{"id":8636,"date":"2026-08-13T11:07:42","date_gmt":"2026-08-13T15:07:42","guid":{"rendered":"https:\/\/www.assuranciagt.com\/business-insurance\/marine-and-cargo\/"},"modified":"2026-08-14T12:03:11","modified_gmt":"2026-08-14T16:03:11","slug":"marine-and-cargo","status":"publish","type":"business-insurance","link":"https:\/\/www.assuranciagt.com\/en\/business-insurance\/marine-and-cargo\/","title":{"rendered":"Marine and Cargo"},"content":{"rendered":"\n    <section class=\"card-list-two-cols || section \">\n        \r\n<span class=\"absolute top-[-120px] left-0\" ><\/span>\n        <div class=\"wrapper\">\n            \r\n\r\n<div class=\"introduction || flex flex-col gap-4 mb-16 || lg:grid-col \">\r\n            <h2 class=\"text-h2 || text-heading col-span-6\">Your peace of mind, our protection<\/h2>\r\n        <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading || lg:[.preview-news_&amp;_p:has(.btn-primary.arrow)]:justify-self-end lg:[.preview-news_&amp;_p:has(.btn-primary.arrow)]:text-end col-span-6\">\r\n    <p>Every shipment involves risks that can vary depending on the nature of the goods, their value, their destination, and their mode of transport. Discover the protections designed to safeguard your cargo throughout its journey, tailored to your needs based on your activities. <\/p>\n<\/div><\/div>\r\n\n            <div class=\"flex flex-col gap-16\">\n                                    <div class=\"card-row\">\n                        \n                        <div class=\"flex flex-col !gap-16 || lg:grid-col lg:items-stretch\">\n\n                                                            <div class=\"ctc-card bg-module flex flex-col gap-6 p-5 py-6 || lg:p-8 lg:py-7 lg:col-span-6\">\n                                                                            <h4 class=\"text-h4 text-accent\">Protection of goods in transit<\/h4>\n                                                                        <div class=\"wysiwyg-container || text-accent [&amp;_*]:text-accent\">\r\n    <p>Protects goods and transported property against certain damages or losses that may occur during transport, according to the guarantees provided in the contract. Coverage can apply to sea, land, or air transport. <\/p>\n<\/div>\n                                <\/div>\n                            \n                            \n                                                            <div class=\"ctc-card bg-module flex flex-col gap-6 p-5 py-6 || lg:p-8 lg:py-7 lg:col-span-6\">\n                                                                            <h4 class=\"text-h4 text-accent\">Cargo protection<\/h4>\n                                                                        <div class=\"wysiwyg-container || text-accent [&amp;_*]:text-accent\">\r\n    <p>Covers transported goods, particularly in containers, against various covered risks that may occur between their point of origin and their destination.<\/p>\n<\/div>                                <\/div>\n                            \n                        <\/div>\n                    <\/div>\n                                    <div class=\"card-row\">\n                        \n                        <div class=\"flex flex-col !gap-16 || lg:grid-col lg:items-stretch\">\n\n                                                            <div class=\"ctc-card bg-module flex flex-col gap-6 p-5 py-6 || lg:p-8 lg:py-7 lg:col-span-6\">\n                                                                            <h4 class=\"text-h4 text-accent\">Theft and damage to goods<\/h4>\n                                                                        <div class=\"wysiwyg-container || text-accent [&amp;_*]:text-accent\">\r\n    <p>Protects goods against certain risks such as theft, accidental damage, or other covered events during transport.<\/p>\n<\/div>\n                                <\/div>\n                            \n                            \n                                                            <div class=\"ctc-card bg-module flex flex-col gap-6 p-5 py-6 || lg:p-8 lg:py-7 lg:col-span-6\">\n                                                                            <h4 class=\"text-h4 text-accent\">Loading and unloading<\/h4>\n                                                                        <div class=\"wysiwyg-container || text-accent [&amp;_*]:text-accent\">\r\n    <p>Depending on the contract, protection may extend to goods during loading operations at the point of departure and unloading at the destination.<\/p>\n<\/div>                                <\/div>\n                            \n                        <\/div>\n                    <\/div>\n                                    <div class=\"card-row\">\n                        \n                        <div class=\"flex flex-col !gap-16 || lg:grid-col lg:items-stretch\">\n\n                                                            <div class=\"ctc-card bg-module flex flex-col gap-6 p-5 py-6 || lg:p-8 lg:py-7 lg:col-span-6\">\n                                                                            <h4 class=\"text-h4 text-accent\">Temporary storage<\/h4>\n                                                                        <div class=\"wysiwyg-container || text-accent [&amp;_*]:text-accent\">\r\n    <p class=\"PDq2pG_selectionAnchorContainer\" data-start=\"1588\" data-end=\"1901\">Allows for the maintenance of protection on goods when they must be temporarily stored as part of their transport, according to the terms of the policy. Some international cargo solutions effectively encompass both transit and storage.  <span class=\"contents\" data-content-reference-start=\"1824\" data-content-reference-end=\"1843\"><span class=\"\" data-state=\"closed\"><\/span><\/span><span aria-hidden=\"true\" class=\"PDq2pG_selectionAnchor\"><\/span><\/p>\n<\/div>\n                                <\/div>\n                            \n                            \n                                                            <div class=\"ctc-card bg-module flex flex-col gap-6 p-5 py-6 || lg:p-8 lg:py-7 lg:col-span-6\">\n                                                                            <h4 class=\"text-h4 text-accent\">Optional Protections<\/h4>\n                                                                        <div class=\"wysiwyg-container || text-accent [&amp;_*]:text-accent\">\r\n    <p><span data-sheets-root=\"1\">Depending on your needs and complexity, several additional protections can be added to your contract, such as for international transport, land and air transport, liability related to transport and storage, project-related cargo, protection for insufficient insurance, war risks and special risks, and so on. Speak with our brokers to ensure that nothing is left to chance. <\/span><\/p>\n<\/div>                                <\/div>\n                            \n                        <\/div>\n                    <\/div>\n                            <\/div>\n\n        <\/div>\n    <\/section>\n\n\n    <section class=\"text-and-image-accordion || section different-background module--alternate\">\n        \r\n<span class=\"absolute top-[-120px] left-0\" ><\/span>\n        <div class=\"wrapper || flex flex-col gap-10 || lg:grid-col lg:items-start\">\n\n            <div class=\"lg:col-span-5\">\n                                    <h2 class=\"text-h2 text-titles\">Your questions about marine and cargo insurance<\/h2>\n                \n                                    <div class=\"wysiwyg-container || mt-6 || lg:mt-8\">\r\n    <p><span>Our teams answer your most frequently asked questions to help you better understand the available protections and choose solutions adapted to your needs.<\/span><\/p>\n<\/div>                \n                            <\/div>\n\n            <div class=\"flex flex-col gap-3 || lg:col-span-6 lg:col-start-7\" itemscope itemtype=\"https:\/\/schema.org\/FAQPage\">\n                                    <div class=\"js-faq-item faq-item overflow-hidden transition-colors duration-300\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\n                        <button type=\"button\" class=\"js-faq-trigger flex w-full items-center justify-between gap-6 text-left p-6 || lg:px-8 lg:py-7\" aria-expanded=\"false\">\n                            <span class=\"faq-question text-h4 text-titles transition-colors duration-300\" itemprop=\"name\">What is marine and cargo insurance?<\/span>\n                            <span class=\"faq-icon relative size-4 shrink-0 text-titles transition-colors duration-300\" aria-hidden=\"true\">\n                                <span class=\"absolute left-0 top-1\/2 h-0.5 w-full -translate-y-1\/2 bg-current\"><\/span>\n                                <span class=\"faq-icon-v absolute left-1\/2 top-0 h-full w-0.5 -translate-x-1\/2 bg-current transition-opacity duration-300\"><\/span>\n                            <\/span>\n                        <\/button>\n\n                                                    <div class=\"js-faq-answer h-0 overflow-hidden opacity-0\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\n                                <div class=\"px-6 pb-6 || lg:px-8 lg:pb-8\" itemprop=\"text\">\n                                    <div class=\"wysiwyg-container || faq-answer-text body-text\">\r\n    <p>Marine and cargo insurance protects your goods against certain damages or losses that may occur during transport. Depending on the chosen protection, coverage can apply to sea, land, or air transport, from their point of origin to their destination. <\/p>\n<\/div>                                <\/div>\n                            <\/div>\n                                            <\/div>\n                                    <div class=\"js-faq-item faq-item overflow-hidden transition-colors duration-300\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\n                        <button type=\"button\" class=\"js-faq-trigger flex w-full items-center justify-between gap-6 text-left p-6 || lg:px-8 lg:py-7\" aria-expanded=\"false\">\n                            <span class=\"faq-question text-h4 text-titles transition-colors duration-300\" itemprop=\"name\">What types of goods can be insured?<\/span>\n                            <span class=\"faq-icon relative size-4 shrink-0 text-titles transition-colors duration-300\" aria-hidden=\"true\">\n                                <span class=\"absolute left-0 top-1\/2 h-0.5 w-full -translate-y-1\/2 bg-current\"><\/span>\n                                <span class=\"faq-icon-v absolute left-1\/2 top-0 h-full w-0.5 -translate-x-1\/2 bg-current transition-opacity duration-300\"><\/span>\n                            <\/span>\n                        <\/button>\n\n                                                    <div class=\"js-faq-answer h-0 overflow-hidden opacity-0\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\n                                <div class=\"px-6 pb-6 || lg:px-8 lg:pb-8\" itemprop=\"text\">\n                                    <div class=\"wysiwyg-container || faq-answer-text body-text\">\r\n    <p>A wide variety of goods can be insured, including finished products, raw materials, equipment, machinery, or goods transported by container. Protections are tailored according to the nature, value, and destination of the goods. <\/p>\n<\/div>                                <\/div>\n                            <\/div>\n                                            <\/div>\n                                    <div class=\"js-faq-item faq-item overflow-hidden transition-colors duration-300\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\n                        <button type=\"button\" class=\"js-faq-trigger flex w-full items-center justify-between gap-6 text-left p-6 || lg:px-8 lg:py-7\" aria-expanded=\"false\">\n                            <span class=\"faq-question text-h4 text-titles transition-colors duration-300\" itemprop=\"name\">Are my goods protected only when they are on the ship?<\/span>\n                            <span class=\"faq-icon relative size-4 shrink-0 text-titles transition-colors duration-300\" aria-hidden=\"true\">\n                                <span class=\"absolute left-0 top-1\/2 h-0.5 w-full -translate-y-1\/2 bg-current\"><\/span>\n                                <span class=\"faq-icon-v absolute left-1\/2 top-0 h-full w-0.5 -translate-x-1\/2 bg-current transition-opacity duration-300\"><\/span>\n                            <\/span>\n                        <\/button>\n\n                                                    <div class=\"js-faq-answer h-0 overflow-hidden opacity-0\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\n                                <div class=\"px-6 pb-6 || lg:px-8 lg:pb-8\" itemprop=\"text\">\n                                    <div class=\"wysiwyg-container || faq-answer-text body-text\">\r\n    <p>Not necessarily. Depending on your contract, protection can cover different stages of transport, including land or air transport, loading and unloading, as well as certain periods of temporary storage. <\/p>\n<\/div>                                <\/div>\n                            <\/div>\n                                            <\/div>\n                                    <div class=\"js-faq-item faq-item overflow-hidden transition-colors duration-300\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\n                        <button type=\"button\" class=\"js-faq-trigger flex w-full items-center justify-between gap-6 text-left p-6 || lg:px-8 lg:py-7\" aria-expanded=\"false\">\n                            <span class=\"faq-question text-h4 text-titles transition-colors duration-300\" itemprop=\"name\">Do I need cargo insurance if my carrier already has insurance?<\/span>\n                            <span class=\"faq-icon relative size-4 shrink-0 text-titles transition-colors duration-300\" aria-hidden=\"true\">\n                                <span class=\"absolute left-0 top-1\/2 h-0.5 w-full -translate-y-1\/2 bg-current\"><\/span>\n                                <span class=\"faq-icon-v absolute left-1\/2 top-0 h-full w-0.5 -translate-x-1\/2 bg-current transition-opacity duration-300\"><\/span>\n                            <\/span>\n                        <\/button>\n\n                                                    <div class=\"js-faq-answer h-0 overflow-hidden opacity-0\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\n                                <div class=\"px-6 pb-6 || lg:px-8 lg:pb-8\" itemprop=\"text\">\n                                    <div class=\"wysiwyg-container || faq-answer-text body-text\">\r\n    <p><span data-sheets-root=\"1\">The carrier&#8217;s insurance does not necessarily cover the full value of your goods, and their liability may be limited depending on the circumstances. Cargo insurance tailored to your business allows for better protection of your interests and the value of the transported goods. <\/span><\/p>\n<\/div>                                <\/div>\n                            <\/div>\n                                            <\/div>\n                                    <div class=\"js-faq-item faq-item overflow-hidden transition-colors duration-300\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\n                        <button type=\"button\" class=\"js-faq-trigger flex w-full items-center justify-between gap-6 text-left p-6 || lg:px-8 lg:py-7\" aria-expanded=\"false\">\n                            <span class=\"faq-question text-h4 text-titles transition-colors duration-300\" itemprop=\"name\">Can I insure my international imports and exports?<\/span>\n                            <span class=\"faq-icon relative size-4 shrink-0 text-titles transition-colors duration-300\" aria-hidden=\"true\">\n                                <span class=\"absolute left-0 top-1\/2 h-0.5 w-full -translate-y-1\/2 bg-current\"><\/span>\n                                <span class=\"faq-icon-v absolute left-1\/2 top-0 h-full w-0.5 -translate-x-1\/2 bg-current transition-opacity duration-300\"><\/span>\n                            <\/span>\n                        <\/button>\n\n                                                    <div class=\"js-faq-answer h-0 overflow-hidden opacity-0\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\n                                <div class=\"px-6 pb-6 || lg:px-8 lg:pb-8\" itemprop=\"text\">\n                                    <div class=\"wysiwyg-container || faq-answer-text body-text\">\r\n    <p>Yes. Solutions can be offered to protect goods imported or exported to different markets. Your broker will take into account your destinations, modes of transport, and the nature of your activities to propose tailored protection.  <\/p>\n<\/div>                                <\/div>\n                            <\/div>\n                                            <\/div>\n                            <\/div>\n\n        <\/div>\n    <\/section>\n\n\n    <section class=\"advantages || section || overflow-x-clip different-background bg-module\">\n        \r\n<span class=\"absolute top-[-120px] left-0\" ><\/span>\n        <div class=\"wrapper || relative z-10 || lg:grid-col\">\n\n                            <div class=\"lg:col-span-5\">\n                    <div class=\"lg:sticky lg:top-[calc(var(--header-h,7rem)+theme(spacing.8))]\">\n                        <div class=\"relative overflow-hidden aspect-video || lg:aspect-[535\/660]\">\n                            <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"855\" src=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/avantage-courtier-scaled-e1783025942847-1024x855.jpg\" class=\"absolute inset-0 w-full h-full object-cover\" alt=\"Marine and Cargo\" srcset=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/avantage-courtier-scaled-e1783025942847-1024x855.jpg 1024w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/avantage-courtier-scaled-e1783025942847-1400x1169.jpg 1400w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/avantage-courtier-scaled-e1783025942847-640x535.jpg 640w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/avantage-courtier-scaled-e1783025942847-480x401.jpg 480w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/avantage-courtier-scaled-e1783025942847-350x292.jpg 350w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/avantage-courtier-scaled-e1783025942847-150x125.jpg 150w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/avantage-courtier-scaled-e1783025942847.jpg 1536w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\n                                                            <span class=\"pointer-events-none absolute bottom-0 right-0 rotate-180 z-10 w-full text-shape [&#038;_svg]:w-1\/2 [&#038;_svg]:h-auto || lg:[&#038;_svg]:w-full\" aria-hidden=\"true\">\n                                    <svg width=\"535\" height=\"190\" viewBox=\"0 0 535 190\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\r\n<path d=\"M312.47 55.0984L275.765 -57.5859L239.06 -170.27L-47.7701 34.9333L-120.071 -16.4721L-11.5139 -356.301L60.6291 -304.373L-4.6004 -99.5356L193.832 -241.318L-80.5959 -439.469L-53.5225 -522.794C-43.2314 -523.839 -33.8903 -521.54 -23.7576 -523.943L130.503 -524.831L284.71 -525.615L266.714 -471.65L256.74 -441.768L147.021 -440.932L62.265 -440.096L241.699 -310.538L261.648 -370.25L285.713 -442.865L309.778 -515.48L332.577 -584.282L344.24 -619.388L433.271 -619.492L513.224 -382.474L538.081 -310.12L448.523 -310.015L389.257 -485.703L378.227 -452.843L355.428 -383.989L331.732 -312.419L322.338 -283.843H641.308C647.694 -281.753 652.866 -282.955 658.935 -282.537L686.378 -199.682L412.319 0.610779L384.824 -83.3931L543.675 -199.734L318.591 -199.943L428.521 137.378L356.906 189.567L67.8592 -14.6959L140.16 -66.3624L312.575 55.0461L312.47 55.0984Z\" fill=\"currentColor\"\/>\r\n<\/svg>\r\n                                <\/span>\n                                                    <\/div>\n                    <\/div>\n                <\/div>\n            \n            <div class=\"my-10 || lg:my-0 lg:col-span-6 lg:col-start-7\">\n                                    <h2 class=\"text-h2 text-heading\">The advantage of our Assurancia Groupe Tardif business brokers<\/h2>\n                \n                <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading mt-6\">\r\n    <p>As one of the largest brokerage firms in Quebec with a team of over 120 brokers across 9 branches, our firm is dedicated to property and casualty insurance. We offer a simple, effective, and transparent approach to our insurance services. <\/p>\n<\/div>\n                <div class=\"grid grid-cols-1 gap-5 mt-10 || sm:grid-cols-2 || lg:grid-cols-1 lg:mt-14 lg:mb-10 xxl:grid-cols-2\">\n                                            <div class=\"flex flex-col border border-heading p-6 || lg:p-8\">\n                                                            <h3 class=\"text-h4 text-heading\">Count on Our Experts<\/h3>\n                            \n                            <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading mt-6 [&amp;_a]:!bg-[length:100%_1px] [&amp;_a:hover]:!opacity-80\">\r\n    <p><span>On the other end of the line, reach our specialists who support you by adapting to your needs <\/span><span>to offer you the best coverage suitable for your business.<\/span><\/p>\n<\/div>                        <\/div>\n                                            <div class=\"flex flex-col border border-heading p-6 || lg:p-8\">\n                                                            <h3 class=\"text-h4 text-heading\">Access Multiple Insurers<\/h3>\n                            \n                            <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading mt-6 [&amp;_a]:!bg-[length:100%_1px] [&amp;_a:hover]:!opacity-80\">\r\n    <p><span>Our experts have access to a vast network of insurers, to obtain the insurance products that best meet your needs.<\/span><\/p>\n<\/div>                        <\/div>\n                                            <div class=\"flex flex-col border border-heading p-6 || lg:p-8\">\n                                                            <h3 class=\"text-h4 text-heading\">Save Time<\/h3>\n                            \n                            <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading mt-6 [&amp;_a]:!bg-[length:100%_1px] [&amp;_a:hover]:!opacity-80\">\r\n    <p><span>Our professionals shop and compare multiple <\/span><a href=\"https:\/\/www.assuranciagt.com\/en\/quote\/\">quotes<\/a><span> for you to save you time and find the most suitable insurance solutions.<\/span><\/p>\n<\/div>                        <\/div>\n                                            <div class=\"flex flex-col border border-heading p-6 || lg:p-8\">\n                                                            <h3 class=\"text-h4 text-heading\">Get the best value for money<\/h3>\n                            \n                            <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading mt-6 [&amp;_a]:!bg-[length:100%_1px] [&amp;_a:hover]:!opacity-80\">\r\n    <p><span>Our brokers research and negotiate the insurance products best suited to your needs, while ensuring excellent value for money.<\/span><\/p>\n<\/div>                        <\/div>\n                                            <div class=\"flex flex-col border border-heading p-6 || lg:p-8\">\n                                                            <h3 class=\"text-h4 text-heading\">Have Confidence<\/h3>\n                            \n                            <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading mt-6 [&amp;_a]:!bg-[length:100%_1px] [&amp;_a:hover]:!opacity-80\">\r\n    <p>Our team holds multiple certifications and rigorously complies with industry guidelines, such as the Autorit\u00e9 des march\u00e9s financiers (AMF), the Autorit\u00e9 des march\u00e9s publics (AMP), and the Registered Insurance Brokers of Ontario (RIBO), ensuring your interests are protected.<\/p>\n<\/div>                        <\/div>\n                                            <div class=\"flex flex-col border border-heading p-6 || lg:p-8\">\n                                                            <h3 class=\"text-h4 text-heading\">Benefit from proximity<\/h3>\n                            \n                            <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading mt-6 [&amp;_a]:!bg-[length:100%_1px] [&amp;_a:hover]:!opacity-80\">\r\n    <p><span>Thanks to our presence in communities and the <\/span><a href=\"https:\/\/www.assuranciagt.com\/en\/about\/\">values<\/a><span> that unite us, we understand your reality and remain accessible when you need us.<\/span><\/p>\n<\/div>                        <\/div>\n                                            <div class=\"flex flex-col border border-heading p-6 || lg:p-8\">\n                                                            <h3 class=\"text-h4 text-heading\">Leverage Sectoral Expertise<\/h3>\n                            \n                            <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading mt-6 [&amp;_a]:!bg-[length:100%_1px] [&amp;_a:hover]:!opacity-80\">\r\n    <p><span>Our team of brokers possesses in-depth knowledge based on the different business sectors we serve, ensuring you get the best coverage options to protect your business optimally.<\/span><\/p>\n<\/div>                        <\/div>\n                                            <div class=\"flex flex-col border border-heading p-6 || lg:p-8\">\n                                                            <h3 class=\"text-h4 text-heading\">Get support during a claim<\/h3>\n                            \n                            <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading mt-6 [&amp;_a]:!bg-[length:100%_1px] [&amp;_a:hover]:!opacity-80\">\r\n    <p><span>When the unexpected happens, your broker is by your side. They will support you through every step of your <\/span><a href=\"https:\/\/www.assuranciagt.com\/en\/claims\/\">claim<\/a><span>, answer your questions, facilitate your procedures, and ensure your file is handled with all the attention it deserves.<\/span><\/p>\n<\/div>                        <\/div>\n                                    <\/div>\n            <\/div>\n        <\/div>\n\n                    <span class=\"pointer-events-none absolute bottom-0 right-0 z-0 w-[16rem] translate-x-[20%] text-shape [&#038;_svg]:w-full [&#038;_svg]:h-auto || lg:w-[22rem]\" aria-hidden=\"true\">\n                <svg width=\"365\" height=\"239\" viewBox=\"0 0 365 239\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\r\n<path d=\"M432.541 674.591L359.131 449.222L72.3012 654.426L0 603.02L108.557 263.191L180.7 315.119L115.471 519.957L313.904 378.174L39.4754 180.023L66.5488 96.6985C76.8399 95.6537 86.181 97.9523 96.3137 95.5492L250.574 94.6611L404.781 93.8775L386.785 147.843L376.811 177.725L267.092 178.56L182.336 179.396L361.77 308.955L381.719 249.243L405.784 176.628L429.849 104.012L452.648 35.2106L464.311 0.104482L553.342 0L633.296 237.018L658.152 309.372L568.594 309.477L509.328 133.79L498.298 166.649L475.499 235.503L451.804 307.074L442.41 335.65H761.38C767.765 337.739 772.937 336.538 779.006 336.956L806.449 419.81L532.39 620.103L504.895 536.099L663.747 419.758L438.663 419.549L548.592 756.871L476.977 809.06L187.93 604.797L260.232 553.13L432.646 674.539L432.541 674.591Z\" fill=\"currentColor\"\/>\r\n<\/svg>\r\n            <\/span>\n            <\/section>\n\n\n    <section class=\"preview-news || section || overflow-hidden different-background bg-module module--alternate\">\n        \r\n<span class=\"absolute top-[-120px] left-0\" ><\/span>        <div class=\"wrapper\">\n            \r\n\r\n<div class=\"introduction || flex flex-col gap-4 mb-16 || lg:grid-col \">\r\n            <h2 class=\"text-h2 || text-heading col-span-6\">The AGT Blog <\/h2>\r\n        <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading || lg:[.preview-news_&amp;_p:has(.btn-primary.arrow)]:justify-self-end lg:[.preview-news_&amp;_p:has(.btn-primary.arrow)]:text-end col-span-6\">\r\n    <p>Here are practical tips, useful tools, and clear explanations to answer your everyday questions.<\/p>\n<\/div><\/div>\r\n\n            <div class=\"preview-news-slider swiper-container\" data-count=\"3\">\n                <div class=\"swiper-wrapper\">\n                                            <div class=\"swiper-slide || h-auto\">\n                            \r\n<a href=\"https:\/\/www.assuranciagt.com\/en\/tips-and-tricks\/how-to-access-the-agt-client-area\/\" class=\"card-news group || flex h-full flex-col text-titles [.module--alternate_&#038;]:text-accent col-span-6 || lg:col-span-4\">\r\n            <div class=\"overflow-hidden\">\r\n            <img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"427\" src=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/services-professionels-640x427.jpg\" class=\"w-full h-auto object-cover aspect-[424\/320] transition-transform duration-500 group-hover:scale-105\" alt=\"How to access the AGT Client Area\" srcset=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/services-professionels-640x427.jpg 640w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/services-professionels-1536x1024.jpg 1536w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/services-professionels-2048x1365.jpg 2048w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/services-professionels-1920x1280.jpg 1920w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/services-professionels-1400x933.jpg 1400w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/services-professionels-1024x683.jpg 1024w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/services-professionels-480x320.jpg 480w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/services-professionels-350x233.jpg 350w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/services-professionels-150x100.jpg 150w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/>        <\/div>\r\n    \r\n    <h3 class=\"text-h4 text-titles [.module--alternate_&#038;]:text-accent mt-6\">How to access the AGT Client Area<\/h3>\r\n\r\n    \r\n    <span class=\"inline-flex items-center gap-x-3 font-bold mt-6 || lg:mt-auto lg:pt-6\" >\r\n    Read the article    <span class=\"block w-6 transition-transform duration-300 group-hover:translate-x-2 [&#038;_svg]:w-full [&#038;_svg]:h-auto [&#038;_svg_path]:fill-current\" aria-hidden=\"true\">\r\n        <svg viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\r\n    <g id=\"SVGRepo_iconCarrier\"> \r\n        <path d=\"M4 12H20M20 12L16 8M20 12L16 16\" stroke=\"#000000\" stroke-width=\"1\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path> \r\n    <\/g>\r\n<\/svg>    <\/span>\r\n<\/span><\/a>\r\n                        <\/div>\n                                            <div class=\"swiper-slide || h-auto\">\n                            \r\n<a href=\"https:\/\/www.assuranciagt.com\/en\/useful-tools\/how-to-prepare-your-home-in-the-event-of-a-power-outage\/\" class=\"card-news group || flex h-full flex-col text-titles [.module--alternate_&#038;]:text-accent col-span-6 || lg:col-span-4\">\r\n            <div class=\"overflow-hidden\">\r\n            <img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"229\" src=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/panne-de-courant-640x229.jpg\" class=\"w-full h-auto object-cover aspect-[424\/320] transition-transform duration-500 group-hover:scale-105\" alt=\"How to prepare your home in the event of a power outage\" srcset=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/panne-de-courant-640x229.jpg 640w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/panne-de-courant-1024x366.jpg 1024w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/panne-de-courant-480x171.jpg 480w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/panne-de-courant-350x125.jpg 350w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/panne-de-courant-150x54.jpg 150w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/panne-de-courant.jpg 1400w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/>        <\/div>\r\n    \r\n    <h3 class=\"text-h4 text-titles [.module--alternate_&#038;]:text-accent mt-6\">How to prepare your home in the event of a power outage<\/h3>\r\n\r\n    \r\n    <span class=\"inline-flex items-center gap-x-3 font-bold mt-6 || lg:mt-auto lg:pt-6\" >\r\n    Read the article    <span class=\"block w-6 transition-transform duration-300 group-hover:translate-x-2 [&#038;_svg]:w-full [&#038;_svg]:h-auto [&#038;_svg_path]:fill-current\" aria-hidden=\"true\">\r\n        <svg viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\r\n    <g id=\"SVGRepo_iconCarrier\"> \r\n        <path d=\"M4 12H20M20 12L16 8M20 12L16 16\" stroke=\"#000000\" stroke-width=\"1\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path> \r\n    <\/g>\r\n<\/svg>    <\/span>\r\n<\/span><\/a>\r\n                        <\/div>\n                                            <div class=\"swiper-slide || h-auto\">\n                            \r\n<a href=\"https:\/\/www.assuranciagt.com\/en\/understanding-insurance\/how-to-prevent-water-damage\/\" class=\"card-news group || flex h-full flex-col text-titles [.module--alternate_&#038;]:text-accent col-span-6 || lg:col-span-4\">\r\n            <div class=\"overflow-hidden\">\r\n            <img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"229\" src=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/degats-eau-640x229.png\" class=\"w-full h-auto object-cover aspect-[424\/320] transition-transform duration-500 group-hover:scale-105\" alt=\"How to prevent water damage\" srcset=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/degats-eau-640x229.png 640w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/degats-eau-1024x366.png 1024w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/degats-eau-480x171.png 480w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/degats-eau-350x125.png 350w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/degats-eau-150x54.png 150w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/degats-eau.png 1400w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/>        <\/div>\r\n    \r\n    <h3 class=\"text-h4 text-titles [.module--alternate_&#038;]:text-accent mt-6\">How to prevent water damage<\/h3>\r\n\r\n    \r\n    <span class=\"inline-flex items-center gap-x-3 font-bold mt-6 || lg:mt-auto lg:pt-6\" >\r\n    Read the article    <span class=\"block w-6 transition-transform duration-300 group-hover:translate-x-2 [&#038;_svg]:w-full [&#038;_svg]:h-auto [&#038;_svg_path]:fill-current\" aria-hidden=\"true\">\r\n        <svg viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\r\n    <g id=\"SVGRepo_iconCarrier\"> \r\n        <path d=\"M4 12H20M20 12L16 8M20 12L16 16\" stroke=\"#000000\" stroke-width=\"1\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path> \r\n    <\/g>\r\n<\/svg>    <\/span>\r\n<\/span><\/a>\r\n                        <\/div>\n                                    <\/div>\n            <\/div>\n\n            <div class=\"flex justify-end gap-3 mt-8\">\n                <button type=\"button\" class=\"button-prev btn-nav btn-nav--prev\" aria-label=\"Previous articles\">\n                    <span class=\"btn-arrow-wrap\" aria-hidden=\"true\"><span class=\"btn-arrow\"><\/span><span class=\"btn-arrow\"><\/span><\/span>\n                <\/button>\n                <button type=\"button\" class=\"button-next btn-nav\" aria-label=\"Next articles\">\n                    <span class=\"btn-arrow-wrap\" aria-hidden=\"true\"><span class=\"btn-arrow\"><\/span><span class=\"btn-arrow\"><\/span><\/span>\n                <\/button>\n            <\/div>\n        <\/div>\n    <\/section>\n\n\n    <section class=\"simple-centered || section || !my-0 overflow-hidden \">\n        \r\n<span class=\"absolute top-[-120px] left-0\" ><\/span>\n        <div class=\"grid grid-cols-1 relative || lg:grid-cols-2 lg:items-stretch\">\n\n            <div class=\"sc-block  overflow-hidden px-5 py-12 || sm:px-8 || lg:py-24 lg:pr-12 lg:pl-[calc(theme(spacing.16)_+_max(0px,(100vw_-_108rem)\/2))] \">\n                <div class=\"relative z-10 max-w-[34rem]\">\n                                            <h2 class=\"text-h2\">Request a quote tailored to your needs<\/h2>\n                    \n                                            <div class=\"wysiwyg-container || mt-6 || lg:mt-8\">\r\n    <p><span>Our business brokers, with their sector expertise, take the time to understand your business reality to offer you coverage tailored to your needs.<\/span><\/p>\n<p><a class=\"btn-primary inverted\" href=\"https:\/\/www.assuranciagt.com\/en\/quote\/#entreprise\" rel=\"noopener\">Request a Quote<\/a><\/p>\n<\/div>                                    <\/div>\n\n                <span class=\"sc-shape pointer-events-none absolute top-0 left-[85%] w-full [&#038;_svg]:block [&#038;_svg]:w-full [&#038;_svg]:h-auto || lg:left-[35%]\" aria-hidden=\"true\">\n                    <svg width=\"831\" height=\"502\" viewBox=\"0 0 831 502\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\r\n<path d=\"M531.578 587.764L441.36 310.793L88.8558 562.982L0 499.806L133.413 82.1676L222.075 145.985L141.91 397.724L385.777 223.478L48.514 -20.0431L81.7862 -122.446C94.4336 -123.73 105.914 -120.906 118.366 -123.859L307.947 -124.95L497.463 -125.913L475.346 -59.592L463.088 -22.868L328.248 -21.8408L224.085 -20.8136L444.603 138.409L469.12 65.0254L498.695 -24.2163L528.27 -113.458L556.289 -198.013L570.623 -241.157L680.039 -241.286L778.299 50.002L808.847 138.923L698.783 139.051L625.947 -76.8625L612.392 -36.479L584.373 48.1401L555.252 136.098L543.707 171.217H935.71C943.558 173.785 949.914 172.308 957.373 172.822L991.099 274.647L654.29 520.8L620.499 417.562L815.722 274.583L539.102 274.326L674.202 688.883L586.189 753.022L230.96 501.989L319.816 438.493L531.708 587.7L531.578 587.764Z\" fill=\"white\" fill-opacity=\"0.2\"\/>\r\n<\/svg>\r\n                <\/span>\n            <\/div>\n\n                            <div class=\"sc-image relative aspect-video || lg:aspect-auto\">\n                    <img loading=\"lazy\" decoding=\"async\" width=\"1920\" height=\"1280\" src=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/femme-heureuse-1-1920x1280.jpg\" class=\"absolute inset-0 size-full object-cover\" alt=\"Request a quote tailored to your needs\" srcset=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/femme-heureuse-1-1920x1280.jpg 1920w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/femme-heureuse-1-1536x1024.jpg 1536w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/femme-heureuse-1-2048x1365.jpg 2048w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/femme-heureuse-1-1400x933.jpg 1400w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/femme-heureuse-1-1024x683.jpg 1024w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/femme-heureuse-1-640x427.jpg 640w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/femme-heureuse-1-480x320.jpg 480w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/femme-heureuse-1-350x233.jpg 350w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/femme-heureuse-1-150x100.jpg 150w\" sizes=\"auto, (max-width: 1920px) 100vw, 1920px\" \/>                <\/div>\n            \n        <\/div>\n    <\/section>\n\n","protected":false},"excerpt":{"rendered":"","protected":false},"featured_media":8191,"parent":0,"menu_order":23,"template":"","meta":{"_acf_changed":false},"class_list":["post-8636","business-insurance","type-business-insurance","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.assuranciagt.com\/en\/wp-json\/wp\/v2\/business-insurance\/8636","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.assuranciagt.com\/en\/wp-json\/wp\/v2\/business-insurance"}],"about":[{"href":"https:\/\/www.assuranciagt.com\/en\/wp-json\/wp\/v2\/types\/business-insurance"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.assuranciagt.com\/en\/wp-json\/wp\/v2\/media\/8191"}],"wp:attachment":[{"href":"https:\/\/www.assuranciagt.com\/en\/wp-json\/wp\/v2\/media?parent=8636"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}