{"id":5489,"date":"2026-07-08T22:42:41","date_gmt":"2026-07-09T02:42:41","guid":{"rendered":"https:\/\/www.assuranciagt.com\/personal-insurance\/condo-and-co-ownership\/"},"modified":"2026-07-22T15:12:52","modified_gmt":"2026-07-22T19:12:52","slug":"condo-and-co-ownership","status":"publish","type":"personal-insurance","link":"https:\/\/www.assuranciagt.com\/en\/personal-insurance\/home-insurance\/condo-and-co-ownership\/","title":{"rendered":"Condo and Co-ownership"},"content":{"rendered":"\r\n
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Your peace of mind, our protections<\/h2>\r\n
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Because every situation is unique, we offer protections adapted to your reality, your projects, and the different stages of your life.<\/p>\n<\/div><\/div>\r\n\r\n

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Civil liability<\/h4>\r\n
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The “Civil Liability” guarantee protects you if someone is injured in your home or if you accidentally damage something belonging to your neighbor.<\/p>\n<\/div>\r\n <\/div>\r\n \r\n \r\n

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Building (repair or reconstruction)<\/h4>\r\n
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This protection covers the costs of repairing or reconstructing your residence as well as attached buildings, such as the garage, shed, fence, or deck, when they are damaged by a covered loss. This coverage can also include costs related to guaranteed replacement value and current building code requirements. This allows you to restore your property and preserve the value of your investment. <\/p>\n<\/div> <\/div>\r\n \r\n <\/div>\r\n <\/div>\r\n

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Personal property<\/h4>\r\n
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In the event of a covered loss, your personal property such as furniture, clothing, electronics, appliances, or tools can be replaced or compensated. This coverage helps you limit the financial impact of an unforeseen event. <\/p>\n<\/div>\r\n <\/div>\r\n \r\n \r\n

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Additional living expenses<\/h4>\r\n
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If your residence becomes uninhabitable following a covered loss, additional costs related to your temporary accommodation, meals, and certain other reasonable expenses may be covered. You thus benefit from financial support during the repairs or reconstruction of your residence. <\/p>\n<\/div> <\/div>\r\n \r\n <\/div>\r\n <\/div>\r\n

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Other included protections<\/h4>\r\n
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Your insurance may also include several protections against common risks, such as fire, smoke, lightning, windstorms, hail, theft, and vandalism, depending on your contract. These guarantees help you deal with everyday unforeseen events with complete peace of mind. <\/p>\n<\/div>\r\n <\/div>\r\n \r\n \r\n

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Optional protections<\/h4>\r\n
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Depending on your needs, it is possible to add complementary protections to your contract. For example: sewer backup, water seepage and flooding, earthquakes, replacement of your property at replacement value, equipment breakdown (heat pump, generator, water heater, solar panels, etc.), jewelry and valuable collections, cyber protection, identity theft, enhanced civil liability, teleworking, home-based professional activities, or short-term rentals. These options allow you to adapt your insurance to your reality and obtain more comprehensive protection. <\/p>\n<\/div> <\/div>\r\n \r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <\/div>\r\n <\/section>\r\n\r\n\n\n\r\n

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Your insurance questions for your condo or co-ownership <\/h2>\r\n \r\n
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Our teams answer your most frequently asked questions to help you better understand the available protections and choose solutions adapted to your reality.<\/p>\n<\/div> \r\n <\/div>\r\n\r\n

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