Professional Services Insurance

In the course of your professional activities, an incident can sometimes result in property damage or injury to a third party, despite all precautions taken. Liability insurance can protect you in the event of a claim arising from a covered event and help cover the costs that may result.

This protection covers your offices and other facilities against covered risks, such as fire, certain water damage, wind, or vandalism. This protection can also cover your computer equipment, servers, office furniture, and other property essential to your activities when damaged by a covered event.

When a covered loss results in a slowdown or temporary halt of your activities, the financial consequences can quickly accumulate. Loss of income insurance can help compensate for part of the lost revenue and cover certain expenses during the period necessary to resume your operations.

This coverage protects your business against certain claims arising from an alleged error, omission, or negligence in the provision of your professional services, when this protection is offered.

This protection covers your business as well as its directors and officers against certain claims arising from decisions, acts, or omissions committed in the exercise of their management functions, when this protection is offered.

Documents, client files, and digital data are at the heart of your professional activities. This protection can cover certain professional documents, client files, and data essential to your operations, depending on the coverage selected.

Professional travel is often an integral part of your activities. Whether it is to meet clients, make deliveries, or transport equipment, your vehicles play an essential role in the smooth operation of your business. Commercial vehicle insurance can cover property damage and liability arising from an accident involving an insured vehicle, to help you maintain your operations with confidence.

Technology and data play an essential role in the activities of many businesses. A cyberattack, computer hacking, or data breach can result in service interruptions, financial losses, and significant impacts on your operations. Cyber risk insurance can help cover certain costs related to data recovery, crisis management, business interruptions, and claims arising from a covered computer incident.

Following a covered loss, certain unforeseen expenses may be necessary to maintain your activities or limit interruptions. This protection can cover certain extra expenses incurred to continue your operations or resume your activities more quickly.

Depending on your business needs, several complementary protections can be added to your policy. For example, replacement cost coverage allows for the replacement of certain eligible property or equipment without taking into account their depreciation, according to the terms provided in the policy. Extra expense protection can cover certain expenses incurred to maintain your activities or resume your operations more quickly after a covered loss.