the most suitable insurance solutions.
Our brokers research and negotiate the insurance products best suited to your needs, while ensuring excellent value for money.
Our team holds several certifications and rigorously adheres to industry standards, notably those of the Autorité des marchés financiers (AMF), the Autorité des marchés publics (AMP), and the Registered Insurance Brokers of Ontario (RIBO), to ensure the protection of your interests.
Thanks to our presence in communities and the values that unite us, we understand your reality and remain accessible when you need us.
Our team of brokers has in-depth knowledge in the agricultural sector to ensure you get the best coverage options to optimally protect your operation.
When the unexpected happens, your broker is by your side. They guide you through every step of the claims process, answer your questions, help you navigate each stage, and ensure your case is handled with the care and attention it deserves.
Here are practical tips, useful tools, and clear explanations to answer your everyday questions.
Our agricultural brokers, with their sectoral expertise, take the time to understand your operation to offer you protections adapted to your needs.
