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From well-trodden trails to unknown terrain, we adapt to your reality
Your ATV or side-by-side is synonymous with adventure, discovery, and unforgettable moments in nature. At Assurancia Groupe Tardif, our experts help you choose coverage tailored to your reality so you can enjoy every outing with complete peace of mind.
Whether for work or leisure, our insurance solutions protect your ATV or side-by-side so you can enjoy every ride with confidence.
Civil liability protects you if you unintentionally cause property damage or injuries to another person while using your vehicle. This coverage is essential so you can ride with complete peace of mind.
Your vehicle is exposed to various risks every day, whether on the road or while parked. Depending on the coverage selected, this protection covers damage to your vehicle following an accident, theft, vandalism, fire, or other events covered by your policy. It helps you limit the financial impact of a claim.
This coverage covers damage to your ATV or side-by-side following a collision, rollover, or certain other covered risks, such as hail or falling objects. It helps you limit the financial impact of a claim and get back to your activities with complete peace of mind.
Every owner has different needs depending on their vehicle, how they use it, and where they ride. That’s why it’s important to choose protection tailored to your reality, so you benefit from coverage that matches your expectations and your level of risk.
Accessories and equipment added to your vehicle can represent a significant investment and deserve tailored protection. Your insurance can cover various equipment such as a winch, roof, windshield, doors, cab, tracks, storage boxes, specialized tires, or additional lighting. Coverage may also be offered for a transport trailer when it is not insured separately, as well as for travel outside Quebec, in other provinces or the United States. These coverages allow you to tailor your protection to your vehicle and your lifestyle.
Our teams answer your most frequently asked questions to help you better understand the coverage available and choose solutions tailored to your reality.
Yes, in several situations. In Quebec, civil liability insurance is mandatory to ride on a public road or on federated trails. Without this coverage, you cannot legally ride.
Basic insurance covers damage you may cause to others—injuries or property damage—and depending on the coverage selected, it can also cover accidents and collisions, theft, vandalism and fire, damage to your vehicle, as well as accessories and equipment.
Generally yes, if your policy is tailored to your use (trails, private land, work, etc.). However, certain conditions apply, so it’s important to declare how and where you use your vehicle to avoid unpleasant surprises.
Yes, but only if you have added “all-risk” or “miscellaneous risks” coverage. Without this option, a theft or attempted theft may not be covered.
Minimum civil liability may be insufficient in the event of a serious accident. That’s why coverage of $1,000,000 or more is strongly recommended to be truly well protected.
As one of the largest brokerage firms in Quebec, with a team of over 120 brokers across 9 branches, our firm is dedicated to property and casualty insurance. We offer a simple, efficient, and transparent approach to our insurance services.
On the phone, connect with our specialists who support you by adapting to your reality so we can offer you the best coverage for your needs.
Our experts have access to a vast network of insurers to obtain the insurance product that best meets your reality.
Our professionals shop around and compare multiple quotes to save you time and find the most suitable insurance solution.
Our brokers look for the insurance product best suited to your reality, while ensuring you get the best value for money.
Our team holds several certifications and strictly follows industry guidelines, such as those of the Autorité des marchés financiers (AMF), the Autorité des marchés publics (AMP), and the Registered Insurance Brokers of Ontario (RIBO), ensuring your interests are protected.
Thanks to our presence in communities and the values that unite us, we understand your reality and remain accessible when you need us.
When the unexpected happens, your broker is by your side. They guide you through every step of the claims process, answer your questions, help you navigate each stage, and ensure your case is handled with the care and attention it deserves.
Here are practical tips, useful tools, and clear explanations to answer your everyday questions.
If you are an individual, our brokers take the time to offer you coverage tailored to your reality.
