{"id":5472,"date":"2026-07-08T22:47:55","date_gmt":"2026-07-09T02:47:55","guid":{"rendered":"https:\/\/www.assuranciagt.com\/personal-insurance\/tenant-or-roommate\/"},"modified":"2026-07-22T15:14:07","modified_gmt":"2026-07-22T19:14:07","slug":"tenant-or-roommate","status":"publish","type":"personal-insurance","link":"https:\/\/www.assuranciagt.com\/en\/personal-insurance\/home-insurance\/tenant-or-roommate\/","title":{"rendered":"Tenant or Roommate"},"content":{"rendered":"\r\n
\r\n \r\n<\/span>\r\n
\r\n \r\n\r\n
\r\n

Your peace of mind, our protections<\/h2>\r\n
\r\n

Because every situation is unique, we offer you protections adapted to your reality, your projects, and the different stages of your life.<\/p>\n<\/div><\/div>\r\n\r\n

\r\n
\r\n \r\n
\r\n\r\n
\r\n

Civil Liability<\/h4>\r\n
\r\n

The “Civil Liability” coverage protects you if someone is injured at your home or if you accidentally damage something at your neighbor’s place.<\/p>\n<\/div>\r\n <\/div>\r\n \r\n \r\n

\r\n

Personal Property<\/h4>\r\n
\r\n

In the event of a covered loss, your personal property such as furniture, clothing, electronic devices, appliances, or tools can be replaced or compensated. This coverage helps you limit the financial impact of an unexpected event. <\/p>\n<\/div> <\/div>\r\n \r\n <\/div>\r\n <\/div>\r\n

\r\n \r\n
\r\n\r\n
\r\n

Additional Living Expenses<\/h4>\r\n
\r\n

If your rental becomes uninhabitable following a covered loss, the additional costs related to your temporary accommodation, meals, and certain other reasonable expenses may be covered. You thus benefit from financial support during repairs or reconstruction of your residence. <\/p>\n<\/div>\r\n <\/div>\r\n \r\n \r\n

\r\n

Other Included Protections<\/h4>\r\n
\r\n

Your insurance may also include several protections against common risks, such as fire, smoke, lightning, windstorms, hail, theft, and vandalism, depending on your contract. These coverages help you face everyday unexpected events with complete peace of mind. <\/p>\n<\/div> <\/div>\r\n \r\n <\/div>\r\n <\/div>\r\n

\r\n \r\n
\r\n\r\n
\r\n

Optional Protections<\/h4>\r\n
\r\n

Depending on your needs, it is possible to add complementary protections to your contract. For example: sewer backup, water infiltration and flooding, earthquakes, replacement of your belongings at their new value, equipment breakdown (heat pump, generator, water heater, solar panels, etc.), valuable jewelry and collections, cyber protection, identity theft, enhanced civil liability, increased protection for leasehold improvements or renovations, telecommuting, professional activities at home, or short-term rental and legal assistance. These options allow you to adapt your insurance to your reality and obtain more comprehensive protection. <\/p>\n<\/div>\r\n <\/div>\r\n \r\n \r\n \r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <\/div>\r\n <\/section>\r\n\r\n\n\n\r\n

\r\n \r\n<\/span>\r\n
\r\n\r\n
\r\n

Your questions about tenant or roommate insurance<\/h2>\r\n \r\n
\r\n

Our teams answer your most frequently asked questions to help you better understand the available protections and choose solutions adapted to your reality.<\/p>\n<\/div> \r\n <\/div>\r\n\r\n

\r\n
\r\n