{"id":5420,"date":"2026-07-13T14:58:46","date_gmt":"2026-07-13T18:58:46","guid":{"rendered":"https:\/\/www.assuranciagt.com\/business-insurance\/professional-services\/"},"modified":"2026-09-10T15:30:14","modified_gmt":"2026-09-10T19:30:14","slug":"professional-services","status":"publish","type":"business-insurance","link":"https:\/\/www.assuranciagt.com\/en\/business-insurance\/professional-services\/","title":{"rendered":"Professional Services"},"content":{"rendered":"\r\n
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Your peace of mind, our protections<\/h2>\r\n
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Every professional faces risks specific to their field of expertise. Our team supports you by offering insurance solutions tailored to your reality to protect your activities and help you handle claims that may arise from the practice of your profession. <\/p>\n<\/div><\/div>\r\n\r\n

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Liability<\/h4>\r\n
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In the course of your professional activities, an incident can sometimes result in property damage or injury to a third party, despite all precautions taken. Liability insurance can protect you in the event of a claim arising from a covered event and help cover the costs that may result. <\/p>\n<\/div>\r\n <\/div>\r\n \r\n \r\n

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Building, Property, and Equipment Insurance<\/h4>\r\n
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This protection covers your offices and other facilities against covered risks, such as fire, certain water damage, wind, or vandalism. This protection can also cover your computer equipment, servers, office furniture, and other property essential to your activities when damaged by a covered event. <\/span><\/p>\n<\/div> <\/div>\r\n \r\n <\/div>\r\n <\/div>\r\n

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Loss of Income Insurance (Business Interruption)<\/h4>\r\n
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When a covered loss results in a slowdown or temporary halt of your activities, the financial consequences can quickly accumulate. Loss of income insurance can help compensate for part of the lost revenue and cover certain expenses during the period necessary to resume your operations. <\/p>\n<\/div>\r\n <\/div>\r\n \r\n \r\n

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Errors and Omissions Related to Professional Liability<\/h4>\r\n
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This coverage protects your business against certain claims arising from an alleged error, omission, or negligence in the provision of your professional services, when this protection is offered.<\/span><\/p>\n<\/div> <\/div>\r\n \r\n <\/div>\r\n <\/div>\r\n

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Directors and Officers Liability (D&O)<\/h4>\r\n
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This protection covers your business as well as its directors and officers against certain claims arising from decisions, acts, or omissions committed in the exercise of their management functions, when this protection is offered.<\/span><\/p>\n<\/div>\r\n <\/div>\r\n \r\n \r\n

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Document and Data Protection<\/h4>\r\n
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Documents, client files, and digital data are at the heart of your professional activities. This protection can cover certain professional documents, client files, and data essential to your operations, depending on the coverage selected. <\/p>\n<\/div> <\/div>\r\n \r\n <\/div>\r\n <\/div>\r\n

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Commercial Vehicle Insurance<\/h4>\r\n
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Professional travel is often an integral part of your activities. Whether it is to meet clients, make deliveries, or transport equipment, your vehicles play an essential role in the smooth operation of your business. Commercial vehicle insurance<\/a> can cover property damage and liability arising from an accident involving an insured vehicle, to help you maintain your operations with confidence. <\/p>\n<\/div>\r\n <\/div>\r\n \r\n \r\n

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Cyber Risk Insurance <\/h4>\r\n
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Technology and data play an essential role in the activities of many businesses. A cyberattack, computer hacking, or data breach can result in service interruptions, financial losses, and significant impacts on your operations. Cyber risk insurance<\/a> can help cover certain costs related to data recovery, crisis management, business interruptions, and claims arising from a covered computer incident. <\/p>\n<\/div> <\/div>\r\n \r\n <\/div>\r\n <\/div>\r\n

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Extra Expense<\/h4>\r\n
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Following a covered loss, certain unforeseen expenses may be necessary to maintain your activities or limit interruptions. This protection can cover certain extra expenses incurred to continue your operations or resume your activities more quickly. <\/p>\n<\/div>\r\n <\/div>\r\n \r\n \r\n

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Other Protections<\/h4>\r\n
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Depending on your business needs, several complementary protections can be added to your policy. For example, replacement cost coverage allows for the replacement of certain eligible property or equipment without taking into account their depreciation, according to the terms provided in the policy. Extra expense protection can cover certain expenses incurred to maintain your activities or resume your operations more quickly after a covered loss. <\/p>\n<\/div> <\/div>\r\n \r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <\/div>\r\n <\/section>\r\n\r\n\n\n\r\n

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Your Professional Services Insurance Questions<\/h2>\r\n \r\n
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Our teams answer your most frequently asked questions to help you better understand the available protections and choose solutions tailored to your needs.<\/span><\/p>\n<\/div> \r\n \r\n \"Your \r\n \n\n<\/svg>\n <\/span>\r\n <\/span>\r\n <\/div>\r\n\r\n

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