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From passion to exhibitions, we adapt to your reality
Every collector, antique, or modified vehicle has its own story. Whether you have restored it, customized it, or carefully preserved it over the years, at Assurancia Groupe Tardif, our experts support you to offer protection tailored to your needs.
Whether for your daily commute or leisure activities, discover protections tailored to your vehicle and your reality so you can take to the road with confidence.
*Antique and collector vehicles are often subject to certain conditions, such as limited annual mileage, secure storage, or occasional use. Your broker can help you choose the protection best suited to your vehicle.
Civil liability protects you if you unintentionally cause property damage or injury to another person while using your vehicle. This protection is essential to allow you to drive with complete peace of mind.
Damage protection covers your vehicle in the event of an accident, theft, vandalism, fire, or certain other events covered by your policy. It helps you repair or replace your vehicle following a loss.
Several optional coverages can be added to your policy, including protection against collision or rollover, all risks except collision / specified risks, comprehensive coverage, replacement value, replacement vehicle, glass breakage, roadside assistance, and protection for accessories and equipment. You can also increase your civil liability limit to benefit from enhanced financial protection in the event of a major claim. These options allow you to tailor your insurance to your reality and drive with greater peace of mind.
Because every vehicle is unique, tailored protections can be added to cover modifications, accessories, and specialized equipment, such as rims, suspension, audio systems, or custom paint. Depending on the coverages selected, your insurance may also include an agreed or stated value, protection for rare parts, original accessories, trailer transport, specialized roadside assistance, coverage during exhibitions or gatherings, and replacement value protection when eligible.
Our teams answer your most frequently asked questions to help you better understand the available protections and choose solutions tailored to your reality.
Depending on your policy, protection may be offered when your vehicle participates in exhibitions, shows, or enthusiast gatherings. Since these uses differ from regular use, it is important to verify that your coverage is adapted to this type of event.
Depending on the protections selected, rare, original, or collector parts as well as certain specialized accessories may be covered. However, it is important to declare their value and keep invoices or supporting documents to facilitate compensation in the event of a loss.
No, modifications must be declared to your insurer. Certain parts or transformations require specific protection to be adequately covered.
Yes, with tailored protection. Collector or modified vehicles can be insured according to a value agreed in advance, without depreciation in the event of a total loss.
A modified or collector vehicle has unique value and particular characteristics. Specialized insurance allows you to adequately protect your investment and avoid significant losses in the event of a loss.
As one of the largest brokerage firms in Quebec with a team of over 120 brokers across 9 branches, our firm is dedicated to property and casualty insurance. We offer a simple, efficient, and transparent approach to our insurance services.
On the phone, reach our specialists who support you by adapting to your reality to offer you the best coverages that suit you.
Our experts have access to a vast network of insurers to obtain the insurance product that best meets your reality.
Our professionals shop and compare multiple quotes for you to save you time and find the most suitable insurance solution.
Our brokers seek the insurance product best suited to your reality, while ensuring the best value for money.
Our team holds multiple certifications and rigorously complies with industry guidelines, such as the Autorité des marchés financiers (AMF), the Autorité des marchés publics (AMP), and the Registered Insurance Brokers of Ontario (RIBO), ensuring your interests are protected.
Thanks to our presence in communities and the values that unite us, we understand your reality and remain accessible when you need us.
When the unexpected happens, your broker is by your side. They guide you through every step of the claims process, answer your questions, help you navigate each stage, and ensure your case is handled with the care and attention it deserves.
Here are practical tips, useful tools, and clear explanations to answer your everyday questions.
As an individual, our brokers take the time to offer you protections tailored to your reality.
