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From reservation to customer experience, we adapt to your needs
In the hospitality and food service sector, each establishment has specific needs. Whether it’s a hotel, motel, inn, restaurant, bar, or café, at Assurancia Groupe Tardif, our team supports you in selecting the coverage offered to provide you with protection tailored to your operations.
Your food service or accommodation establishment reflects your expertise, your commitment, and the experience you offer your customers. Our experts support you to provide you with protection tailored to your business reality and your needs.
In the course of your operations, an incident can sometimes cause property damage or injury to a third party, despite all precautions taken. Liability insurance can protect you in the event of a claim arising from a covered event and help cover the costs that may result.
Building, property, and equipment insurance can protect your establishment, its contents, and its equipment against covered risks, such as fire, certain water damage, theft, or vandalism. It helps you limit financial losses and resume your operations more quickly after a loss. Depending on the coverage selected, certain outdoor installations may also be covered.
When a covered loss results in a slowdown or temporary cessation of your operations, loss of income insurance can help compensate for a portion of lost revenue and cover certain expenses during the period necessary to resume your operations.
Whether for employee travel, deliveries, or transporting goods, your vehicles are essential to your operations. Commercial vehicle insurance can cover property damage and liability arising from an accident involving an insured vehicle, to help you continue your operations with confidence.
Protects food, beverages, supplies, cleaning products, and certain other goods related to the operation of your business. Depending on the coverage selected, perishable food and beverages may also be covered in the event of equipment failure or a covered power outage.
Cyberattacks, fraud attempts, and data breaches can have significant consequences on your operations. Cyber risk insurance can help cover certain costs related to data recovery, crisis management, business interruptions, and claims arising from a covered computer incident.
Depending on your needs, other coverage can be added to your policy. For example, replacement cost coverage allows for the replacement of certain eligible property or equipment without taking into account their depreciation, according to the terms of the policy. Extra expense coverage can cover certain expenses incurred to maintain your operations or resume your operations more quickly following a covered loss.
Our teams answer your most frequently asked questions to help you better understand the coverage available and choose solutions tailored to your needs.
We support a wide variety of businesses, including hotels, motels, inns, restaurants, bars, cafés, caterers, and other establishments in the accommodation and food service sector. Our solutions are tailored to the needs of each business.
Yes, depending on the coverage selected. Equipment essential to your operations, such as ovens, cold rooms, refrigerators, freezers, and other specialized appliances, may be covered against several risks provided for in the policy.
Depending on the coverage purchased, your insurance may cover certain loss of income and expenses incurred to facilitate the resumption of your operations during the closure period.
Yes, each establishment is unique. Your broker takes the time to understand your operations to provide you with protection tailored to your needs, whether it’s a restaurant, hotel, or other business in the accommodation and food service sector.
Depending on the coverage selected, perishable food and beverages may be covered when they become unusable following equipment failure or a covered power outage.
As one of the largest brokerage firms in Quebec with a team of over 120 brokers across 9 branches, our firm is dedicated to property and casualty insurance. We offer a simple, efficient, and transparent approach to our insurance services.
On the phone, reach our specialists who support you by adapting to your needs to provide you with the best coverage suited to your business.
Our experts have access to a vast network of insurers to obtain the insurance products that best meet your needs.
Our professionals shop and compare multiple quotes for you to save you time and find the most suitable insurance solutions.
Our brokers search for and negotiate the insurance products best suited to your needs, while ensuring excellent value.
Our team holds multiple certifications and rigorously adheres to industry guidelines, such as the Autorité des marchés financiers (AMF), the Autorité des marchés publics (AMP), and the Registered Insurance Brokers of Ontario (RIBO), ensuring your interests are protected.
Thanks to our presence in communities and the values that unite us, we understand your reality and remain accessible when you need us.
Our team of brokers has in-depth knowledge of the different sectors we serve to ensure you get the best coverage options to optimally protect your business.
When the unexpected happens, your broker is by your side. They guide you through every step of the claims process, answer your questions, help you navigate each stage, and ensure your case is handled with the care and attention it deserves.
Here are practical tips, useful tools, and clear explanations to answer your everyday questions.
Our business brokers, with their sector expertise, take the time to understand your business reality to provide you with protection tailored to your needs.
