{"id":5458,"date":"2026-07-13T12:50:28","date_gmt":"2026-07-13T16:50:28","guid":{"rendered":"https:\/\/www.assuranciagt.com\/personal-insurance\/prestige-property\/"},"modified":"2026-07-22T15:13:38","modified_gmt":"2026-07-22T19:13:38","slug":"prestige-property","status":"publish","type":"personal-insurance","link":"https:\/\/www.assuranciagt.com\/en\/personal-insurance\/home-insurance\/prestige-property\/","title":{"rendered":"Prestige property"},"content":{"rendered":"\r\n
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Your peace of mind, our coverage<\/h2>\r\n
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Because every prestige property has its own characteristics, we offer coverage tailored to your residence, your lifestyle, and your needs. Our experts support you to provide coverage that matches the value and unique character of your property. <\/p>\n<\/div><\/div>\r\n\r\n

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Liability<\/h4>\r\n
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The “Liability” coverage protects you if someone is injured at your home or if you accidentally damage something at your neighbour\u2019s home.<\/p>\n<\/div>\r\n <\/div>\r\n \r\n \r\n

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Building (repair or rebuild)<\/h4>\r\n
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This coverage covers the costs to repair or rebuild your residence, as well as attached buildings such as the garage, shed, fence, or deck, when they are damaged by a covered loss. This coverage may also include costs related to guaranteed replacement cost and the requirements of current building codes. This way, you can restore your property and preserve the value of your investment. <\/p>\n<\/div> <\/div>\r\n \r\n <\/div>\r\n <\/div>\r\n

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Personal property<\/h4>\r\n
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In the event of a covered loss, your personal property such as furniture, clothing, electronics, appliances, or tools may be replaced or compensated. This coverage helps you limit the financial impact of an unexpected event. <\/p>\n<\/div>\r\n <\/div>\r\n \r\n \r\n

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Additional living expenses<\/h4>\r\n
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If your residence becomes uninhabitable following a covered loss, additional costs related to temporary accommodation, meals, and certain other reasonable expenses may be covered. This provides you with financial support during repairs or the rebuilding of your residence. <\/p>\n<\/div> <\/div>\r\n \r\n <\/div>\r\n <\/div>\r\n

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Other included coverage<\/h4>\r\n
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Your insurance may also include several coverages against common risks, such as fire, smoke, lightning, windstorms, hail, theft, and vandalism, depending on your policy. These coverages help you deal with everyday unexpected events with complete peace of mind. <\/p>\n<\/div>\r\n <\/div>\r\n \r\n \r\n

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Optional coverage<\/h4>\r\n
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Depending on your needs, additional coverage can be added to your policy. For example: sewer backup, water infiltration and flooding, earthquakes, replacement of your belongings at replacement cost, equipment breakdown (heat pump, generator, water heater, solar panels, etc.), jewellery and valuable collections, cyber protection, identity theft, enhanced liability, telework, professional activities at home, or short-term rentals. These options make it possible to tailor your insurance to your reality and obtain more comprehensive protection. <\/span><\/p>\n<\/div> <\/div>\r\n \r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <\/div>\r\n <\/section>\r\n\r\n\n\n\r\n

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Your insurance questions for your prestige residence<\/h2>\r\n \r\n
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Our teams answer your most frequently asked questions to help you better understand the coverage available and choose solutions tailored to your reality.<\/p>\n<\/div> \r\n <\/div>\r\n\r\n

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