{"id":5484,"date":"2026-07-13T22:11:59","date_gmt":"2026-07-14T02:11:59","guid":{"rendered":"https:\/\/www.assuranciagt.com\/personal-insurance\/self-build\/"},"modified":"2026-07-22T15:14:57","modified_gmt":"2026-07-22T19:14:57","slug":"self-build","status":"publish","type":"personal-insurance","link":"https:\/\/www.assuranciagt.com\/en\/personal-insurance\/home-insurance\/self-build\/","title":{"rendered":"Self-build"},"content":{"rendered":"\r\n    <section class=\"card-list-two-cols || section \">\r\n        \r\n<span class=\"absolute top-[-120px] left-0\" ><\/span>\r\n        <div class=\"wrapper\">\r\n            \r\n\r\n<div class=\"introduction || flex flex-col gap-4 mb-16 || lg:grid-col \">\r\n            <h2 class=\"text-h2 || text-heading col-span-6\">Your peace of mind, our protection<\/h2>\r\n        <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading || lg:[.preview-news_&amp;_p:has(.btn-primary.arrow)]:justify-self-end lg:[.preview-news_&amp;_p:has(.btn-primary.arrow)]:text-end col-span-6\">\r\n    <p>Building your own home is an ambitious project that requires time, energy, and investment. Our team supports you with insurance solutions tailored to your reality to protect your project, ongoing work, construction materials, and your liability throughout the different stages of completion. <\/p>\n<\/div><\/div>\r\n\r\n            <div class=\"flex flex-col gap-16\">\r\n                                    <div class=\"card-row\">\r\n                        \r\n                        <div class=\"flex flex-col !gap-16 || lg:grid-col lg:items-stretch\">\r\n\r\n                                                            <div class=\"ctc-card bg-module flex flex-col gap-6 p-5 py-6 || lg:p-8 lg:py-7 lg:col-span-6\">\r\n                                                                            <h4 class=\"text-h4 text-accent\">Civil Liability<\/h4>\r\n                                                                        <div class=\"wysiwyg-container || text-accent [&amp;_*]:text-accent\">\r\n    <p>In a self-build project, an incident can sometimes lead to material damage or injury to a third party. Civil liability coverage can protect you if you accidentally cause damage to others or if someone is injured on your construction site or property, according to the protections provided in your contract. <\/p>\n<\/div>\r\n                                <\/div>\r\n                            \r\n                            \r\n                                                            <div class=\"ctc-card bg-module flex flex-col gap-6 p-5 py-6 || lg:p-8 lg:py-7 lg:col-span-6\">\r\n                                                                            <h4 class=\"text-h4 text-accent\">Building (under construction)<\/h4>\r\n                                                                        <div class=\"wysiwyg-container || text-accent [&amp;_*]:text-accent\">\r\n    <p><span data-sheets-root=\"1\">This coverage protects your residence under construction against covered risks, such as fire, certain water damage, theft, or vandalism. This protection may also cover certain materials and equipment intended for the construction site, according to the guarantees provided in your contract. <\/span><\/p>\n<\/div>                                <\/div>\r\n                            \r\n                        <\/div>\r\n                    <\/div>\r\n                                    <div class=\"card-row\">\r\n                        \r\n                        <div class=\"flex flex-col !gap-16 || lg:grid-col lg:items-stretch\">\r\n\r\n                                                            <div class=\"ctc-card bg-module flex flex-col gap-6 p-5 py-6 || lg:p-8 lg:py-7 lg:col-span-6\">\r\n                                                                            <h4 class=\"text-h4 text-accent\">Construction Materials<\/h4>\r\n                                                                        <div class=\"wysiwyg-container || text-accent [&amp;_*]:text-accent\">\r\n    <p>Materials represent a significant part of your investment throughout the project. This protection covers certain construction materials intended for your self-build, whether stored on the site or already integrated into the work, when they are damaged by a covered loss, according to the guarantees provided in your contract. <\/p>\n<\/div>\r\n                                <\/div>\r\n                            \r\n                            \r\n                                                            <div class=\"ctc-card bg-module flex flex-col gap-6 p-5 py-6 || lg:p-8 lg:py-7 lg:col-span-6\">\r\n                                                                            <h4 class=\"text-h4 text-accent\">Outbuildings and temporary structures<\/h4>\r\n                                                                        <div class=\"wysiwyg-container || text-accent [&amp;_*]:text-accent\">\r\n    <p>During construction, several temporary installations or accessory buildings may be necessary for the smooth running of the site. This protection may cover certain outbuildings and temporary structures, such as sheds, construction shelters, fences, or other installations related to the work, according to the guarantees provided in your contract. <\/p>\n<\/div>                                <\/div>\r\n                            \r\n                        <\/div>\r\n                    <\/div>\r\n                                    <div class=\"card-row\">\r\n                        \r\n                        <div class=\"flex flex-col !gap-16 || lg:grid-col lg:items-stretch\">\r\n\r\n                                                            <div class=\"ctc-card bg-module flex flex-col gap-6 p-5 py-6 || lg:p-8 lg:py-7 lg:col-span-6\">\r\n                                                                            <h4 class=\"text-h4 text-accent\">Optional protections<\/h4>\r\n                                                                        <div class=\"wysiwyg-container || text-accent [&amp;_*]:text-accent\">\r\n    <p>Depending on the nature of your project, several additional protections can be added to your contract to enhance your coverage. For example, equipment breakdown protection can cover certain equipment used in self-build in the event of a covered breakdown. Guarantees may also be offered for additional reconstruction costs, replacement value, liability related to contractors and subcontractors, or certain temporary equipment used on the site. These options allow you to adapt your insurance to the specificities of your project and benefit from more comprehensive protection.   <\/p>\n<\/div>\r\n                                <\/div>\r\n                            \r\n                            \r\n                            \r\n                        <\/div>\r\n                    <\/div>\r\n                            <\/div>\r\n\r\n        <\/div>\r\n    <\/section>\r\n\r\n\n\n\r\n    <section class=\"text-and-image-accordion || section different-background module--alternate\">\r\n        \r\n<span class=\"absolute top-[-120px] left-0\" ><\/span>\r\n        <div class=\"wrapper || flex flex-col gap-10 || lg:grid-col lg:items-start\">\r\n\r\n            <div class=\"lg:col-span-5\">\r\n                                    <h2 class=\"text-h2 text-titles\">Your questions about self-build insurance<\/h2>\r\n                \r\n                                    <div class=\"wysiwyg-container || mt-6 || lg:mt-8\">\r\n    <p><span data-sheets-root=\"1\">Our teams answer your most frequently asked questions to help you better understand the available protections and choose solutions tailored to your reality.<\/span><\/p>\n<\/div>                \r\n                            <\/div>\r\n\r\n            <div class=\"flex flex-col gap-3 || lg:col-span-6 lg:col-start-7\" itemscope itemtype=\"https:\/\/schema.org\/FAQPage\">\r\n                                    <div class=\"js-faq-item faq-item overflow-hidden transition-colors duration-300\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\r\n                        <button type=\"button\" class=\"js-faq-trigger flex w-full items-center justify-between gap-6 text-left p-6 || lg:px-8 lg:py-7\" aria-expanded=\"false\">\r\n                            <span class=\"faq-question text-h4 text-titles transition-colors duration-300\" itemprop=\"name\">Can I do the work myself while being insured?<\/span>\r\n                            <span class=\"faq-icon relative size-4 shrink-0 text-titles transition-colors duration-300\" aria-hidden=\"true\">\r\n                                <span class=\"absolute left-0 top-1\/2 h-0.5 w-full -translate-y-1\/2 bg-current\"><\/span>\r\n                                <span class=\"faq-icon-v absolute left-1\/2 top-0 h-full w-0.5 -translate-x-1\/2 bg-current transition-opacity duration-300\"><\/span>\r\n                            <\/span>\r\n                        <\/button>\r\n\r\n                                                    <div class=\"js-faq-answer h-0 overflow-hidden opacity-0\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\r\n                                <div class=\"px-6 pb-6 || lg:px-8 lg:pb-8\" itemprop=\"text\">\r\n                                    <div class=\"wysiwyg-container || faq-answer-text body-text\">\r\n    <p><span data-sheets-root=\"1\">Yes. Whether you carry out part or all of the work yourself, or you use specialized contractors, we can help you find insurance tailored to your self-build project. <\/span><\/p>\n<\/div>                                <\/div>\r\n                            <\/div>\r\n                                            <\/div>\r\n                                    <div class=\"js-faq-item faq-item overflow-hidden transition-colors duration-300\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\r\n                        <button type=\"button\" class=\"js-faq-trigger flex w-full items-center justify-between gap-6 text-left p-6 || lg:px-8 lg:py-7\" aria-expanded=\"false\">\r\n                            <span class=\"faq-question text-h4 text-titles transition-colors duration-300\" itemprop=\"name\">Are construction materials covered?<\/span>\r\n                            <span class=\"faq-icon relative size-4 shrink-0 text-titles transition-colors duration-300\" aria-hidden=\"true\">\r\n                                <span class=\"absolute left-0 top-1\/2 h-0.5 w-full -translate-y-1\/2 bg-current\"><\/span>\r\n                                <span class=\"faq-icon-v absolute left-1\/2 top-0 h-full w-0.5 -translate-x-1\/2 bg-current transition-opacity duration-300\"><\/span>\r\n                            <\/span>\r\n                        <\/button>\r\n\r\n                                                    <div class=\"js-faq-answer h-0 overflow-hidden opacity-0\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\r\n                                <div class=\"px-6 pb-6 || lg:px-8 lg:pb-8\" itemprop=\"text\">\r\n                                    <div class=\"wysiwyg-container || faq-answer-text body-text\">\r\n    <p><span data-sheets-root=\"1\">Depending on the chosen protections, your construction materials may be covered against certain risks, such as theft, fire, or vandalism, whether they are stored on the site or already integrated into the construction.<\/span><\/p>\n<\/div>                                <\/div>\r\n                            <\/div>\r\n                                            <\/div>\r\n                                    <div class=\"js-faq-item faq-item overflow-hidden transition-colors duration-300\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\r\n                        <button type=\"button\" class=\"js-faq-trigger flex w-full items-center justify-between gap-6 text-left p-6 || lg:px-8 lg:py-7\" aria-expanded=\"false\">\r\n                            <span class=\"faq-question text-h4 text-titles transition-colors duration-300\" itemprop=\"name\">Am I covered if someone gets injured on my construction site?<\/span>\r\n                            <span class=\"faq-icon relative size-4 shrink-0 text-titles transition-colors duration-300\" aria-hidden=\"true\">\r\n                                <span class=\"absolute left-0 top-1\/2 h-0.5 w-full -translate-y-1\/2 bg-current\"><\/span>\r\n                                <span class=\"faq-icon-v absolute left-1\/2 top-0 h-full w-0.5 -translate-x-1\/2 bg-current transition-opacity duration-300\"><\/span>\r\n                            <\/span>\r\n                        <\/button>\r\n\r\n                                                    <div class=\"js-faq-answer h-0 overflow-hidden opacity-0\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\r\n                                <div class=\"px-6 pb-6 || lg:px-8 lg:pb-8\" itemprop=\"text\">\r\n                                    <div class=\"wysiwyg-container || faq-answer-text body-text\">\r\n    <p><span data-sheets-root=\"1\">Depending on the guarantees provided in your contract, your civil liability insurance can protect you if you are held responsible for bodily injury or material damage caused to a third party during construction work.<\/span><\/p>\n<\/div>                                <\/div>\r\n                            <\/div>\r\n                                            <\/div>\r\n                                    <div class=\"js-faq-item faq-item overflow-hidden transition-colors duration-300\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\r\n                        <button type=\"button\" class=\"js-faq-trigger flex w-full items-center justify-between gap-6 text-left p-6 || lg:px-8 lg:py-7\" aria-expanded=\"false\">\r\n                            <span class=\"faq-question text-h4 text-titles transition-colors duration-300\" itemprop=\"name\">Are tools and equipment used on the site covered?<\/span>\r\n                            <span class=\"faq-icon relative size-4 shrink-0 text-titles transition-colors duration-300\" aria-hidden=\"true\">\r\n                                <span class=\"absolute left-0 top-1\/2 h-0.5 w-full -translate-y-1\/2 bg-current\"><\/span>\r\n                                <span class=\"faq-icon-v absolute left-1\/2 top-0 h-full w-0.5 -translate-x-1\/2 bg-current transition-opacity duration-300\"><\/span>\r\n                            <\/span>\r\n                        <\/button>\r\n\r\n                                                    <div class=\"js-faq-answer h-0 overflow-hidden opacity-0\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\r\n                                <div class=\"px-6 pb-6 || lg:px-8 lg:pb-8\" itemprop=\"text\">\r\n                                    <div class=\"wysiwyg-container || faq-answer-text body-text\">\r\n    <p>Depending on the chosen protections, certain tools, equipment, or machinery used in self-build may be covered against risks such as theft or certain accidental damage.<\/p>\n<\/div>                                <\/div>\r\n                            <\/div>\r\n                                            <\/div>\r\n                                    <div class=\"js-faq-item faq-item overflow-hidden transition-colors duration-300\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\r\n                        <button type=\"button\" class=\"js-faq-trigger flex w-full items-center justify-between gap-6 text-left p-6 || lg:px-8 lg:py-7\" aria-expanded=\"false\">\r\n                            <span class=\"faq-question text-h4 text-titles transition-colors duration-300\" itemprop=\"name\">What happens when construction is complete?<\/span>\r\n                            <span class=\"faq-icon relative size-4 shrink-0 text-titles transition-colors duration-300\" aria-hidden=\"true\">\r\n                                <span class=\"absolute left-0 top-1\/2 h-0.5 w-full -translate-y-1\/2 bg-current\"><\/span>\r\n                                <span class=\"faq-icon-v absolute left-1\/2 top-0 h-full w-0.5 -translate-x-1\/2 bg-current transition-opacity duration-300\"><\/span>\r\n                            <\/span>\r\n                        <\/button>\r\n\r\n                                                    <div class=\"js-faq-answer h-0 overflow-hidden opacity-0\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\r\n                                <div class=\"px-6 pb-6 || lg:px-8 lg:pb-8\" itemprop=\"text\">\r\n                                    <div class=\"wysiwyg-container || faq-answer-text body-text\">\r\n    <p><span data-sheets-root=\"1\">Once your residence is completed and ready to be inhabited, your construction site insurance is generally replaced by home insurance adapted to your new property. Your broker will assist you in this transition. <\/span><\/p>\n<\/div>                                <\/div>\r\n                            <\/div>\r\n                                            <\/div>\r\n                                    <div class=\"js-faq-item faq-item overflow-hidden transition-colors duration-300\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\r\n                        <button type=\"button\" class=\"js-faq-trigger flex w-full items-center justify-between gap-6 text-left p-6 || lg:px-8 lg:py-7\" aria-expanded=\"false\">\r\n                            <span class=\"faq-question text-h4 text-titles transition-colors duration-300\" itemprop=\"name\">Do I need to inform my insurer if the project is delayed?<\/span>\r\n                            <span class=\"faq-icon relative size-4 shrink-0 text-titles transition-colors duration-300\" aria-hidden=\"true\">\r\n                                <span class=\"absolute left-0 top-1\/2 h-0.5 w-full -translate-y-1\/2 bg-current\"><\/span>\r\n                                <span class=\"faq-icon-v absolute left-1\/2 top-0 h-full w-0.5 -translate-x-1\/2 bg-current transition-opacity duration-300\"><\/span>\r\n                            <\/span>\r\n                        <\/button>\r\n\r\n                                                    <div class=\"js-faq-answer h-0 overflow-hidden opacity-0\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\r\n                                <div class=\"px-6 pb-6 || lg:px-8 lg:pb-8\" itemprop=\"text\">\r\n                                    <div class=\"wysiwyg-container || faq-answer-text body-text\">\r\n    <p><span data-sheets-root=\"1\">Yes. If the work schedule changes or if the construction completion date is postponed, it is important to inform your broker so that your protection remains adapted to the evolution of your project. <\/span><\/p>\n<\/div>                                <\/div>\r\n                            <\/div>\r\n                                            <\/div>\r\n                            <\/div>\r\n\r\n        <\/div>\r\n    <\/section>\r\n\r\n\n\n\r\n    <section class=\"advantages || section || overflow-x-clip different-background bg-module\">\r\n        \r\n<span class=\"absolute top-[-120px] left-0\" ><\/span>\r\n        <div class=\"wrapper || relative z-10 || lg:grid-col\">\r\n\r\n                            <div class=\"lg:col-span-5\">\r\n                    <div class=\"lg:sticky lg:top-[calc(var(--header-h,7rem)+theme(spacing.8))]\">\r\n                        <div class=\"relative overflow-hidden aspect-video || lg:aspect-[535\/660]\">\r\n                            <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"855\" src=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/avantage-courtier-scaled-e1783025942847-1024x855.jpg\" class=\"absolute inset-0 w-full h-full object-cover\" alt=\"Self-build\" srcset=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/avantage-courtier-scaled-e1783025942847-1024x855.jpg 1024w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/avantage-courtier-scaled-e1783025942847-1400x1169.jpg 1400w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/avantage-courtier-scaled-e1783025942847-640x535.jpg 640w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/avantage-courtier-scaled-e1783025942847-480x401.jpg 480w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/avantage-courtier-scaled-e1783025942847-350x292.jpg 350w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/avantage-courtier-scaled-e1783025942847-150x125.jpg 150w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/avantage-courtier-scaled-e1783025942847.jpg 1536w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\r\n                                                            <span class=\"pointer-events-none absolute bottom-0 right-0 rotate-180 z-10 w-full text-shape [&#038;_svg]:w-1\/2 [&#038;_svg]:h-auto || lg:[&#038;_svg]:w-full\" aria-hidden=\"true\">\r\n                                    <svg width=\"535\" height=\"190\" viewBox=\"0 0 535 190\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\r\n<path d=\"M312.47 55.0984L275.765 -57.5859L239.06 -170.27L-47.7701 34.9333L-120.071 -16.4721L-11.5139 -356.301L60.6291 -304.373L-4.6004 -99.5356L193.832 -241.318L-80.5959 -439.469L-53.5225 -522.794C-43.2314 -523.839 -33.8903 -521.54 -23.7576 -523.943L130.503 -524.831L284.71 -525.615L266.714 -471.65L256.74 -441.768L147.021 -440.932L62.265 -440.096L241.699 -310.538L261.648 -370.25L285.713 -442.865L309.778 -515.48L332.577 -584.282L344.24 -619.388L433.271 -619.492L513.224 -382.474L538.081 -310.12L448.523 -310.015L389.257 -485.703L378.227 -452.843L355.428 -383.989L331.732 -312.419L322.338 -283.843H641.308C647.694 -281.753 652.866 -282.955 658.935 -282.537L686.378 -199.682L412.319 0.610779L384.824 -83.3931L543.675 -199.734L318.591 -199.943L428.521 137.378L356.906 189.567L67.8592 -14.6959L140.16 -66.3624L312.575 55.0461L312.47 55.0984Z\" fill=\"currentColor\"\/>\r\n<\/svg>\r\n                                <\/span>\r\n                                                    <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n            \r\n            <div class=\"my-10 || lg:my-0 lg:col-span-6 lg:col-start-7\">\r\n                                    <h2 class=\"text-h2 text-heading\">The advantage of our Assurancia Groupe Tardif brokers<\/h2>\r\n                \r\n                <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading mt-6\">\r\n    <p><span data-sheets-root=\"1\">As one of the largest brokerage firms in Quebec, with a team of over 120 brokers across 9 branches, our firm is dedicated to property and casualty insurance. We offer a simple, efficient, and transparent approach to our insurance services. <\/span><\/p>\n<\/div>\r\n                <div class=\"grid grid-cols-1 gap-5 mt-10 || sm:grid-cols-2 || lg:grid-cols-1 lg:mt-14 lg:mb-10 xxl:grid-cols-2\">\r\n                                            <div class=\"flex flex-col border border-heading p-6 || lg:p-8\">\r\n                                                            <h3 class=\"text-h4 text-heading\">Count on our experts<\/h3>\r\n                            \r\n                            <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading mt-6 [&amp;_a]:!bg-[length:100%_1px] [&amp;_a:hover]:!opacity-80\">\r\n    <p><span>On the phone, reach our specialists who will support you by adapting to your reality <\/span><span>to offer you the best coverage that suits you.<\/span><\/p>\n<\/div>                        <\/div>\r\n                                            <div class=\"flex flex-col border border-heading p-6 || lg:p-8\">\r\n                                                            <h3 class=\"text-h4 text-heading\">Access multiple insurers<\/h3>\r\n                            \r\n                            <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading mt-6 [&amp;_a]:!bg-[length:100%_1px] [&amp;_a:hover]:!opacity-80\">\r\n    <p>Our experts have access to a vast network of insurers, to obtain the insurance product that best meets your needs.<\/p>\n<\/div>                        <\/div>\r\n                                            <div class=\"flex flex-col border border-heading p-6 || lg:p-8\">\r\n                                                            <h3 class=\"text-h4 text-heading\">Save time<\/h3>\r\n                            \r\n                            <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading mt-6 [&amp;_a]:!bg-[length:100%_1px] [&amp;_a:hover]:!opacity-80\">\r\n    <p><span>Our professionals shop around and compare several <\/span><a href=\"https:\/\/www.assuranciagt.com\/soumission\/\">quotes<\/a><span> for you to save you time and find the most suitable insurance solution.<\/span><\/p>\n<\/div>                        <\/div>\r\n                                            <div class=\"flex flex-col border border-heading p-6 || lg:p-8\">\r\n                                                            <h3 class=\"text-h4 text-heading\">Get the best value for money<\/h3>\r\n                            \r\n                            <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading mt-6 [&amp;_a]:!bg-[length:100%_1px] [&amp;_a:hover]:!opacity-80\">\r\n    <p>Our brokers seek the insurance product best suited to your reality, while ensuring you get the best value for money.<\/p>\n<\/div>                        <\/div>\r\n                                            <div class=\"flex flex-col border border-heading p-6 || lg:p-8\">\r\n                                                            <h3 class=\"text-h4 text-heading\">Have confidence<\/h3>\r\n                            \r\n                            <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading mt-6 [&amp;_a]:!bg-[length:100%_1px] [&amp;_a:hover]:!opacity-80\">\r\n    <p>Our team benefits from several certifications and rigorously respects industry guidelines, such as the Autorit\u00e9 des march\u00e9s financiers (AMF), the Autorit\u00e9 des march\u00e9s publics (AMP), and the Registered Insurance Brokers of Ontario (RIBO), ensuring your interests are respected.<\/p>\n<\/div>                        <\/div>\r\n                                            <div class=\"flex flex-col border border-heading p-6 || lg:p-8\">\r\n                                                            <h3 class=\"text-h4 text-heading\">Benefit from proximity<\/h3>\r\n                            \r\n                            <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading mt-6 [&amp;_a]:!bg-[length:100%_1px] [&amp;_a:hover]:!opacity-80\">\r\n    <p><span>Thanks to our presence in communities and the <\/span><a href=\"https:\/\/www.assuranciagt.com\/en\/about\/\">values<\/a><span> that unite us, we understand your reality and remain accessible when you need us.<\/span><\/p>\n<\/div>                        <\/div>\r\n                                            <div class=\"flex flex-col border border-heading p-6 || lg:p-8\">\r\n                                                            <h3 class=\"text-h4 text-heading\">Guidance when you need it most<\/h3>\r\n                            \r\n                            <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading mt-6 [&amp;_a]:!bg-[length:100%_1px] [&amp;_a:hover]:!opacity-80\">\r\n    <p><span>When the unexpected happens, your broker is by your side. They guide you through every step of the\u00a0<\/span><a href=\"https:\/\/www.assuranciagt.com\/en\/claims\/\">claims<\/a><span>\u00a0process, answer your questions, help you navigate each stage, and ensure your case is handled with the care and attention it deserves.<\/span><\/p>\n<\/div>                        <\/div>\r\n                                    <\/div>\r\n            <\/div>\r\n        <\/div>\r\n\r\n                    <span class=\"pointer-events-none absolute bottom-0 right-0 z-0 w-[16rem] translate-x-[20%] text-shape [&#038;_svg]:w-full [&#038;_svg]:h-auto || lg:w-[22rem]\" aria-hidden=\"true\">\r\n                <svg width=\"365\" height=\"239\" viewBox=\"0 0 365 239\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\r\n<path d=\"M432.541 674.591L359.131 449.222L72.3012 654.426L0 603.02L108.557 263.191L180.7 315.119L115.471 519.957L313.904 378.174L39.4754 180.023L66.5488 96.6985C76.8399 95.6537 86.181 97.9523 96.3137 95.5492L250.574 94.6611L404.781 93.8775L386.785 147.843L376.811 177.725L267.092 178.56L182.336 179.396L361.77 308.955L381.719 249.243L405.784 176.628L429.849 104.012L452.648 35.2106L464.311 0.104482L553.342 0L633.296 237.018L658.152 309.372L568.594 309.477L509.328 133.79L498.298 166.649L475.499 235.503L451.804 307.074L442.41 335.65H761.38C767.765 337.739 772.937 336.538 779.006 336.956L806.449 419.81L532.39 620.103L504.895 536.099L663.747 419.758L438.663 419.549L548.592 756.871L476.977 809.06L187.93 604.797L260.232 553.13L432.646 674.539L432.541 674.591Z\" fill=\"currentColor\"\/>\r\n<\/svg>\r\n            <\/span>\r\n            <\/section>\r\n\r\n\n\n\r\n    <section class=\"preview-news || section || overflow-hidden different-background bg-module module--alternate\">\r\n        \r\n<span class=\"absolute top-[-120px] left-0\" ><\/span>        <div class=\"wrapper\">\r\n            \r\n\r\n<div class=\"introduction || flex flex-col gap-4 mb-16 || lg:grid-col \">\r\n            <h2 class=\"text-h2 || text-heading col-span-6\">The AGT blog<\/h2>\r\n        <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading || lg:[.preview-news_&amp;_p:has(.btn-primary.arrow)]:justify-self-end lg:[.preview-news_&amp;_p:has(.btn-primary.arrow)]:text-end col-span-6\">\r\n    <p>Here are practical tips, useful tools, and clear explanations to answer your everyday questions.<\/p>\n<\/div><\/div>\r\n\r\n            <div class=\"preview-news-slider swiper-container\" data-count=\"4\">\r\n                <div class=\"swiper-wrapper\">\r\n                                            <div class=\"swiper-slide || h-auto\">\r\n                            \r\n<a href=\"https:\/\/www.assuranciagt.com\/en\/tips-and-tricks\/five-steps-to-evaluate-your-assets\/\" class=\"card-news group || flex h-full flex-col text-titles [.module--alternate_&#038;]:text-accent col-span-6 || lg:col-span-4\">\r\n            <div class=\"overflow-hidden\">\r\n            <img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"291\" src=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/famille-repas-640x291.jpg\" class=\"w-full h-auto object-cover aspect-[424\/320] transition-transform duration-500 group-hover:scale-105\" alt=\"Five Steps to Evaluate Your Assets\" srcset=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/famille-repas-640x291.jpg 640w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/famille-repas-1536x697.jpg 1536w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/famille-repas-2048x930.jpg 2048w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/famille-repas-1920x872.jpg 1920w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/famille-repas-1400x636.jpg 1400w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/famille-repas-1024x465.jpg 1024w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/famille-repas-480x218.jpg 480w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/famille-repas-350x159.jpg 350w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/famille-repas-150x68.jpg 150w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/>        <\/div>\r\n    \r\n    <h3 class=\"text-h4 text-titles [.module--alternate_&#038;]:text-accent mt-6\">Five Steps to Evaluate Your Assets<\/h3>\r\n\r\n    \r\n    <span class=\"inline-flex items-center gap-x-3 font-bold mt-6 || lg:mt-auto lg:pt-6\" >\r\n    Read the article    <span class=\"block w-6 transition-transform duration-300 group-hover:translate-x-2 [&#038;_svg]:w-full [&#038;_svg]:h-auto [&#038;_svg_path]:fill-current\" aria-hidden=\"true\">\r\n        <svg viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\r\n    <g id=\"SVGRepo_iconCarrier\"> \r\n        <path d=\"M4 12H20M20 12L16 8M20 12L16 16\" stroke=\"#000000\" stroke-width=\"1\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path> \r\n    <\/g>\r\n<\/svg>    <\/span>\r\n<\/span><\/a>\r\n                        <\/div>\r\n                                            <div class=\"swiper-slide || h-auto\">\r\n                            \r\n<a href=\"https:\/\/www.assuranciagt.com\/en\/useful-tools\/how-to-clean-your-yard-in-an-eco-friendly-way-this-fall\/\" class=\"card-news group || flex h-full flex-col text-titles [.module--alternate_&#038;]:text-accent col-span-6 || lg:col-span-4\">\r\n            <div class=\"overflow-hidden\">\r\n            <img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"339\" src=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/familles-cours-640x339.jpg\" class=\"w-full h-auto object-cover aspect-[424\/320] transition-transform duration-500 group-hover:scale-105\" alt=\"How to clean your yard in an eco-friendly way this fall\" srcset=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/familles-cours-640x339.jpg 640w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/familles-cours-1536x813.jpg 1536w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/familles-cours-2048x1084.jpg 2048w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/familles-cours-1920x1017.jpg 1920w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/familles-cours-1400x741.jpg 1400w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/familles-cours-1024x542.jpg 1024w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/familles-cours-480x254.jpg 480w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/familles-cours-350x185.jpg 350w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/familles-cours-150x79.jpg 150w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/>        <\/div>\r\n    \r\n    <h3 class=\"text-h4 text-titles [.module--alternate_&#038;]:text-accent mt-6\">How to clean your yard in an eco-friendly way this fall<\/h3>\r\n\r\n    \r\n    <span class=\"inline-flex items-center gap-x-3 font-bold mt-6 || lg:mt-auto lg:pt-6\" >\r\n    Read the article    <span class=\"block w-6 transition-transform duration-300 group-hover:translate-x-2 [&#038;_svg]:w-full [&#038;_svg]:h-auto [&#038;_svg_path]:fill-current\" aria-hidden=\"true\">\r\n        <svg viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\r\n    <g id=\"SVGRepo_iconCarrier\"> \r\n        <path d=\"M4 12H20M20 12L16 8M20 12L16 16\" stroke=\"#000000\" stroke-width=\"1\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path> \r\n    <\/g>\r\n<\/svg>    <\/span>\r\n<\/span><\/a>\r\n                        <\/div>\r\n                                            <div class=\"swiper-slide || h-auto\">\r\n                            \r\n<a href=\"https:\/\/www.assuranciagt.com\/en\/useful-tools\/how-to-prepare-your-home-in-the-event-of-a-power-outage\/\" class=\"card-news group || flex h-full flex-col text-titles [.module--alternate_&#038;]:text-accent col-span-6 || lg:col-span-4\">\r\n            <div class=\"overflow-hidden\">\r\n            <img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"229\" src=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/panne-de-courant-640x229.jpg\" class=\"w-full h-auto object-cover aspect-[424\/320] transition-transform duration-500 group-hover:scale-105\" alt=\"How to prepare your home in the event of a power outage\" srcset=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/panne-de-courant-640x229.jpg 640w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/panne-de-courant-1024x366.jpg 1024w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/panne-de-courant-480x171.jpg 480w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/panne-de-courant-350x125.jpg 350w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/panne-de-courant-150x54.jpg 150w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/panne-de-courant.jpg 1400w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/>        <\/div>\r\n    \r\n    <h3 class=\"text-h4 text-titles [.module--alternate_&#038;]:text-accent mt-6\">How to prepare your home in the event of a power outage<\/h3>\r\n\r\n    \r\n    <span class=\"inline-flex items-center gap-x-3 font-bold mt-6 || lg:mt-auto lg:pt-6\" >\r\n    Read the article    <span class=\"block w-6 transition-transform duration-300 group-hover:translate-x-2 [&#038;_svg]:w-full [&#038;_svg]:h-auto [&#038;_svg_path]:fill-current\" aria-hidden=\"true\">\r\n        <svg viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\r\n    <g id=\"SVGRepo_iconCarrier\"> \r\n        <path d=\"M4 12H20M20 12L16 8M20 12L16 16\" stroke=\"#000000\" stroke-width=\"1\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path> \r\n    <\/g>\r\n<\/svg>    <\/span>\r\n<\/span><\/a>\r\n                        <\/div>\r\n                                            <div class=\"swiper-slide || h-auto\">\r\n                            \r\n<a href=\"https:\/\/www.assuranciagt.com\/en\/understanding-insurance\/how-to-prevent-water-damage\/\" class=\"card-news group || flex h-full flex-col text-titles [.module--alternate_&#038;]:text-accent col-span-6 || lg:col-span-4\">\r\n            <div class=\"overflow-hidden\">\r\n            <img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"229\" src=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/degats-eau-640x229.png\" class=\"w-full h-auto object-cover aspect-[424\/320] transition-transform duration-500 group-hover:scale-105\" alt=\"How to prevent water damage\" srcset=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/degats-eau-640x229.png 640w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/degats-eau-1024x366.png 1024w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/degats-eau-480x171.png 480w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/degats-eau-350x125.png 350w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/degats-eau-150x54.png 150w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/degats-eau.png 1400w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/>        <\/div>\r\n    \r\n    <h3 class=\"text-h4 text-titles [.module--alternate_&#038;]:text-accent mt-6\">How to prevent water damage<\/h3>\r\n\r\n    \r\n    <span class=\"inline-flex items-center gap-x-3 font-bold mt-6 || lg:mt-auto lg:pt-6\" >\r\n    Read the article    <span class=\"block w-6 transition-transform duration-300 group-hover:translate-x-2 [&#038;_svg]:w-full [&#038;_svg]:h-auto [&#038;_svg_path]:fill-current\" aria-hidden=\"true\">\r\n        <svg viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\r\n    <g id=\"SVGRepo_iconCarrier\"> 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<\/section>\r\n\r\n","protected":false},"excerpt":{"rendered":"","protected":false},"featured_media":5485,"parent":5491,"menu_order":7,"template":"","meta":{"_acf_changed":true},"class_list":["post-5484","personal-insurance","type-personal-insurance","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.assuranciagt.com\/en\/wp-json\/wp\/v2\/personal-insurance\/5484","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.assuranciagt.com\/en\/wp-json\/wp\/v2\/personal-insurance"}],"about":[{"href":"https:\/\/www.assuranciagt.com\/en\/wp-json\/wp\/v2\/types\/personal-insurance"}],"up":[{"embeddable":true,"href":"https:\/\/www.assuranciagt.com\/en\/wp-json\/wp\/v2\/personal-insurance\/5491"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.assuranciagt.com\/en\/wp-json\/wp\/v2\/media\/5485"}],"wp:attachment":[{"href":"https:\/\/www.assuranciagt.com\/en\/wp-json\/wp\/v2\/media?parent=5484"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}