{"id":8635,"date":"2026-08-13T15:38:59","date_gmt":"2026-08-13T19:38:59","guid":{"rendered":"https:\/\/www.assuranciagt.com\/business-insurance\/environmental-businesses\/"},"modified":"2026-08-14T11:57:55","modified_gmt":"2026-08-14T15:57:55","slug":"environmental-businesses","status":"publish","type":"business-insurance","link":"https:\/\/www.assuranciagt.com\/en\/business-insurance\/environmental-businesses\/","title":{"rendered":"Environmental Businesses"},"content":{"rendered":"\n    <section class=\"card-list-two-cols || section \">\n        \r\n<span class=\"absolute top-[-120px] left-0\" ><\/span>\n        <div class=\"wrapper\">\n            \r\n\r\n<div class=\"introduction || flex flex-col gap-4 mb-16 || lg:grid-col \">\r\n            <h2 class=\"text-h2 || text-heading col-span-6\">Your peace of mind, our protection<\/h2>\r\n        <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading || lg:[.preview-news_&amp;_p:has(.btn-primary.arrow)]:justify-self-end lg:[.preview-news_&amp;_p:has(.btn-primary.arrow)]:text-end col-span-6\">\r\n    <p>Every business in the environmental sector faces particular risks that vary depending on the nature of its operations, the services offered, and the locations where it works. Discover coverage tailored to your needs to properly protect your operations. <\/p>\n<\/div><\/div>\r\n\n            <div class=\"flex flex-col gap-16\">\n                                    <div class=\"card-row\">\n                        \n                        <div class=\"flex flex-col !gap-16 || lg:grid-col lg:items-stretch\">\n\n                                                            <div class=\"ctc-card bg-module flex flex-col gap-6 p-5 py-6 || lg:p-8 lg:py-7 lg:col-span-6\">\n                                                                            <h4 class=\"text-h4 text-accent\">Civil Liability<\/h4>\n                                                                        <div class=\"wysiwyg-container || text-accent [&amp;_*]:text-accent\">\r\n    <p>In the course of your professional activities, an incident can sometimes result in property damage or injury to a third party, despite all precautions taken. Liability insurance can protect you in the event of a claim arising from a covered event and help cover the costs that may result. <\/p>\n<\/div>\n                                <\/div>\n                            \n                            \n                                                            <div class=\"ctc-card bg-module flex flex-col gap-6 p-5 py-6 || lg:p-8 lg:py-7 lg:col-span-6\">\n                                                                            <h4 class=\"text-h4 text-accent\">Building, Property, and Equipment Insurance<\/h4>\n                                                                        <div class=\"wysiwyg-container || text-accent [&amp;_*]:text-accent\">\r\n    <p><span data-sheets-root=\"1\">This coverage protects your offices, your equipment such as measuring instruments, computer hardware, and other property necessary for your operations; it also protects your facilities, office furniture, etc. Whether against covered risks such as fire, certain water damage, wind, or vandalism, depending on your covered risks.  <\/span><\/p>\n<\/div>                                <\/div>\n                            \n                        <\/div>\n                    <\/div>\n                                    <div class=\"card-row\">\n                        \n                        <div class=\"flex flex-col !gap-16 || lg:grid-col lg:items-stretch\">\n\n                                                            <div class=\"ctc-card bg-module flex flex-col gap-6 p-5 py-6 || lg:p-8 lg:py-7 lg:col-span-6\">\n                                                                            <h4 class=\"text-h4 text-accent\">Loss of Income Insurance (Business Interruption)<\/h4>\n                                                                        <div class=\"wysiwyg-container || text-accent [&amp;_*]:text-accent\">\r\n    <p>When a covered loss results in a slowdown or temporary halt of your activities, the financial consequences can quickly accumulate. Loss of income insurance can help compensate for part of the lost revenue and cover certain expenses during the period necessary to resume your operations. <\/p>\n<\/div>\n                                <\/div>\n                            \n                            \n                                                            <div class=\"ctc-card bg-module flex flex-col gap-6 p-5 py-6 || lg:p-8 lg:py-7 lg:col-span-6\">\n                                                                            <h4 class=\"text-h4 text-accent\">Errors and Omissions Related to Professional Liability<\/h4>\n                                                                        <div class=\"wysiwyg-container || text-accent [&amp;_*]:text-accent\">\r\n    <p>Particularly important for consultants, engineers, and environmental experts. It can protect your business when an error, omission, or negligence in your professional services results in a claim or financial loss for a client. <\/p>\n<\/div>                                <\/div>\n                            \n                        <\/div>\n                    <\/div>\n                                    <div class=\"card-row\">\n                        \n                        <div class=\"flex flex-col !gap-16 || lg:grid-col lg:items-stretch\">\n\n                                                            <div class=\"ctc-card bg-module flex flex-col gap-6 p-5 py-6 || lg:p-8 lg:py-7 lg:col-span-6\">\n                                                                            <h4 class=\"text-h4 text-accent\">Directors and Officers Liability (D&amp;O)<\/h4>\n                                                                        <div class=\"wysiwyg-container || text-accent [&amp;_*]:text-accent\">\r\n    <p><span data-sheets-root=\"1\">This protection covers your business as well as its directors and officers against certain claims arising from decisions, acts, or omissions committed in the exercise of their management functions, when this protection is offered.<\/span><\/p>\n<\/div>\n                                <\/div>\n                            \n                            \n                                                            <div class=\"ctc-card bg-module flex flex-col gap-6 p-5 py-6 || lg:p-8 lg:py-7 lg:col-span-6\">\n                                                                            <h4 class=\"text-h4 text-accent\">Environmental Liability and Pollution<\/h4>\n                                                                        <div class=\"wysiwyg-container || text-accent [&amp;_*]:text-accent\">\r\n    <p>It can protect your business against certain financial consequences arising from a pollution event, including bodily injury or property damage, certain cleanup and decontamination costs, as well as certain third-party claims.<\/p>\n<\/div>                                <\/div>\n                            \n                        <\/div>\n                    <\/div>\n                                    <div class=\"card-row\">\n                        \n                        <div class=\"flex flex-col !gap-16 || lg:grid-col lg:items-stretch\">\n\n                                                            <div class=\"ctc-card bg-module flex flex-col gap-6 p-5 py-6 || lg:p-8 lg:py-7 lg:col-span-6\">\n                                                                            <h4 class=\"text-h4 text-accent\">Pollution at Work Sites or at a Client&#039;s Location<\/h4>\n                                                                        <div class=\"wysiwyg-container || text-accent [&amp;_*]:text-accent\">\r\n    <p>Can cover certain claims and certain costs arising from a pollution event at a job site, at a client&#8217;s location, or at another location where your business performs work.<\/p>\n<\/div>\n                                <\/div>\n                            \n                            \n                                                            <div class=\"ctc-card bg-module flex flex-col gap-6 p-5 py-6 || lg:p-8 lg:py-7 lg:col-span-6\">\n                                                                            <h4 class=\"text-h4 text-accent\">Cleanup and Decontamination Costs<\/h4>\n                                                                        <div class=\"wysiwyg-container || text-accent [&amp;_*]:text-accent\">\r\n    <p>Can cover certain costs necessary to clean, remove, treat, or dispose of contaminants following a covered event.<\/p>\n<\/div>                                <\/div>\n                            \n                        <\/div>\n                    <\/div>\n                                    <div class=\"card-row\">\n                        \n                        <div class=\"flex flex-col !gap-16 || lg:grid-col lg:items-stretch\">\n\n                                                            <div class=\"ctc-card bg-module flex flex-col gap-6 p-5 py-6 || lg:p-8 lg:py-7 lg:col-span-6\">\n                                                                            <h4 class=\"text-h4 text-accent\">Material Transportation and Pollution in Transit<\/h4>\n                                                                        <div class=\"wysiwyg-container || text-accent [&amp;_*]:text-accent\">\r\n    <p>Particularly relevant for businesses that transport contaminated soils, waste, chemicals, or other materials. It can protect against certain pollution events occurring during transportation. <\/p>\n<\/div>\n                                <\/div>\n                            \n                            \n                                                            <div class=\"ctc-card bg-module flex flex-col gap-6 p-5 py-6 || lg:p-8 lg:py-7 lg:col-span-6\">\n                                                                            <h4 class=\"text-h4 text-accent\">Off-Site Treatment and Disposal Facilities<\/h4>\n                                                                        <div class=\"wysiwyg-container || text-accent [&amp;_*]:text-accent\">\r\n    <p>Can provide coverage when materials or contaminants from your operations are sent to an external treatment, recovery, or disposal site.<\/p>\n<\/div>                                <\/div>\n                            \n                        <\/div>\n                    <\/div>\n                                    <div class=\"card-row\">\n                        \n                        <div class=\"flex flex-col !gap-16 || lg:grid-col lg:items-stretch\">\n\n                                                            <div class=\"ctc-card bg-module flex flex-col gap-6 p-5 py-6 || lg:p-8 lg:py-7 lg:col-span-6\">\n                                                                            <h4 class=\"text-h4 text-accent\">Cyber Risk Insurance <\/h4>\n                                                                        <div class=\"wysiwyg-container || text-accent [&amp;_*]:text-accent\">\r\n    <p>Technology and data play an essential role in the activities of many businesses. A cyberattack, computer hacking, or data breach can result in service interruptions, financial losses, and significant impacts on your operations. <a href=\"https:\/\/www.assuranciagt.com\/en\/cyber-risk-insurance\/\">Cyber risk insurance<\/a> can help cover certain costs related to data recovery, crisis management, business interruptions, and claims arising from a covered computer incident. <\/p>\n<\/div>\n                                <\/div>\n                            \n                            \n                                                            <div class=\"ctc-card bg-module flex flex-col gap-6 p-5 py-6 || lg:p-8 lg:py-7 lg:col-span-6\">\n                                                                            <h4 class=\"text-h4 text-accent\">Other Protections<\/h4>\n                                                                        <div class=\"wysiwyg-container || text-accent [&amp;_*]:text-accent\">\r\n    <p>Depending on the nature of your operations, other coverages can be added to your policy to better address the risks specific to your business. These include coverage against certain gradual pollution events, liability related to work performed by contractors or subcontractors, as well as insurance for commercial vehicles used in your operations. Consult our brokers to assess your needs and ensure that your business is properly protected according to your requirements.  <\/p>\n<\/div>                                <\/div>\n                            \n                        <\/div>\n                    <\/div>\n                            <\/div>\n\n        <\/div>\n    <\/section>\n\n\n    <section class=\"text-and-image-accordion || section different-background module--alternate\">\n        \r\n<span class=\"absolute top-[-120px] left-0\" ><\/span>\n        <div class=\"wrapper || flex flex-col gap-10 || lg:grid-col lg:items-start\">\n\n            <div class=\"lg:col-span-5\">\n                                    <h2 class=\"text-h2 text-titles\">Your Professional Services Insurance Questions<\/h2>\n                \n                                    <div class=\"wysiwyg-container || mt-6 || lg:mt-8\">\r\n    <p><span>Our teams answer your most frequently asked questions to help you better understand the available protections and choose solutions adapted to your needs.<\/span><\/p>\n<\/div>                \n                            <\/div>\n\n            <div class=\"flex flex-col gap-3 || lg:col-span-6 lg:col-start-7\" itemscope itemtype=\"https:\/\/schema.org\/FAQPage\">\n                                    <div class=\"js-faq-item faq-item overflow-hidden transition-colors duration-300\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\n                        <button type=\"button\" class=\"js-faq-trigger flex w-full items-center justify-between gap-6 text-left p-6 || lg:px-8 lg:py-7\" aria-expanded=\"false\">\n                            <span class=\"faq-question text-h4 text-titles transition-colors duration-300\" itemprop=\"name\">Does my business need specialized environmental insurance?<\/span>\n                            <span class=\"faq-icon relative size-4 shrink-0 text-titles transition-colors duration-300\" aria-hidden=\"true\">\n                                <span class=\"absolute left-0 top-1\/2 h-0.5 w-full -translate-y-1\/2 bg-current\"><\/span>\n                                <span class=\"faq-icon-v absolute left-1\/2 top-0 h-full w-0.5 -translate-x-1\/2 bg-current transition-opacity duration-300\"><\/span>\n                            <\/span>\n                        <\/button>\n\n                                                    <div class=\"js-faq-answer h-0 overflow-hidden opacity-0\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\n                                <div class=\"px-6 pb-6 || lg:px-8 lg:pb-8\" itemprop=\"text\">\n                                    <div class=\"wysiwyg-container || faq-answer-text body-text\">\r\n    <p>Depending on your operations, yes. Businesses working in environmental consulting, decontamination, soil or water treatment, or waste management may be exposed to particular risks. Your broker can assess your operations to offer you coverage tailored to your situation.  <\/p>\n<\/div>                                <\/div>\n                            <\/div>\n                                            <\/div>\n                                    <div class=\"js-faq-item faq-item overflow-hidden transition-colors duration-300\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\n                        <button type=\"button\" class=\"js-faq-trigger flex w-full items-center justify-between gap-6 text-left p-6 || lg:px-8 lg:py-7\" aria-expanded=\"false\">\n                            <span class=\"faq-question text-h4 text-titles transition-colors duration-300\" itemprop=\"name\">What does environmental liability and pollution coverage cover?<\/span>\n                            <span class=\"faq-icon relative size-4 shrink-0 text-titles transition-colors duration-300\" aria-hidden=\"true\">\n                                <span class=\"absolute left-0 top-1\/2 h-0.5 w-full -translate-y-1\/2 bg-current\"><\/span>\n                                <span class=\"faq-icon-v absolute left-1\/2 top-0 h-full w-0.5 -translate-x-1\/2 bg-current transition-opacity duration-300\"><\/span>\n                            <\/span>\n                        <\/button>\n\n                                                    <div class=\"js-faq-answer h-0 overflow-hidden opacity-0\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\n                                <div class=\"px-6 pb-6 || lg:px-8 lg:pb-8\" itemprop=\"text\">\n                                    <div class=\"wysiwyg-container || faq-answer-text body-text\">\r\n    <p>Depending on the coverage purchased, it can cover certain financial consequences related to a pollution event, including bodily injury or property damage caused to third parties, as well as certain cleanup, decontamination, or remediation costs.<\/p>\n<\/div>                                <\/div>\n                            <\/div>\n                                            <\/div>\n                                    <div class=\"js-faq-item faq-item overflow-hidden transition-colors duration-300\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\n                        <button type=\"button\" class=\"js-faq-trigger flex w-full items-center justify-between gap-6 text-left p-6 || lg:px-8 lg:py-7\" aria-expanded=\"false\">\n                            <span class=\"faq-question text-h4 text-titles transition-colors duration-300\" itemprop=\"name\">Am I protected if an environmental incident occurs at a client&#039;s location or on a job site?<\/span>\n                            <span class=\"faq-icon relative size-4 shrink-0 text-titles transition-colors duration-300\" aria-hidden=\"true\">\n                                <span class=\"absolute left-0 top-1\/2 h-0.5 w-full -translate-y-1\/2 bg-current\"><\/span>\n                                <span class=\"faq-icon-v absolute left-1\/2 top-0 h-full w-0.5 -translate-x-1\/2 bg-current transition-opacity duration-300\"><\/span>\n                            <\/span>\n                        <\/button>\n\n                                                    <div class=\"js-faq-answer h-0 overflow-hidden opacity-0\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\n                                <div class=\"px-6 pb-6 || lg:px-8 lg:pb-8\" itemprop=\"text\">\n                                    <div class=\"wysiwyg-container || faq-answer-text body-text\">\r\n    <p>Specialized coverage can cover certain pollution incidents occurring during work performed at a client&#8217;s location or on a job site. Coverage depends, however, on the nature of your operations and the guarantees provided in your policy. <\/p>\n<\/div>                                <\/div>\n                            <\/div>\n                                            <\/div>\n                                    <div class=\"js-faq-item faq-item overflow-hidden transition-colors duration-300\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\n                        <button type=\"button\" class=\"js-faq-trigger flex w-full items-center justify-between gap-6 text-left p-6 || lg:px-8 lg:py-7\" aria-expanded=\"false\">\n                            <span class=\"faq-question text-h4 text-titles transition-colors duration-300\" itemprop=\"name\">Can my insurance cover errors in my professional services?<\/span>\n                            <span class=\"faq-icon relative size-4 shrink-0 text-titles transition-colors duration-300\" aria-hidden=\"true\">\n                                <span class=\"absolute left-0 top-1\/2 h-0.5 w-full -translate-y-1\/2 bg-current\"><\/span>\n                                <span class=\"faq-icon-v absolute left-1\/2 top-0 h-full w-0.5 -translate-x-1\/2 bg-current transition-opacity duration-300\"><\/span>\n                            <\/span>\n                        <\/button>\n\n                                                    <div class=\"js-faq-answer h-0 overflow-hidden opacity-0\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\n                                <div class=\"px-6 pb-6 || lg:px-8 lg:pb-8\" itemprop=\"text\">\n                                    <div class=\"wysiwyg-container || faq-answer-text body-text\">\r\n    <p>Yes. For consultants, engineers, and other environmental professionals, professional liability insurance \u2013 errors and omissions (E&#038;O) can protect against certain claims arising from an error, omission, or negligence in services rendered. <\/p>\n<\/div>                                <\/div>\n                            <\/div>\n                                            <\/div>\n                                    <div class=\"js-faq-item faq-item overflow-hidden transition-colors duration-300\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\n                        <button type=\"button\" class=\"js-faq-trigger flex w-full items-center justify-between gap-6 text-left p-6 || lg:px-8 lg:py-7\" aria-expanded=\"false\">\n                            <span class=\"faq-question text-h4 text-titles transition-colors duration-300\" itemprop=\"name\">Am I covered when I transport contaminated materials or waste?<\/span>\n                            <span class=\"faq-icon relative size-4 shrink-0 text-titles transition-colors duration-300\" aria-hidden=\"true\">\n                                <span class=\"absolute left-0 top-1\/2 h-0.5 w-full -translate-y-1\/2 bg-current\"><\/span>\n                                <span class=\"faq-icon-v absolute left-1\/2 top-0 h-full w-0.5 -translate-x-1\/2 bg-current transition-opacity duration-300\"><\/span>\n                            <\/span>\n                        <\/button>\n\n                                                    <div class=\"js-faq-answer h-0 overflow-hidden opacity-0\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\n                                <div class=\"px-6 pb-6 || lg:px-8 lg:pb-8\" itemprop=\"text\">\n                                    <div class=\"wysiwyg-container || faq-answer-text body-text\">\r\n    <p>Specific coverage may be necessary for risks associated with transporting waste materials, contaminated materials, or potentially polluting substances. Your broker can review your transportation activities and advise you on appropriate coverage. <\/p>\n<\/div>                                <\/div>\n                            <\/div>\n                                            <\/div>\n                                    <div class=\"js-faq-item faq-item overflow-hidden transition-colors duration-300\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\n                        <button type=\"button\" class=\"js-faq-trigger flex w-full items-center justify-between gap-6 text-left p-6 || lg:px-8 lg:py-7\" aria-expanded=\"false\">\n                            <span class=\"faq-question text-h4 text-titles transition-colors duration-300\" itemprop=\"name\">Should my insurance be reviewed if my environmental operations evolve?<\/span>\n                            <span class=\"faq-icon relative size-4 shrink-0 text-titles transition-colors duration-300\" aria-hidden=\"true\">\n                                <span class=\"absolute left-0 top-1\/2 h-0.5 w-full -translate-y-1\/2 bg-current\"><\/span>\n                                <span class=\"faq-icon-v absolute left-1\/2 top-0 h-full w-0.5 -translate-x-1\/2 bg-current transition-opacity duration-300\"><\/span>\n                            <\/span>\n                        <\/button>\n\n                                                    <div class=\"js-faq-answer h-0 overflow-hidden opacity-0\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\n                                <div class=\"px-6 pb-6 || lg:px-8 lg:pb-8\" itemprop=\"text\">\n                                    <div class=\"wysiwyg-container || faq-answer-text body-text\">\r\n    <p>Yes. Adding new services, new equipment, larger contracts, or operations at new sites can change the risks to which your business is exposed. Your broker can review your coverage to ensure it remains tailored to the evolution and reality of your business.  <\/p>\n<\/div>                                <\/div>\n                            <\/div>\n                                            <\/div>\n                            <\/div>\n\n        <\/div>\n    <\/section>\n\n\n    <section class=\"advantages || section || overflow-x-clip different-background bg-module\">\n        \r\n<span class=\"absolute top-[-120px] left-0\" ><\/span>\n        <div class=\"wrapper || relative z-10 || lg:grid-col\">\n\n                            <div class=\"lg:col-span-5\">\n                    <div class=\"lg:sticky lg:top-[calc(var(--header-h,7rem)+theme(spacing.8))]\">\n                        <div class=\"relative overflow-hidden aspect-video || lg:aspect-[535\/660]\">\n                            <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"855\" src=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/avantage-courtier-scaled-e1783025942847-1024x855.jpg\" class=\"absolute inset-0 w-full h-full object-cover\" alt=\"Environmental Businesses\" srcset=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/avantage-courtier-scaled-e1783025942847-1024x855.jpg 1024w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/avantage-courtier-scaled-e1783025942847-1400x1169.jpg 1400w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/avantage-courtier-scaled-e1783025942847-640x535.jpg 640w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/avantage-courtier-scaled-e1783025942847-480x401.jpg 480w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/avantage-courtier-scaled-e1783025942847-350x292.jpg 350w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/avantage-courtier-scaled-e1783025942847-150x125.jpg 150w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/avantage-courtier-scaled-e1783025942847.jpg 1536w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\n                                                            <span class=\"pointer-events-none absolute bottom-0 right-0 rotate-180 z-10 w-full text-shape [&#038;_svg]:w-1\/2 [&#038;_svg]:h-auto || lg:[&#038;_svg]:w-full\" aria-hidden=\"true\">\n                                    <svg width=\"535\" height=\"190\" viewBox=\"0 0 535 190\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\r\n<path d=\"M312.47 55.0984L275.765 -57.5859L239.06 -170.27L-47.7701 34.9333L-120.071 -16.4721L-11.5139 -356.301L60.6291 -304.373L-4.6004 -99.5356L193.832 -241.318L-80.5959 -439.469L-53.5225 -522.794C-43.2314 -523.839 -33.8903 -521.54 -23.7576 -523.943L130.503 -524.831L284.71 -525.615L266.714 -471.65L256.74 -441.768L147.021 -440.932L62.265 -440.096L241.699 -310.538L261.648 -370.25L285.713 -442.865L309.778 -515.48L332.577 -584.282L344.24 -619.388L433.271 -619.492L513.224 -382.474L538.081 -310.12L448.523 -310.015L389.257 -485.703L378.227 -452.843L355.428 -383.989L331.732 -312.419L322.338 -283.843H641.308C647.694 -281.753 652.866 -282.955 658.935 -282.537L686.378 -199.682L412.319 0.610779L384.824 -83.3931L543.675 -199.734L318.591 -199.943L428.521 137.378L356.906 189.567L67.8592 -14.6959L140.16 -66.3624L312.575 55.0461L312.47 55.0984Z\" fill=\"currentColor\"\/>\r\n<\/svg>\r\n                                <\/span>\n                                                    <\/div>\n                    <\/div>\n                <\/div>\n            \n            <div class=\"my-10 || lg:my-0 lg:col-span-6 lg:col-start-7\">\n                                    <h2 class=\"text-h2 text-heading\">The advantage of our Assurancia Groupe Tardif business brokers<\/h2>\n                \n                <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading mt-6\">\r\n    <p>As one of the largest brokerage firms in Quebec with a team of over 120 brokers across 9 branches, our firm is dedicated to property and casualty insurance. We offer a simple, effective, and transparent approach to our insurance services. <\/p>\n<\/div>\n                <div class=\"grid grid-cols-1 gap-5 mt-10 || sm:grid-cols-2 || lg:grid-cols-1 lg:mt-14 lg:mb-10 xxl:grid-cols-2\">\n                                            <div class=\"flex flex-col border border-heading p-6 || lg:p-8\">\n                                                            <h3 class=\"text-h4 text-heading\">Count on Our Experts<\/h3>\n                            \n                            <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading mt-6 [&amp;_a]:!bg-[length:100%_1px] [&amp;_a:hover]:!opacity-80\">\r\n    <p><span>On the other end of the line, reach our specialists who support you by adapting to your needs <\/span><span>to offer you the best coverage suitable for your business.<\/span><\/p>\n<\/div>                        <\/div>\n                                            <div class=\"flex flex-col border border-heading p-6 || lg:p-8\">\n                                                            <h3 class=\"text-h4 text-heading\">Access Multiple Insurers<\/h3>\n                            \n                            <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading mt-6 [&amp;_a]:!bg-[length:100%_1px] [&amp;_a:hover]:!opacity-80\">\r\n    <p><span>Our experts have access to a vast network of insurers, to obtain the insurance products that best meet your needs.<\/span><\/p>\n<\/div>                        <\/div>\n                                            <div class=\"flex flex-col border border-heading p-6 || lg:p-8\">\n                                                            <h3 class=\"text-h4 text-heading\">Save Time<\/h3>\n                            \n                            <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading mt-6 [&amp;_a]:!bg-[length:100%_1px] [&amp;_a:hover]:!opacity-80\">\r\n    <p><span>Our professionals shop and compare multiple <\/span><a href=\"https:\/\/www.assuranciagt.com\/en\/quote\/\">quotes<\/a><span> for you to save you time and find the most suitable insurance solutions.<\/span><\/p>\n<\/div>                        <\/div>\n                                            <div class=\"flex flex-col border border-heading p-6 || lg:p-8\">\n                                                            <h3 class=\"text-h4 text-heading\">Get the best value for money<\/h3>\n                            \n                            <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading mt-6 [&amp;_a]:!bg-[length:100%_1px] [&amp;_a:hover]:!opacity-80\">\r\n    <p><span>Our brokers research and negotiate the insurance products best suited to your needs, while ensuring excellent value for money.<\/span><\/p>\n<\/div>                        <\/div>\n                                            <div class=\"flex flex-col border border-heading p-6 || lg:p-8\">\n                                                            <h3 class=\"text-h4 text-heading\">Have Confidence<\/h3>\n                            \n                            <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading mt-6 [&amp;_a]:!bg-[length:100%_1px] [&amp;_a:hover]:!opacity-80\">\r\n    <p>Our team holds multiple certifications and rigorously complies with industry guidelines, such as the Autorit\u00e9 des march\u00e9s financiers (AMF), the Autorit\u00e9 des march\u00e9s publics (AMP), and the Registered Insurance Brokers of Ontario (RIBO), ensuring your interests are protected.<\/p>\n<\/div>                        <\/div>\n                                            <div class=\"flex flex-col border border-heading p-6 || lg:p-8\">\n                                                            <h3 class=\"text-h4 text-heading\">Benefit from proximity<\/h3>\n                            \n                            <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading mt-6 [&amp;_a]:!bg-[length:100%_1px] [&amp;_a:hover]:!opacity-80\">\r\n    <p><span>Thanks to our presence in communities and the <\/span><a href=\"https:\/\/www.assuranciagt.com\/en\/about\/\">values<\/a><span> that unite us, we understand your reality and remain accessible when you need us.<\/span><\/p>\n<\/div>                        <\/div>\n                                            <div class=\"flex flex-col border border-heading p-6 || lg:p-8\">\n                                                            <h3 class=\"text-h4 text-heading\">Leverage Sectoral Expertise<\/h3>\n                            \n                            <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading mt-6 [&amp;_a]:!bg-[length:100%_1px] [&amp;_a:hover]:!opacity-80\">\r\n    <p><span>Our team of brokers possesses in-depth knowledge based on the different business sectors we serve, ensuring you get the best coverage options to protect your business optimally.<\/span><\/p>\n<\/div>                        <\/div>\n                                            <div class=\"flex flex-col border border-heading p-6 || lg:p-8\">\n                                                            <h3 class=\"text-h4 text-heading\">Get support during a claim<\/h3>\n                            \n                            <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading mt-6 [&amp;_a]:!bg-[length:100%_1px] [&amp;_a:hover]:!opacity-80\">\r\n    <p><span>When the unexpected happens, your broker is by your side. They will support you through every step of your <\/span><a href=\"https:\/\/www.assuranciagt.com\/en\/claims\/\">claim<\/a><span>, answer your questions, facilitate your procedures, and ensure your file is handled with all the attention it deserves.<\/span><\/p>\n<\/div>                        <\/div>\n                                    <\/div>\n            <\/div>\n        <\/div>\n\n                    <span class=\"pointer-events-none absolute bottom-0 right-0 z-0 w-[16rem] translate-x-[20%] text-shape [&#038;_svg]:w-full [&#038;_svg]:h-auto || lg:w-[22rem]\" aria-hidden=\"true\">\n                <svg width=\"365\" height=\"239\" viewBox=\"0 0 365 239\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\r\n<path d=\"M432.541 674.591L359.131 449.222L72.3012 654.426L0 603.02L108.557 263.191L180.7 315.119L115.471 519.957L313.904 378.174L39.4754 180.023L66.5488 96.6985C76.8399 95.6537 86.181 97.9523 96.3137 95.5492L250.574 94.6611L404.781 93.8775L386.785 147.843L376.811 177.725L267.092 178.56L182.336 179.396L361.77 308.955L381.719 249.243L405.784 176.628L429.849 104.012L452.648 35.2106L464.311 0.104482L553.342 0L633.296 237.018L658.152 309.372L568.594 309.477L509.328 133.79L498.298 166.649L475.499 235.503L451.804 307.074L442.41 335.65H761.38C767.765 337.739 772.937 336.538 779.006 336.956L806.449 419.81L532.39 620.103L504.895 536.099L663.747 419.758L438.663 419.549L548.592 756.871L476.977 809.06L187.93 604.797L260.232 553.13L432.646 674.539L432.541 674.591Z\" fill=\"currentColor\"\/>\r\n<\/svg>\r\n            <\/span>\n            <\/section>\n\n\n    <section class=\"preview-news || section || overflow-hidden different-background bg-module module--alternate\">\n        \r\n<span class=\"absolute top-[-120px] left-0\" ><\/span>        <div class=\"wrapper\">\n            \r\n\r\n<div class=\"introduction || flex flex-col gap-4 mb-16 || lg:grid-col \">\r\n            <h2 class=\"text-h2 || text-heading col-span-6\">The AGT Blog <\/h2>\r\n        <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading || lg:[.preview-news_&amp;_p:has(.btn-primary.arrow)]:justify-self-end lg:[.preview-news_&amp;_p:has(.btn-primary.arrow)]:text-end col-span-6\">\r\n    <p>Here are practical tips, useful tools, and clear explanations to answer your everyday questions.<\/p>\n<\/div><\/div>\r\n\n            <div class=\"preview-news-slider swiper-container\" data-count=\"3\">\n                <div class=\"swiper-wrapper\">\n                                            <div class=\"swiper-slide || h-auto\">\n                            \r\n<a href=\"https:\/\/www.assuranciagt.com\/en\/tips-and-tricks\/how-to-access-the-agt-client-area\/\" class=\"card-news group || flex h-full flex-col text-titles [.module--alternate_&#038;]:text-accent col-span-6 || lg:col-span-4\">\r\n            <div class=\"overflow-hidden\">\r\n            <img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"427\" src=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/services-professionels-640x427.jpg\" class=\"w-full h-auto object-cover aspect-[424\/320] transition-transform duration-500 group-hover:scale-105\" alt=\"How to access the AGT Client Area\" srcset=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/services-professionels-640x427.jpg 640w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/services-professionels-1536x1024.jpg 1536w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/services-professionels-2048x1365.jpg 2048w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/services-professionels-1920x1280.jpg 1920w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/services-professionels-1400x933.jpg 1400w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/services-professionels-1024x683.jpg 1024w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/services-professionels-480x320.jpg 480w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/services-professionels-350x233.jpg 350w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/services-professionels-150x100.jpg 150w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/>        <\/div>\r\n    \r\n    <h3 class=\"text-h4 text-titles [.module--alternate_&#038;]:text-accent mt-6\">How to access the AGT Client Area<\/h3>\r\n\r\n    \r\n    <span class=\"inline-flex items-center gap-x-3 font-bold mt-6 || lg:mt-auto lg:pt-6\" >\r\n    Read the article    <span class=\"block w-6 transition-transform duration-300 group-hover:translate-x-2 [&#038;_svg]:w-full [&#038;_svg]:h-auto [&#038;_svg_path]:fill-current\" aria-hidden=\"true\">\r\n        <svg viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\r\n    <g id=\"SVGRepo_iconCarrier\"> \r\n        <path d=\"M4 12H20M20 12L16 8M20 12L16 16\" stroke=\"#000000\" stroke-width=\"1\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path> \r\n    <\/g>\r\n<\/svg>    <\/span>\r\n<\/span><\/a>\r\n                        <\/div>\n                                            <div class=\"swiper-slide || h-auto\">\n                            \r\n<a href=\"https:\/\/www.assuranciagt.com\/en\/useful-tools\/how-to-prepare-your-home-in-the-event-of-a-power-outage\/\" class=\"card-news group || flex h-full flex-col text-titles [.module--alternate_&#038;]:text-accent col-span-6 || lg:col-span-4\">\r\n            <div class=\"overflow-hidden\">\r\n            <img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"229\" src=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/panne-de-courant-640x229.jpg\" class=\"w-full h-auto object-cover aspect-[424\/320] transition-transform duration-500 group-hover:scale-105\" alt=\"How to prepare your home in the event of a power outage\" srcset=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/panne-de-courant-640x229.jpg 640w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/panne-de-courant-1024x366.jpg 1024w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/panne-de-courant-480x171.jpg 480w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/panne-de-courant-350x125.jpg 350w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/panne-de-courant-150x54.jpg 150w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/panne-de-courant.jpg 1400w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/>        <\/div>\r\n    \r\n    <h3 class=\"text-h4 text-titles [.module--alternate_&#038;]:text-accent mt-6\">How to prepare your home in the event of a power outage<\/h3>\r\n\r\n    \r\n    <span class=\"inline-flex items-center gap-x-3 font-bold mt-6 || lg:mt-auto lg:pt-6\" >\r\n    Read the article    <span class=\"block w-6 transition-transform duration-300 group-hover:translate-x-2 [&#038;_svg]:w-full [&#038;_svg]:h-auto [&#038;_svg_path]:fill-current\" aria-hidden=\"true\">\r\n        <svg viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\r\n    <g id=\"SVGRepo_iconCarrier\"> \r\n        <path d=\"M4 12H20M20 12L16 8M20 12L16 16\" stroke=\"#000000\" stroke-width=\"1\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path> \r\n    <\/g>\r\n<\/svg>    <\/span>\r\n<\/span><\/a>\r\n                        <\/div>\n                                            <div class=\"swiper-slide || h-auto\">\n                            \r\n<a href=\"https:\/\/www.assuranciagt.com\/en\/understanding-insurance\/how-to-prevent-water-damage\/\" class=\"card-news group || flex h-full flex-col text-titles [.module--alternate_&#038;]:text-accent col-span-6 || lg:col-span-4\">\r\n            <div class=\"overflow-hidden\">\r\n            <img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"229\" src=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/degats-eau-640x229.png\" class=\"w-full h-auto object-cover aspect-[424\/320] transition-transform duration-500 group-hover:scale-105\" alt=\"How to prevent water damage\" srcset=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/degats-eau-640x229.png 640w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/degats-eau-1024x366.png 1024w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/degats-eau-480x171.png 480w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/degats-eau-350x125.png 350w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/degats-eau-150x54.png 150w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/degats-eau.png 1400w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/>        <\/div>\r\n    \r\n    <h3 class=\"text-h4 text-titles [.module--alternate_&#038;]:text-accent mt-6\">How to prevent water damage<\/h3>\r\n\r\n    \r\n    <span class=\"inline-flex items-center gap-x-3 font-bold mt-6 || lg:mt-auto lg:pt-6\" >\r\n    Read the article    <span class=\"block w-6 transition-transform duration-300 group-hover:translate-x-2 [&#038;_svg]:w-full [&#038;_svg]:h-auto [&#038;_svg_path]:fill-current\" aria-hidden=\"true\">\r\n        <svg viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\r\n    <g id=\"SVGRepo_iconCarrier\"> \r\n        <path d=\"M4 12H20M20 12L16 8M20 12L16 16\" stroke=\"#000000\" stroke-width=\"1\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path> \r\n    <\/g>\r\n<\/svg>    <\/span>\r\n<\/span><\/a>\r\n                        <\/div>\n                                    <\/div>\n            <\/div>\n\n            <div class=\"flex justify-end gap-3 mt-8\">\n                <button type=\"button\" class=\"button-prev btn-nav btn-nav--prev\" aria-label=\"Previous articles\">\n                    <span class=\"btn-arrow-wrap\" aria-hidden=\"true\"><span class=\"btn-arrow\"><\/span><span class=\"btn-arrow\"><\/span><\/span>\n                <\/button>\n                <button type=\"button\" class=\"button-next btn-nav\" aria-label=\"Next articles\">\n                    <span class=\"btn-arrow-wrap\" aria-hidden=\"true\"><span class=\"btn-arrow\"><\/span><span class=\"btn-arrow\"><\/span><\/span>\n                <\/button>\n            <\/div>\n        <\/div>\n    <\/section>\n\n\n    <section class=\"simple-centered || section || !my-0 overflow-hidden \">\n        \r\n<span class=\"absolute top-[-120px] left-0\" ><\/span>\n        <div class=\"grid grid-cols-1 relative || lg:grid-cols-2 lg:items-stretch\">\n\n            <div class=\"sc-block  overflow-hidden px-5 py-12 || sm:px-8 || lg:py-24 lg:pr-12 lg:pl-[calc(theme(spacing.16)_+_max(0px,(100vw_-_108rem)\/2))] \">\n                <div class=\"relative z-10 max-w-[34rem]\">\n                                            <h2 class=\"text-h2\">Request a quote tailored to your needs<\/h2>\n                    \n                                            <div class=\"wysiwyg-container || mt-6 || lg:mt-8\">\r\n    <p><span>Our business brokers, with their sector expertise, take the time to understand your business reality to offer you coverage tailored to your needs.<\/span><\/p>\n<p><a class=\"btn-primary inverted\" href=\"https:\/\/www.assuranciagt.com\/en\/quote\/#entreprise\" rel=\"noopener\">Request a Quote<\/a><\/p>\n<\/div>                                    <\/div>\n\n                <span class=\"sc-shape pointer-events-none absolute top-0 left-[85%] w-full [&#038;_svg]:block [&#038;_svg]:w-full [&#038;_svg]:h-auto || lg:left-[35%]\" aria-hidden=\"true\">\n                    <svg width=\"831\" height=\"502\" viewBox=\"0 0 831 502\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\r\n<path d=\"M531.578 587.764L441.36 310.793L88.8558 562.982L0 499.806L133.413 82.1676L222.075 145.985L141.91 397.724L385.777 223.478L48.514 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