{"id":5442,"date":"2026-07-09T18:31:10","date_gmt":"2026-07-09T22:31:10","guid":{"rendered":"https:\/\/www.assuranciagt.com\/personal-insurance\/atvs-and-side-by-sides\/"},"modified":"2026-07-22T15:23:17","modified_gmt":"2026-07-22T19:23:17","slug":"atvs-and-side-by-sides","status":"publish","type":"personal-insurance","link":"https:\/\/www.assuranciagt.com\/en\/personal-insurance\/recreational-vehicles\/atvs-and-side-by-sides\/","title":{"rendered":"ATVs and side-by-sides"},"content":{"rendered":"\r\n    <section class=\"card-list-two-cols || section \">\r\n        \r\n<span class=\"absolute top-[-120px] left-0\" ><\/span>\r\n        <div class=\"wrapper\">\r\n            \r\n\r\n<div class=\"introduction || flex flex-col gap-4 mb-16 || lg:grid-col \">\r\n            <h2 class=\"text-h2 || text-heading col-span-6\">Your peace of mind, our coverage<\/h2>\r\n        <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading || lg:[.preview-news_&amp;_p:has(.btn-primary.arrow)]:justify-self-end lg:[.preview-news_&amp;_p:has(.btn-primary.arrow)]:text-end col-span-6\">\r\n    <p>Whether for work or leisure, our insurance solutions protect your ATV or side-by-side so you can enjoy every ride with confidence.<\/p>\n<\/div><\/div>\r\n\r\n            <div class=\"flex flex-col gap-16\">\r\n                                    <div class=\"card-row\">\r\n                        \r\n                        <div class=\"flex flex-col !gap-16 || lg:grid-col lg:items-stretch\">\r\n\r\n                                                            <div class=\"ctc-card bg-module flex flex-col gap-6 p-5 py-6 || lg:p-8 lg:py-7 lg:col-span-6\">\r\n                                                                            <h4 class=\"text-h4 text-accent\">Civil liability<\/h4>\r\n                                                                        <div class=\"wysiwyg-container || text-accent [&amp;_*]:text-accent\">\r\n    <p>Civil liability protects you if you unintentionally cause property damage or injuries to another person while using your vehicle. This coverage is essential so you can ride with complete peace of mind. <\/p>\n<\/div>\r\n                                <\/div>\r\n                            \r\n                            \r\n                                                            <div class=\"ctc-card bg-module flex flex-col gap-6 p-5 py-6 || lg:p-8 lg:py-7 lg:col-span-6\">\r\n                                                                            <h4 class=\"text-h4 text-accent\">Protection against damage <\/h4>\r\n                                                                        <div class=\"wysiwyg-container || text-accent [&amp;_*]:text-accent\">\r\n    <p>Your vehicle is exposed to various risks every day, whether on the road or while parked. Depending on the coverage selected, this protection covers damage to your vehicle following an accident, theft, vandalism, fire, or other events covered by your policy. It helps you limit the financial impact of a claim.  <\/p>\n<\/div>                                <\/div>\r\n                            \r\n                        <\/div>\r\n                    <\/div>\r\n                                    <div class=\"card-row\">\r\n                        \r\n                        <div class=\"flex flex-col !gap-16 || lg:grid-col lg:items-stretch\">\r\n\r\n                                                            <div class=\"ctc-card bg-module flex flex-col gap-6 p-5 py-6 || lg:p-8 lg:py-7 lg:col-span-6\">\r\n                                                                            <h4 class=\"text-h4 text-accent\">Coverage for collisions, rollovers, and certain other covered risks<\/h4>\r\n                                                                        <div class=\"wysiwyg-container || text-accent [&amp;_*]:text-accent\">\r\n    <p>This coverage covers damage to your ATV or side-by-side following a collision, rollover, or certain other covered risks, such as hail or falling objects. It helps you limit the financial impact of a claim and get back to your activities with complete peace of mind. <\/p>\n<\/div>\r\n                                <\/div>\r\n                            \r\n                            \r\n                                                            <div class=\"ctc-card bg-module flex flex-col gap-6 p-5 py-6 || lg:p-8 lg:py-7 lg:col-span-6\">\r\n                                                                            <h4 class=\"text-h4 text-accent\">Optional coverage<\/h4>\r\n                                                                        <div class=\"wysiwyg-container || text-accent [&amp;_*]:text-accent\">\r\n    <p>Every owner has different needs depending on their vehicle, how they use it, and where they ride. That\u2019s why it\u2019s important to choose protection tailored to your reality, so you benefit from coverage that matches your expectations and your level of risk. <\/p>\n<\/div>                                <\/div>\r\n                            \r\n                        <\/div>\r\n                    <\/div>\r\n                                    <div class=\"card-row\">\r\n                        \r\n                        <div class=\"flex flex-col !gap-16 || lg:grid-col lg:items-stretch\">\r\n\r\n                                                            <div class=\"ctc-card bg-module flex flex-col gap-6 p-5 py-6 || lg:p-8 lg:py-7 lg:col-span-6\">\r\n                                                                            <h4 class=\"text-h4 text-accent\">Specific coverage<\/h4>\r\n                                                                        <div class=\"wysiwyg-container || text-accent [&amp;_*]:text-accent\">\r\n    <p>Accessories and equipment added to your vehicle can represent a significant investment and deserve tailored protection. Your insurance can cover various equipment such as a winch, roof, windshield, doors, cab, tracks, storage boxes, specialized tires, or additional lighting. Coverage may also be offered for a transport trailer when it is not insured separately, as well as for travel outside Quebec, in other provinces or the United States. These coverages allow you to tailor your protection to your vehicle and your lifestyle.   <\/p>\n<\/div>\r\n                                <\/div>\r\n                            \r\n                            \r\n                            \r\n                        <\/div>\r\n                    <\/div>\r\n                            <\/div>\r\n\r\n        <\/div>\r\n    <\/section>\r\n\r\n\n\n\r\n    <section class=\"text-and-image-accordion || section different-background module--alternate\">\r\n        \r\n<span class=\"absolute top-[-120px] left-0\" ><\/span>\r\n        <div class=\"wrapper || flex flex-col gap-10 || lg:grid-col lg:items-start\">\r\n\r\n            <div class=\"lg:col-span-5\">\r\n                                    <h2 class=\"text-h2 text-titles\">Your insurance questions for your ATV or side-by-side<\/h2>\r\n                \r\n                                    <div class=\"wysiwyg-container || mt-6 || lg:mt-8\">\r\n    <p>Our teams answer your most frequently asked questions to help you better understand the coverage available and choose solutions tailored to your reality.<\/p>\n<\/div>                \r\n                            <\/div>\r\n\r\n            <div class=\"flex flex-col gap-3 || lg:col-span-6 lg:col-start-7\" itemscope itemtype=\"https:\/\/schema.org\/FAQPage\">\r\n                                    <div class=\"js-faq-item faq-item overflow-hidden transition-colors duration-300\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\r\n                        <button type=\"button\" class=\"js-faq-trigger flex w-full items-center justify-between gap-6 text-left p-6 || lg:px-8 lg:py-7\" aria-expanded=\"false\">\r\n                            <span class=\"faq-question text-h4 text-titles transition-colors duration-300\" itemprop=\"name\">Is ATV \/ side-by-side insurance mandatory?<\/span>\r\n                            <span class=\"faq-icon relative size-4 shrink-0 text-titles transition-colors duration-300\" aria-hidden=\"true\">\r\n                                <span class=\"absolute left-0 top-1\/2 h-0.5 w-full -translate-y-1\/2 bg-current\"><\/span>\r\n                                <span class=\"faq-icon-v absolute left-1\/2 top-0 h-full w-0.5 -translate-x-1\/2 bg-current transition-opacity duration-300\"><\/span>\r\n                            <\/span>\r\n                        <\/button>\r\n\r\n                                                    <div class=\"js-faq-answer h-0 overflow-hidden opacity-0\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\r\n                                <div class=\"px-6 pb-6 || lg:px-8 lg:pb-8\" itemprop=\"text\">\r\n                                    <div class=\"wysiwyg-container || faq-answer-text body-text\">\r\n    <p>Yes, in several situations. In Quebec, civil liability insurance is mandatory to ride on a public road or on federated trails. Without this coverage, you cannot legally ride.  <\/p>\n<\/div>                                <\/div>\r\n                            <\/div>\r\n                                            <\/div>\r\n                                    <div class=\"js-faq-item faq-item overflow-hidden transition-colors duration-300\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\r\n                        <button type=\"button\" class=\"js-faq-trigger flex w-full items-center justify-between gap-6 text-left p-6 || lg:px-8 lg:py-7\" aria-expanded=\"false\">\r\n                            <span class=\"faq-question text-h4 text-titles transition-colors duration-300\" itemprop=\"name\">What exactly does the insurance cover?<\/span>\r\n                            <span class=\"faq-icon relative size-4 shrink-0 text-titles transition-colors duration-300\" aria-hidden=\"true\">\r\n                                <span class=\"absolute left-0 top-1\/2 h-0.5 w-full -translate-y-1\/2 bg-current\"><\/span>\r\n                                <span class=\"faq-icon-v absolute left-1\/2 top-0 h-full w-0.5 -translate-x-1\/2 bg-current transition-opacity duration-300\"><\/span>\r\n                            <\/span>\r\n                        <\/button>\r\n\r\n                                                    <div class=\"js-faq-answer h-0 overflow-hidden opacity-0\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\r\n                                <div class=\"px-6 pb-6 || lg:px-8 lg:pb-8\" itemprop=\"text\">\r\n                                    <div class=\"wysiwyg-container || faq-answer-text body-text\">\r\n    <p>Basic insurance covers damage you may cause to others\u2014injuries or property damage\u2014and depending on the coverage selected, it can also cover accidents and collisions, theft, vandalism and fire, damage to your vehicle, as well as accessories and equipment.<\/p>\n<\/div>                                <\/div>\r\n                            <\/div>\r\n                                            <\/div>\r\n                                    <div class=\"js-faq-item faq-item overflow-hidden transition-colors duration-300\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\r\n                        <button type=\"button\" class=\"js-faq-trigger flex w-full items-center justify-between gap-6 text-left p-6 || lg:px-8 lg:py-7\" aria-expanded=\"false\">\r\n                            <span class=\"faq-question text-h4 text-titles transition-colors duration-300\" itemprop=\"name\"> Is my ATV or side-by-side covered on all types of terrain?<\/span>\r\n                            <span class=\"faq-icon relative size-4 shrink-0 text-titles transition-colors duration-300\" aria-hidden=\"true\">\r\n                                <span class=\"absolute left-0 top-1\/2 h-0.5 w-full -translate-y-1\/2 bg-current\"><\/span>\r\n                                <span class=\"faq-icon-v absolute left-1\/2 top-0 h-full w-0.5 -translate-x-1\/2 bg-current transition-opacity duration-300\"><\/span>\r\n                            <\/span>\r\n                        <\/button>\r\n\r\n                                                    <div class=\"js-faq-answer h-0 overflow-hidden opacity-0\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\r\n                                <div class=\"px-6 pb-6 || lg:px-8 lg:pb-8\" itemprop=\"text\">\r\n                                    <div class=\"wysiwyg-container || faq-answer-text body-text\">\r\n    <p>Generally yes, if your policy is tailored to your use (trails, private land, work, etc.). However, certain conditions apply, so it\u2019s important to declare how and where you use your vehicle to avoid unpleasant surprises. <\/p>\n<\/div>                                <\/div>\r\n                            <\/div>\r\n                                            <\/div>\r\n                                    <div class=\"js-faq-item faq-item overflow-hidden transition-colors duration-300\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\r\n                        <button type=\"button\" class=\"js-faq-trigger flex w-full items-center justify-between gap-6 text-left p-6 || lg:px-8 lg:py-7\" aria-expanded=\"false\">\r\n                            <span class=\"faq-question text-h4 text-titles transition-colors duration-300\" itemprop=\"name\">Is theft covered?<\/span>\r\n                            <span class=\"faq-icon relative size-4 shrink-0 text-titles transition-colors duration-300\" aria-hidden=\"true\">\r\n                                <span class=\"absolute left-0 top-1\/2 h-0.5 w-full -translate-y-1\/2 bg-current\"><\/span>\r\n                                <span class=\"faq-icon-v absolute left-1\/2 top-0 h-full w-0.5 -translate-x-1\/2 bg-current transition-opacity duration-300\"><\/span>\r\n                            <\/span>\r\n                        <\/button>\r\n\r\n                                                    <div class=\"js-faq-answer h-0 overflow-hidden opacity-0\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\r\n                                <div class=\"px-6 pb-6 || lg:px-8 lg:pb-8\" itemprop=\"text\">\r\n                                    <div class=\"wysiwyg-container || faq-answer-text body-text\">\r\n    <p>Yes, but only if you have added \u201call-risk\u201d or \u201cmiscellaneous risks\u201d coverage. Without this option, a theft or attempted theft may not be covered. <\/p>\n<\/div>                                <\/div>\r\n                            <\/div>\r\n                                            <\/div>\r\n                                    <div class=\"js-faq-item faq-item overflow-hidden transition-colors duration-300\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\r\n                        <button type=\"button\" class=\"js-faq-trigger flex w-full items-center justify-between gap-6 text-left p-6 || lg:px-8 lg:py-7\" aria-expanded=\"false\">\r\n                            <span class=\"faq-question text-h4 text-titles transition-colors duration-300\" itemprop=\"name\">Why get more than the minimum coverage?<\/span>\r\n                            <span class=\"faq-icon relative size-4 shrink-0 text-titles transition-colors duration-300\" aria-hidden=\"true\">\r\n                                <span class=\"absolute left-0 top-1\/2 h-0.5 w-full -translate-y-1\/2 bg-current\"><\/span>\r\n                                <span class=\"faq-icon-v absolute left-1\/2 top-0 h-full w-0.5 -translate-x-1\/2 bg-current transition-opacity duration-300\"><\/span>\r\n                            <\/span>\r\n                        <\/button>\r\n\r\n                                                    <div class=\"js-faq-answer h-0 overflow-hidden opacity-0\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\r\n                                <div class=\"px-6 pb-6 || lg:px-8 lg:pb-8\" itemprop=\"text\">\r\n                                    <div class=\"wysiwyg-container || faq-answer-text body-text\">\r\n    <p>Minimum civil liability may be insufficient in the event of a serious accident. That\u2019s why coverage of $1,000,000 or more is strongly recommended to be truly well protected. <\/p>\n<\/div>                                <\/div>\r\n                            <\/div>\r\n                                            <\/div>\r\n                            <\/div>\r\n\r\n        <\/div>\r\n    <\/section>\r\n\r\n\n\n\r\n    <section class=\"advantages || section || overflow-x-clip different-background bg-module\">\r\n        \r\n<span class=\"absolute top-[-120px] left-0\" ><\/span>\r\n        <div class=\"wrapper || relative z-10 || lg:grid-col\">\r\n\r\n                            <div class=\"lg:col-span-5\">\r\n                    <div class=\"lg:sticky lg:top-[calc(var(--header-h,7rem)+theme(spacing.8))]\">\r\n                        <div class=\"relative overflow-hidden aspect-video || lg:aspect-[535\/660]\">\r\n                            <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"855\" src=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/avantage-courtier-scaled-e1783025942847-1024x855.jpg\" class=\"absolute inset-0 w-full h-full object-cover\" alt=\"ATVs and side-by-sides\" srcset=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/avantage-courtier-scaled-e1783025942847-1024x855.jpg 1024w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/avantage-courtier-scaled-e1783025942847-1400x1169.jpg 1400w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/avantage-courtier-scaled-e1783025942847-640x535.jpg 640w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/avantage-courtier-scaled-e1783025942847-480x401.jpg 480w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/avantage-courtier-scaled-e1783025942847-350x292.jpg 350w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/avantage-courtier-scaled-e1783025942847-150x125.jpg 150w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/avantage-courtier-scaled-e1783025942847.jpg 1536w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\r\n                                                            <span class=\"pointer-events-none absolute bottom-0 right-0 rotate-180 z-10 w-full text-shape [&#038;_svg]:w-1\/2 [&#038;_svg]:h-auto || lg:[&#038;_svg]:w-full\" aria-hidden=\"true\">\r\n                                    <svg width=\"535\" height=\"190\" viewBox=\"0 0 535 190\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\r\n<path d=\"M312.47 55.0984L275.765 -57.5859L239.06 -170.27L-47.7701 34.9333L-120.071 -16.4721L-11.5139 -356.301L60.6291 -304.373L-4.6004 -99.5356L193.832 -241.318L-80.5959 -439.469L-53.5225 -522.794C-43.2314 -523.839 -33.8903 -521.54 -23.7576 -523.943L130.503 -524.831L284.71 -525.615L266.714 -471.65L256.74 -441.768L147.021 -440.932L62.265 -440.096L241.699 -310.538L261.648 -370.25L285.713 -442.865L309.778 -515.48L332.577 -584.282L344.24 -619.388L433.271 -619.492L513.224 -382.474L538.081 -310.12L448.523 -310.015L389.257 -485.703L378.227 -452.843L355.428 -383.989L331.732 -312.419L322.338 -283.843H641.308C647.694 -281.753 652.866 -282.955 658.935 -282.537L686.378 -199.682L412.319 0.610779L384.824 -83.3931L543.675 -199.734L318.591 -199.943L428.521 137.378L356.906 189.567L67.8592 -14.6959L140.16 -66.3624L312.575 55.0461L312.47 55.0984Z\" fill=\"currentColor\"\/>\r\n<\/svg>\r\n                                <\/span>\r\n                                                    <\/div>\r\n                    <\/div>\r\n                <\/div>\r\n            \r\n            <div class=\"my-10 || lg:my-0 lg:col-span-6 lg:col-start-7\">\r\n                                    <h2 class=\"text-h2 text-heading\">The advantage of our Assurancia Groupe Tardif brokers<\/h2>\r\n                \r\n                <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading mt-6\">\r\n    <p>As one of the largest brokerage firms in Quebec, with a team of over 120 brokers across 9 branches, our firm is dedicated to property and casualty insurance. We offer a simple, efficient, and transparent approach to our insurance services. <\/p>\n<\/div>\r\n                <div class=\"grid grid-cols-1 gap-5 mt-10 || sm:grid-cols-2 || lg:grid-cols-1 lg:mt-14 lg:mb-10 xxl:grid-cols-2\">\r\n                                            <div class=\"flex flex-col border border-heading p-6 || lg:p-8\">\r\n                                                            <h3 class=\"text-h4 text-heading\">Count on our experts<\/h3>\r\n                            \r\n                            <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading mt-6 [&amp;_a]:!bg-[length:100%_1px] [&amp;_a:hover]:!opacity-80\">\r\n    <p><span>On the phone, connect with our specialists who support you by adapting to your reality <\/span><span>so we can offer you the best coverage for your needs.<\/span><\/p>\n<\/div>                        <\/div>\r\n                                            <div class=\"flex flex-col border border-heading p-6 || lg:p-8\">\r\n                                                            <h3 class=\"text-h4 text-heading\">Access multiple insurers<\/h3>\r\n                            \r\n                            <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading mt-6 [&amp;_a]:!bg-[length:100%_1px] [&amp;_a:hover]:!opacity-80\">\r\n    <p><span>Our experts have access to a vast network of insurers to obtain the insurance product that best meets your reality.<\/span><\/p>\n<\/div>                        <\/div>\r\n                                            <div class=\"flex flex-col border border-heading p-6 || lg:p-8\">\r\n                                                            <h3 class=\"text-h4 text-heading\">Save time<\/h3>\r\n                            \r\n                            <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading mt-6 [&amp;_a]:!bg-[length:100%_1px] [&amp;_a:hover]:!opacity-80\">\r\n    <p><span>Our professionals shop around and compare multiple <\/span><a href=\"https:\/\/www.assuranciagt.com\/soumission\/\">quotes<\/a><span> to save you time and find the most suitable insurance solution.<\/span><\/p>\n<\/div>                        <\/div>\r\n                                            <div class=\"flex flex-col border border-heading p-6 || lg:p-8\">\r\n                                                            <h3 class=\"text-h4 text-heading\">Get the best value for money<\/h3>\r\n                            \r\n                            <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading mt-6 [&amp;_a]:!bg-[length:100%_1px] [&amp;_a:hover]:!opacity-80\">\r\n    <p><span>Our brokers look for the insurance product best suited to your reality, while ensuring you get the best value for money.<\/span><\/p>\n<\/div>                        <\/div>\r\n                                            <div class=\"flex flex-col border border-heading p-6 || lg:p-8\">\r\n                                                            <h3 class=\"text-h4 text-heading\">Feel confident<\/h3>\r\n                            \r\n                            <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading mt-6 [&amp;_a]:!bg-[length:100%_1px] [&amp;_a:hover]:!opacity-80\">\r\n    <p>Our team holds several certifications and strictly follows industry guidelines, such as those of the Autorit\u00e9 des march\u00e9s financiers (AMF), the Autorit\u00e9 des march\u00e9s publics (AMP), and the Registered Insurance Brokers of Ontario (RIBO), ensuring your interests are protected.<\/p>\n<\/div>                        <\/div>\r\n                                            <div class=\"flex flex-col border border-heading p-6 || lg:p-8\">\r\n                                                            <h3 class=\"text-h4 text-heading\">Benefit from a close connection<\/h3>\r\n                            \r\n                            <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading mt-6 [&amp;_a]:!bg-[length:100%_1px] [&amp;_a:hover]:!opacity-80\">\r\n    <p><span>Thanks to our presence in communities and the <\/span><a href=\"https:\/\/www.assuranciagt.com\/en\/about\/\">values<\/a><span> that unite us, we understand your reality and remain accessible when you need us.<\/span><\/p>\n<\/div>                        <\/div>\r\n                                            <div class=\"flex flex-col border border-heading p-6 || lg:p-8\">\r\n                                                            <h3 class=\"text-h4 text-heading\">Guidance when you need it most<\/h3>\r\n                            \r\n                            <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading mt-6 [&amp;_a]:!bg-[length:100%_1px] [&amp;_a:hover]:!opacity-80\">\r\n    <p><span>When the unexpected happens, your broker is by your side. They guide you through every step of the\u00a0<\/span><a href=\"https:\/\/www.assuranciagt.com\/en\/claims\/\">claims<\/a><span>\u00a0process, answer your questions, help you navigate each stage, and ensure your case is handled with the care and attention it deserves.<\/span><\/p>\n<\/div>                        <\/div>\r\n                                    <\/div>\r\n            <\/div>\r\n        <\/div>\r\n\r\n                    <span class=\"pointer-events-none absolute bottom-0 right-0 z-0 w-[16rem] translate-x-[20%] text-shape [&#038;_svg]:w-full [&#038;_svg]:h-auto || lg:w-[22rem]\" aria-hidden=\"true\">\r\n                <svg width=\"365\" height=\"239\" viewBox=\"0 0 365 239\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\r\n<path d=\"M432.541 674.591L359.131 449.222L72.3012 654.426L0 603.02L108.557 263.191L180.7 315.119L115.471 519.957L313.904 378.174L39.4754 180.023L66.5488 96.6985C76.8399 95.6537 86.181 97.9523 96.3137 95.5492L250.574 94.6611L404.781 93.8775L386.785 147.843L376.811 177.725L267.092 178.56L182.336 179.396L361.77 308.955L381.719 249.243L405.784 176.628L429.849 104.012L452.648 35.2106L464.311 0.104482L553.342 0L633.296 237.018L658.152 309.372L568.594 309.477L509.328 133.79L498.298 166.649L475.499 235.503L451.804 307.074L442.41 335.65H761.38C767.765 337.739 772.937 336.538 779.006 336.956L806.449 419.81L532.39 620.103L504.895 536.099L663.747 419.758L438.663 419.549L548.592 756.871L476.977 809.06L187.93 604.797L260.232 553.13L432.646 674.539L432.541 674.591Z\" fill=\"currentColor\"\/>\r\n<\/svg>\r\n            <\/span>\r\n            <\/section>\r\n\r\n\n\n\r\n    <section class=\"preview-news || section || overflow-hidden different-background bg-module module--alternate\">\r\n        \r\n<span class=\"absolute top-[-120px] left-0\" ><\/span>        <div class=\"wrapper\">\r\n            \r\n\r\n<div class=\"introduction || flex flex-col gap-4 mb-16 || lg:grid-col \">\r\n            <h2 class=\"text-h2 || text-heading col-span-6\">The AGT blog<\/h2>\r\n        <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading || lg:[.preview-news_&amp;_p:has(.btn-primary.arrow)]:justify-self-end lg:[.preview-news_&amp;_p:has(.btn-primary.arrow)]:text-end col-span-6\">\r\n    <p>Here are practical tips, useful tools, and clear explanations to answer your everyday questions.<\/p>\n<\/div><\/div>\r\n\r\n            <div class=\"preview-news-slider swiper-container\" data-count=\"3\">\r\n                <div class=\"swiper-wrapper\">\r\n                                            <div class=\"swiper-slide || h-auto\">\r\n                            \r\n<a href=\"https:\/\/www.assuranciagt.com\/en\/tips-and-tricks\/how-to-access-the-agt-client-area\/\" class=\"card-news group || flex h-full flex-col text-titles [.module--alternate_&#038;]:text-accent col-span-6 || lg:col-span-4\">\r\n            <div class=\"overflow-hidden\">\r\n            <img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"427\" src=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/services-professionels-640x427.jpg\" class=\"w-full h-auto object-cover aspect-[424\/320] transition-transform duration-500 group-hover:scale-105\" alt=\"How to access the AGT Client Area\" srcset=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/services-professionels-640x427.jpg 640w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/services-professionels-1536x1024.jpg 1536w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/services-professionels-2048x1365.jpg 2048w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/services-professionels-1920x1280.jpg 1920w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/services-professionels-1400x933.jpg 1400w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/services-professionels-1024x683.jpg 1024w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/services-professionels-480x320.jpg 480w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/services-professionels-350x233.jpg 350w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/services-professionels-150x100.jpg 150w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/>        <\/div>\r\n    \r\n    <h3 class=\"text-h4 text-titles [.module--alternate_&#038;]:text-accent mt-6\">How to access the AGT Client Area<\/h3>\r\n\r\n    \r\n    <span class=\"inline-flex items-center gap-x-3 font-bold mt-6 || lg:mt-auto lg:pt-6\" >\r\n    Read the article    <span class=\"block w-6 transition-transform duration-300 group-hover:translate-x-2 [&#038;_svg]:w-full [&#038;_svg]:h-auto [&#038;_svg_path]:fill-current\" aria-hidden=\"true\">\r\n        <svg viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\r\n    <g id=\"SVGRepo_iconCarrier\"> \r\n        <path d=\"M4 12H20M20 12L16 8M20 12L16 16\" stroke=\"#000000\" stroke-width=\"1\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path> \r\n    <\/g>\r\n<\/svg>    <\/span>\r\n<\/span><\/a>\r\n                        <\/div>\r\n                                            <div class=\"swiper-slide || h-auto\">\r\n                            \r\n<a href=\"https:\/\/www.assuranciagt.com\/en\/useful-tools\/how-to-prepare-your-home-in-the-event-of-a-power-outage\/\" class=\"card-news group || flex h-full flex-col text-titles [.module--alternate_&#038;]:text-accent col-span-6 || lg:col-span-4\">\r\n            <div class=\"overflow-hidden\">\r\n            <img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"229\" src=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/panne-de-courant-640x229.jpg\" class=\"w-full h-auto object-cover aspect-[424\/320] transition-transform duration-500 group-hover:scale-105\" alt=\"How to prepare your home in the event of a power outage\" srcset=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/panne-de-courant-640x229.jpg 640w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/panne-de-courant-1024x366.jpg 1024w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/panne-de-courant-480x171.jpg 480w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/panne-de-courant-350x125.jpg 350w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/panne-de-courant-150x54.jpg 150w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/panne-de-courant.jpg 1400w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/>        <\/div>\r\n    \r\n    <h3 class=\"text-h4 text-titles [.module--alternate_&#038;]:text-accent mt-6\">How to prepare your home in the event of a power outage<\/h3>\r\n\r\n    \r\n    <span class=\"inline-flex items-center gap-x-3 font-bold mt-6 || lg:mt-auto lg:pt-6\" >\r\n    Read the article    <span class=\"block w-6 transition-transform duration-300 group-hover:translate-x-2 [&#038;_svg]:w-full [&#038;_svg]:h-auto [&#038;_svg_path]:fill-current\" aria-hidden=\"true\">\r\n        <svg viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\r\n    <g id=\"SVGRepo_iconCarrier\"> \r\n        <path d=\"M4 12H20M20 12L16 8M20 12L16 16\" stroke=\"#000000\" stroke-width=\"1\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path> \r\n    <\/g>\r\n<\/svg>    <\/span>\r\n<\/span><\/a>\r\n                        <\/div>\r\n                                            <div class=\"swiper-slide || h-auto\">\r\n                            \r\n<a href=\"https:\/\/www.assuranciagt.com\/en\/understanding-insurance\/how-to-prevent-water-damage\/\" class=\"card-news group || flex h-full flex-col text-titles [.module--alternate_&#038;]:text-accent col-span-6 || lg:col-span-4\">\r\n            <div class=\"overflow-hidden\">\r\n            <img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"229\" src=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/degats-eau-640x229.png\" class=\"w-full h-auto object-cover aspect-[424\/320] transition-transform duration-500 group-hover:scale-105\" alt=\"How to prevent water damage\" srcset=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/degats-eau-640x229.png 640w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/degats-eau-1024x366.png 1024w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/degats-eau-480x171.png 480w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/degats-eau-350x125.png 350w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/degats-eau-150x54.png 150w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/degats-eau.png 1400w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/>        <\/div>\r\n    \r\n    <h3 class=\"text-h4 text-titles [.module--alternate_&#038;]:text-accent mt-6\">How to prevent water damage<\/h3>\r\n\r\n    \r\n    <span class=\"inline-flex items-center gap-x-3 font-bold mt-6 || lg:mt-auto lg:pt-6\" >\r\n    Read the article    <span class=\"block w-6 transition-transform duration-300 group-hover:translate-x-2 [&#038;_svg]:w-full [&#038;_svg]:h-auto [&#038;_svg_path]:fill-current\" aria-hidden=\"true\">\r\n        <svg viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\r\n    <g id=\"SVGRepo_iconCarrier\"> \r\n        <path d=\"M4 12H20M20 12L16 8M20 12L16 16\" stroke=\"#000000\" stroke-width=\"1\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path> \r\n    <\/g>\r\n<\/svg>    <\/span>\r\n<\/span><\/a>\r\n                        <\/div>\r\n                                    <\/div>\r\n            <\/div>\r\n\r\n            <div class=\"flex justify-end gap-3 mt-8\">\r\n                <button type=\"button\" class=\"button-prev btn-nav btn-nav--prev\" aria-label=\"Previous articles\">\r\n                    <span class=\"btn-arrow-wrap\" aria-hidden=\"true\"><span class=\"btn-arrow\"><\/span><span class=\"btn-arrow\"><\/span><\/span>\r\n                <\/button>\r\n                <button type=\"button\" class=\"button-next btn-nav\" aria-label=\"Next articles\">\r\n                    <span class=\"btn-arrow-wrap\" aria-hidden=\"true\"><span class=\"btn-arrow\"><\/span><span class=\"btn-arrow\"><\/span><\/span>\r\n                <\/button>\r\n            <\/div>\r\n        <\/div>\r\n    <\/section>\r\n\r\n\n\n\r\n    <section class=\"simple-centered || section || !my-0 overflow-hidden \">\r\n        \r\n<span class=\"absolute top-[-120px] left-0\" ><\/span>\r\n        <div class=\"grid grid-cols-1 relative || lg:grid-cols-2 lg:items-stretch\">\r\n\r\n            <div class=\"sc-block  overflow-hidden px-5 py-12 || sm:px-8 || lg:py-24 lg:pr-12 lg:pl-[calc(theme(spacing.16)_+_max(0px,(100vw_-_108rem)\/2))] \">\r\n                <div class=\"relative z-10 max-w-[34rem]\">\r\n                                            <h2 class=\"text-h2\">Request a quote tailored to your reality<\/h2>\r\n                    \r\n                                            <div class=\"wysiwyg-container || mt-6 || lg:mt-8\">\r\n    <p>If you are an individual, our brokers take the time to offer you coverage tailored to your reality.<\/p>\n<p><a class=\"btn-primary inverted\" href=\"https:\/\/www.assuranciagt.com\/en\/quote\/\" rel=\"noopener\">Request a quote<\/a><\/p>\n<\/div>                                    <\/div>\r\n\r\n                <span class=\"sc-shape pointer-events-none absolute top-0 left-[85%] w-full [&#038;_svg]:block [&#038;_svg]:w-full [&#038;_svg]:h-auto || lg:left-[35%]\" aria-hidden=\"true\">\r\n                    <svg width=\"831\" height=\"502\" viewBox=\"0 0 831 502\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\r\n<path d=\"M531.578 587.764L441.36 310.793L88.8558 562.982L0 499.806L133.413 82.1676L222.075 145.985L141.91 397.724L385.777 223.478L48.514 -20.0431L81.7862 -122.446C94.4336 -123.73 105.914 -120.906 118.366 -123.859L307.947 -124.95L497.463 -125.913L475.346 -59.592L463.088 -22.868L328.248 -21.8408L224.085 -20.8136L444.603 138.409L469.12 65.0254L498.695 -24.2163L528.27 -113.458L556.289 -198.013L570.623 -241.157L680.039 -241.286L778.299 50.002L808.847 138.923L698.783 139.051L625.947 -76.8625L612.392 -36.479L584.373 48.1401L555.252 136.098L543.707 171.217H935.71C943.558 173.785 949.914 172.308 957.373 172.822L991.099 274.647L654.29 520.8L620.499 417.562L815.722 274.583L539.102 274.326L674.202 688.883L586.189 753.022L230.96 501.989L319.816 438.493L531.708 587.7L531.578 587.764Z\" fill=\"white\" fill-opacity=\"0.2\"\/>\r\n<\/svg>\r\n                <\/span>\r\n            <\/div>\r\n\r\n                            <div class=\"sc-image relative aspect-video || lg:aspect-auto\">\r\n                    <img loading=\"lazy\" decoding=\"async\" width=\"1920\" height=\"1280\" src=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/femme-heureuse-1-1920x1280.jpg\" class=\"absolute inset-0 size-full object-cover\" alt=\"Request a quote tailored to your reality\" srcset=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/femme-heureuse-1-1920x1280.jpg 1920w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/femme-heureuse-1-1536x1024.jpg 1536w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/femme-heureuse-1-2048x1365.jpg 2048w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/femme-heureuse-1-1400x933.jpg 1400w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/femme-heureuse-1-1024x683.jpg 1024w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/femme-heureuse-1-640x427.jpg 640w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/femme-heureuse-1-480x320.jpg 480w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/femme-heureuse-1-350x233.jpg 350w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/femme-heureuse-1-150x100.jpg 150w\" sizes=\"auto, (max-width: 1920px) 100vw, 1920px\" \/>                <\/div>\r\n            \r\n        <\/div>\r\n    <\/section>\r\n\r\n","protected":false},"excerpt":{"rendered":"","protected":false},"featured_media":5443,"parent":5466,"menu_order":21,"template":"","meta":{"_acf_changed":true},"class_list":["post-5442","personal-insurance","type-personal-insurance","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.assuranciagt.com\/en\/wp-json\/wp\/v2\/personal-insurance\/5442","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.assuranciagt.com\/en\/wp-json\/wp\/v2\/personal-insurance"}],"about":[{"href":"https:\/\/www.assuranciagt.com\/en\/wp-json\/wp\/v2\/types\/personal-insurance"}],"up":[{"embeddable":true,"href":"https:\/\/www.assuranciagt.com\/en\/wp-json\/wp\/v2\/personal-insurance\/5466"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.assuranciagt.com\/en\/wp-json\/wp\/v2\/media\/5443"}],"wp:attachment":[{"href":"https:\/\/www.assuranciagt.com\/en\/wp-json\/wp\/v2\/media?parent=5442"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}