{"id":5454,"date":"2026-07-13T22:02:26","date_gmt":"2026-07-14T02:02:26","guid":{"rendered":"https:\/\/www.assuranciagt.com\/personal-insurance\/short-term-rental-airbnb-and-others\/"},"modified":"2026-07-22T15:14:33","modified_gmt":"2026-07-22T19:14:33","slug":"short-term-rental-airbnb-and-others","status":"publish","type":"personal-insurance","link":"https:\/\/www.assuranciagt.com\/en\/personal-insurance\/home-insurance\/short-term-rental-airbnb-and-others\/","title":{"rendered":"Short-term rental (Airbnb and others)"},"content":{"rendered":"\r\n
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Your peace of mind, our coverage<\/h2>\r\n
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Renting out your residence involves risks that differ from those of a home occupied only by its owner. Our team supports you with insurance solutions tailored to your reality to protect your property, your belongings and your liability when you host travellers. <\/p>\n<\/div><\/div>\r\n\r\n

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Civil liability<\/h4>\r\n
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Liability coverage protects you when an incident causes property damage to others or injuries to another person. For example, if a visitor is injured on your property or if you accidentally cause damage to a neighbour, this coverage may apply according to the terms of your policy. <\/p>\n<\/div>\r\n <\/div>\r\n \r\n \r\n

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Building (repair or rebuild)<\/h4>\r\n
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This coverage covers the cost of repairing or rebuilding your residence, as well as attached structures such as a garage, shed, fence or deck, when they are damaged by a covered loss. Depending on the coverage selected, it may also include replacement cost and certain expenses related to complying with current building codes. This allows you to restore your property and protect the value of your investment. <\/p>\n<\/div> <\/div>\r\n \r\n <\/div>\r\n <\/div>\r\n

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Personal property<\/h4>\r\n
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In the event of a covered loss, your personal belongings\u2014such as furniture, clothing, electronics, appliances or tools\u2014may be repaired, replaced or compensated according to the coverage in your policy. This coverage helps reduce the financial impact of the unexpected and get you back to your routine more quickly. <\/p>\n<\/div>\r\n <\/div>\r\n \r\n \r\n

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Additional living expenses<\/h4>\r\n
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If your residence becomes uninhabitable following a covered loss, the additional expenses incurred to stay somewhere temporarily, eat meals or maintain your usual standard of living may be covered, depending on the coverage in your policy. This provides financial support during the repair or rebuilding work on your residence. <\/p>\n<\/div> <\/div>\r\n \r\n <\/div>\r\n <\/div>\r\n

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Optional coverage<\/h4>\r\n
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Depending on your needs, you can add additional coverage to your policy. For example: sewer backup, water infiltration and flooding, earthquakes, replacing your belongings at replacement cost, equipment breakdown (heat pump, generator, water heater, solar panels, etc.), jewellery and valuable collections, cyber protection, identity theft, enhanced liability coverage, working from home, professional activities at home, or short-term rentals. These options allow you to tailor your insurance to your reality and obtain more comprehensive protection. <\/span><\/p>\n<\/div>\r\n <\/div>\r\n \r\n \r\n \r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <\/div>\r\n <\/section>\r\n\r\n\n\n\r\n

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Your questions about short-term rental insurance (Airbnb and others)<\/h2>\r\n \r\n
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Short-term rentals have specific features that can affect your insurance coverage. Our teams answer the most frequently asked questions to help you better understand the available coverage and choose a solution tailored to your reality. <\/span><\/p>\n<\/div> \r\n <\/div>\r\n\r\n

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