{"id":5398,"date":"2026-07-09T20:36:47","date_gmt":"2026-07-10T00:36:47","guid":{"rendered":"https:\/\/www.assuranciagt.com\/business-insurance\/retailers\/"},"modified":"2026-07-22T17:27:26","modified_gmt":"2026-07-22T21:27:26","slug":"retailers","status":"publish","type":"business-insurance","link":"https:\/\/www.assuranciagt.com\/en\/business-insurance\/retailers\/","title":{"rendered":"Retailers"},"content":{"rendered":"\n    <section class=\"card-list-two-cols || section \">\n        \n<span class=\"absolute top-[-120px] left-0\" ><\/span>\n        <div class=\"wrapper\">\n            \n\n<div class=\"introduction || flex flex-col gap-4 mb-16 || lg:grid-col \">\n            <h2 class=\"text-h2 || text-heading col-span-6\">Your peace of mind, our protections<\/h2>\n        <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading || lg:[.preview-news_&amp;_p:has(.btn-primary.arrow)]:justify-self-end lg:[.preview-news_&amp;_p:has(.btn-primary.arrow)]:text-end col-span-6\">\n    <p>Whether it is a retail store, a specialty boutique, or an independent retailer, every business faces its own unique risks. We support you with insurance solutions tailored to your needs to protect your business, assets, employees, and business continuity. <\/p>\n<\/div><\/div>\n\n            <div class=\"flex flex-col gap-16\">\n                                    <div class=\"card-row\">\n                        \n                        <div class=\"flex flex-col !gap-16 || lg:grid-col lg:items-stretch\">\n\n                                                            <div class=\"ctc-card bg-module flex flex-col gap-6 p-5 py-6 || lg:p-8 lg:py-7 lg:col-span-6\">\n                                                                            <h4 class=\"text-h4 text-accent\">General Liability<\/h4>\n                                                                        <div class=\"wysiwyg-container || text-accent [&amp;_*]:text-accent\">\n    <p>In the course of your activities, property damage or injuries to a third party can sometimes occur despite all precautions taken. General liability insurance can protect you in the event of a claim arising from a covered event and help cover the costs that may result. <\/p>\n<\/div>\n                                <\/div>\n                            \n                            \n                                                            <div class=\"ctc-card bg-module flex flex-col gap-6 p-5 py-6 || lg:p-8 lg:py-7 lg:col-span-6\">\n                                                                            <h4 class=\"text-h4 text-accent\">Property and Equipment Insurance<\/h4>\n                                                                        <div class=\"wysiwyg-container || text-accent [&amp;_*]:text-accent\">\n    <p>Property and equipment insurance can cover damage caused by certain covered events, such as fire, theft, vandalism, or certain water damage, and help you limit financial losses to resume your activities more quickly after a loss.<\/p>\n<\/div>                                <\/div>\n                            \n                        <\/div>\n                    <\/div>\n                                    <div class=\"card-row\">\n                        \n                        <div class=\"flex flex-col !gap-16 || lg:grid-col lg:items-stretch\">\n\n                                                            <div class=\"ctc-card bg-module flex flex-col gap-6 p-5 py-6 || lg:p-8 lg:py-7 lg:col-span-6\">\n                                                                            <h4 class=\"text-h4 text-accent\">Business Interruption Insurance (Loss of Income)<\/h4>\n                                                                        <div class=\"wysiwyg-container || text-accent [&amp;_*]:text-accent\">\n    <p>When a covered loss leads to a slowdown or temporary shutdown of your activities, financial consequences can quickly accumulate. Business interruption insurance can help compensate for a portion of lost income and cover certain fixed expenses during the period necessary to resume your operations. <\/p>\n<\/div>\n                                <\/div>\n                            \n                            \n                                                            <div class=\"ctc-card bg-module flex flex-col gap-6 p-5 py-6 || lg:p-8 lg:py-7 lg:col-span-6\">\n                                                                            <h4 class=\"text-h4 text-accent\">Commercial Vehicle Insurance<\/h4>\n                                                                        <div class=\"wysiwyg-container || text-accent [&amp;_*]:text-accent\">\n    <p>Whether for daily travel, transporting goods, or moving employees, your vehicles play an essential role in your activities. Commercial vehicle insurance can cover property damage and civil liability arising from an accident involving an insured vehicle, helping you continue your operations with confidence. <\/p>\n<\/div>                                <\/div>\n                            \n                        <\/div>\n                    <\/div>\n                                    <div class=\"card-row\">\n                        \n                        <div class=\"flex flex-col !gap-16 || lg:grid-col lg:items-stretch\">\n\n                                                            <div class=\"ctc-card bg-module flex flex-col gap-6 p-5 py-6 || lg:p-8 lg:py-7 lg:col-span-6\">\n                                                                            <h4 class=\"text-h4 text-accent\">Cargo Insurance<\/h4>\n                                                                        <div class=\"wysiwyg-container || text-accent [&amp;_*]:text-accent\">\n    <p>Whether for deliveries, travel between different sites, or transporting products intended for your customers, your goods can be exposed to various risks along the way. Cargo insurance can cover losses, thefts, or damage sustained during transport to protect the value of the goods being moved. <\/p>\n<\/div>\n                                <\/div>\n                            \n                            \n                                                            <div class=\"ctc-card bg-module flex flex-col gap-6 p-5 py-6 || lg:p-8 lg:py-7 lg:col-span-6\">\n                                                                            <h4 class=\"text-h4 text-accent\">Cyber Risk Insurance<\/h4>\n                                                                        <div class=\"wysiwyg-container || text-accent [&amp;_*]:text-accent\">\n    <p>Cyberattacks, hacking, and data breaches can have significant repercussions on a company&#8217;s activities. Cyber risk insurance can help cover certain costs related to data recovery, crisis management, business interruptions, as well as claims arising from a covered IT incident. <\/p>\n<\/div>                                <\/div>\n                            \n                        <\/div>\n                    <\/div>\n                            <\/div>\n\n        <\/div>\n    <\/section>\n\n\n\n\n    <section class=\"text-and-image-accordion || section different-background module--alternate\">\n        \n<span class=\"absolute top-[-120px] left-0\" ><\/span>\n        <div class=\"wrapper || flex flex-col gap-10 || lg:grid-col lg:items-start\">\n\n            <div class=\"lg:col-span-5\">\n                                    <h2 class=\"text-h2 text-titles\">Your Retailer Insurance Questions<\/h2>\n                \n                                    <div class=\"wysiwyg-container || mt-6 || lg:mt-8\">\n    <p>Our teams answer your most frequent questions to help you better understand the available protections and choose solutions adapted to your reality.<\/p>\n<\/div>                \n                                    <span class=\"relative mt-8 block overflow-hidden aspect-[535\/312] rounded-image || lg:mt-12\">\n                        <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/photo-commerciale-1-1024x682.jpg\" class=\"size-full object-cover\" alt=\"Your Retailer Insurance Questions\" srcset=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/photo-commerciale-1-1024x682.jpg 1024w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/photo-commerciale-1-1536x1024.jpg 1536w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/photo-commerciale-1-1920x1280.jpg 1920w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/photo-commerciale-1-1400x933.jpg 1400w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/photo-commerciale-1-640x427.jpg 640w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/photo-commerciale-1-480x320.jpg 480w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/photo-commerciale-1-350x233.jpg 350w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/photo-commerciale-1-150x100.jpg 150w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/photo-commerciale-1.jpg 2000w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>                        <span class=\"faq-shape pointer-events-none absolute left-0 top-0 z-10 w-[65%] [&#038;_svg]:block [&#038;_svg]:w-full [&#038;_svg]:h-auto\" aria-hidden=\"true\">\n                            <svg width=\"340\" height=\"313\" viewBox=\"0 0 340 313\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M-34.6837 207.986L-71.3885 95.302L-108.093 -17.3823L-394.923 187.821L-467.225 136.416L-358.667 -203.413L-286.524 -151.485L-351.754 53.3523L-153.321 -88.4303L-427.749 -286.581L-400.676 -369.906C-390.385 -370.951 -381.044 -368.652 -370.911 -371.055L-216.651 -371.943L-62.4432 -372.727L-80.4393 -318.762L-90.4138 -288.88L-200.132 -288.044L-284.888 -287.208L-105.454 -157.65L-85.5057 -217.362L-61.4405 -289.977L-37.3753 -362.592L-14.5766 -431.394L-2.91339 -466.5L86.1174 -466.604L166.071 -229.586L190.928 -157.232L101.369 -157.128L42.1034 -332.815L31.0734 -299.955L8.27478 -231.101L-15.421 -159.531L-24.8149 -130.955H294.155C300.541 -128.865 305.713 -130.067 311.782 -129.649L339.224 -46.7941L65.1658 153.499L37.6703 69.4949L196.522 -46.8463L-28.5619 -47.0553L81.3677 290.266L9.75247 342.455L-279.294 138.192L-206.993 86.5255L-34.5782 207.934L-34.6837 207.986Z\" fill=\"#E65300\"\/>\n<\/svg>\n                        <\/span>\n                    <\/span>\n                            <\/div>\n\n            <div class=\"flex flex-col gap-3 || lg:col-span-6 lg:col-start-7\" itemscope itemtype=\"https:\/\/schema.org\/FAQPage\">\n                                    <div class=\"js-faq-item faq-item overflow-hidden transition-colors duration-300\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\n                        <button type=\"button\" class=\"js-faq-trigger flex w-full items-center justify-between gap-6 text-left p-6 || lg:px-8 lg:py-7\" aria-expanded=\"false\">\n                            <span class=\"faq-question text-h4 text-titles transition-colors duration-300\" itemprop=\"name\">Does my retail business need specialized insurance?<\/span>\n                            <span class=\"faq-icon relative size-4 shrink-0 text-titles transition-colors duration-300\" aria-hidden=\"true\">\n                                <span class=\"absolute left-0 top-1\/2 h-0.5 w-full -translate-y-1\/2 bg-current\"><\/span>\n                                <span class=\"faq-icon-v absolute left-1\/2 top-0 h-full w-0.5 -translate-x-1\/2 bg-current transition-opacity duration-300\"><\/span>\n                            <\/span>\n                        <\/button>\n\n                                                    <div class=\"js-faq-answer h-0 overflow-hidden opacity-0\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\n                                <div class=\"px-6 pb-6 || lg:px-8 lg:pb-8\" itemprop=\"text\">\n                                    <div class=\"wysiwyg-container || faq-answer-text body-text\">\n    <p>Yes. Every retail business faces its own unique risks. Retail insurance can help protect your building (if you own it), equipment, inventory, commercial liability, and more. Our experts will help you choose the coverage that&#8217;s best suited to your business.<\/p>\n<\/div>                                <\/div>\n                            <\/div>\n                                            <\/div>\n                                    <div class=\"js-faq-item faq-item overflow-hidden transition-colors duration-300\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\n                        <button type=\"button\" class=\"js-faq-trigger flex w-full items-center justify-between gap-6 text-left p-6 || lg:px-8 lg:py-7\" aria-expanded=\"false\">\n                            <span class=\"faq-question text-h4 text-titles transition-colors duration-300\" itemprop=\"name\">Is my inventory covered against theft or damage?<\/span>\n                            <span class=\"faq-icon relative size-4 shrink-0 text-titles transition-colors duration-300\" aria-hidden=\"true\">\n                                <span class=\"absolute left-0 top-1\/2 h-0.5 w-full -translate-y-1\/2 bg-current\"><\/span>\n                                <span class=\"faq-icon-v absolute left-1\/2 top-0 h-full w-0.5 -translate-x-1\/2 bg-current transition-opacity duration-300\"><\/span>\n                            <\/span>\n                        <\/button>\n\n                                                    <div class=\"js-faq-answer h-0 overflow-hidden opacity-0\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\n                                <div class=\"px-6 pb-6 || lg:px-8 lg:pb-8\" itemprop=\"text\">\n                                    <div class=\"wysiwyg-container || faq-answer-text body-text\">\n    <p>Depending on the coverage you choose, your inventory may be protected against risks such as theft, fire, vandalism, water damage, and other covered events. Your broker will help ensure your coverage reflects the value of your merchandise.<\/p>\n<\/div>                                <\/div>\n                            <\/div>\n                                            <\/div>\n                                    <div class=\"js-faq-item faq-item overflow-hidden transition-colors duration-300\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\n                        <button type=\"button\" class=\"js-faq-trigger flex w-full items-center justify-between gap-6 text-left p-6 || lg:px-8 lg:py-7\" aria-expanded=\"false\">\n                            <span class=\"faq-question text-h4 text-titles transition-colors duration-300\" itemprop=\"name\">What happens if I have to temporarily close my business because of a covered loss?<\/span>\n                            <span class=\"faq-icon relative size-4 shrink-0 text-titles transition-colors duration-300\" aria-hidden=\"true\">\n                                <span class=\"absolute left-0 top-1\/2 h-0.5 w-full -translate-y-1\/2 bg-current\"><\/span>\n                                <span class=\"faq-icon-v absolute left-1\/2 top-0 h-full w-0.5 -translate-x-1\/2 bg-current transition-opacity duration-300\"><\/span>\n                            <\/span>\n                        <\/button>\n\n                                                    <div class=\"js-faq-answer h-0 overflow-hidden opacity-0\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\n                                <div class=\"px-6 pb-6 || lg:px-8 lg:pb-8\" itemprop=\"text\">\n                                    <div class=\"wysiwyg-container || faq-answer-text body-text\">\n    <p>Depending on your policy, business interruption coverage may help replace lost income and cover certain ongoing operating expenses while your business recovers from a covered loss.<\/p>\n<\/div>                                <\/div>\n                            <\/div>\n                                            <\/div>\n                                    <div class=\"js-faq-item faq-item overflow-hidden transition-colors duration-300\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\n                        <button type=\"button\" class=\"js-faq-trigger flex w-full items-center justify-between gap-6 text-left p-6 || lg:px-8 lg:py-7\" aria-expanded=\"false\">\n                            <span class=\"faq-question text-h4 text-titles transition-colors duration-300\" itemprop=\"name\">Am I covered if a customer is injured at my business?<\/span>\n                            <span class=\"faq-icon relative size-4 shrink-0 text-titles transition-colors duration-300\" aria-hidden=\"true\">\n                                <span class=\"absolute left-0 top-1\/2 h-0.5 w-full -translate-y-1\/2 bg-current\"><\/span>\n                                <span class=\"faq-icon-v absolute left-1\/2 top-0 h-full w-0.5 -translate-x-1\/2 bg-current transition-opacity duration-300\"><\/span>\n                            <\/span>\n                        <\/button>\n\n                                                    <div class=\"js-faq-answer h-0 overflow-hidden opacity-0\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\n                                <div class=\"px-6 pb-6 || lg:px-8 lg:pb-8\" itemprop=\"text\">\n                                    <div class=\"wysiwyg-container || faq-answer-text body-text\">\n    <p>Commercial General Liability insurance can help protect your business if a customer or other third party is injured or suffers property damage for which your business may be held legally responsible. Our experts will help you select the coverage that&#8217;s right for your operations.<\/p>\n<\/div>                                <\/div>\n                            <\/div>\n                                            <\/div>\n                                    <div class=\"js-faq-item faq-item overflow-hidden transition-colors duration-300\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\n                        <button type=\"button\" class=\"js-faq-trigger flex w-full items-center justify-between gap-6 text-left p-6 || lg:px-8 lg:py-7\" aria-expanded=\"false\">\n                            <span class=\"faq-question text-h4 text-titles transition-colors duration-300\" itemprop=\"name\">Should I review my insurance coverage as my business grows?<\/span>\n                            <span class=\"faq-icon relative size-4 shrink-0 text-titles transition-colors duration-300\" aria-hidden=\"true\">\n                                <span class=\"absolute left-0 top-1\/2 h-0.5 w-full -translate-y-1\/2 bg-current\"><\/span>\n                                <span class=\"faq-icon-v absolute left-1\/2 top-0 h-full w-0.5 -translate-x-1\/2 bg-current transition-opacity duration-300\"><\/span>\n                            <\/span>\n                        <\/button>\n\n                                                    <div class=\"js-faq-answer h-0 overflow-hidden opacity-0\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\n                                <div class=\"px-6 pb-6 || lg:px-8 lg:pb-8\" itemprop=\"text\">\n                                    <div class=\"wysiwyg-container || faq-answer-text body-text\">\n    <p>Yes. Adding new products, increasing your inventory, renovating your premises, or changing your operations can all affect your insurance needs. We recommend reviewing your coverage regularly with your broker to ensure it continues to meet your business needs.<\/p>\n<\/div>                                <\/div>\n                            <\/div>\n                                            <\/div>\n                            <\/div>\n\n        <\/div>\n    <\/section>\n\n\n\n\n    <section class=\"advantages || section || overflow-x-clip different-background bg-module\">\n        \n<span class=\"absolute top-[-120px] left-0\" ><\/span>\n        <div class=\"wrapper || relative z-10 || lg:grid-col\">\n\n                            <div class=\"lg:col-span-5\">\n                    <div class=\"lg:sticky lg:top-[calc(var(--header-h,7rem)+theme(spacing.8))]\">\n                        <div class=\"relative overflow-hidden aspect-video || lg:aspect-[535\/660]\">\n                            <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"855\" src=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/avantage-courtier-scaled-e1783025942847-1024x855.jpg\" class=\"absolute inset-0 w-full h-full object-cover\" alt=\"Retailers\" srcset=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/avantage-courtier-scaled-e1783025942847-1024x855.jpg 1024w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/avantage-courtier-scaled-e1783025942847-1400x1169.jpg 1400w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/avantage-courtier-scaled-e1783025942847-640x535.jpg 640w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/avantage-courtier-scaled-e1783025942847-480x401.jpg 480w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/avantage-courtier-scaled-e1783025942847-350x292.jpg 350w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/avantage-courtier-scaled-e1783025942847-150x125.jpg 150w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/avantage-courtier-scaled-e1783025942847.jpg 1536w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\n                                                            <span class=\"pointer-events-none absolute bottom-0 right-0 rotate-180 z-10 w-full text-shape [&#038;_svg]:w-1\/2 [&#038;_svg]:h-auto || lg:[&#038;_svg]:w-full\" aria-hidden=\"true\">\n                                    <svg width=\"535\" height=\"190\" viewBox=\"0 0 535 190\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M312.47 55.0984L275.765 -57.5859L239.06 -170.27L-47.7701 34.9333L-120.071 -16.4721L-11.5139 -356.301L60.6291 -304.373L-4.6004 -99.5356L193.832 -241.318L-80.5959 -439.469L-53.5225 -522.794C-43.2314 -523.839 -33.8903 -521.54 -23.7576 -523.943L130.503 -524.831L284.71 -525.615L266.714 -471.65L256.74 -441.768L147.021 -440.932L62.265 -440.096L241.699 -310.538L261.648 -370.25L285.713 -442.865L309.778 -515.48L332.577 -584.282L344.24 -619.388L433.271 -619.492L513.224 -382.474L538.081 -310.12L448.523 -310.015L389.257 -485.703L378.227 -452.843L355.428 -383.989L331.732 -312.419L322.338 -283.843H641.308C647.694 -281.753 652.866 -282.955 658.935 -282.537L686.378 -199.682L412.319 0.610779L384.824 -83.3931L543.675 -199.734L318.591 -199.943L428.521 137.378L356.906 189.567L67.8592 -14.6959L140.16 -66.3624L312.575 55.0461L312.47 55.0984Z\" fill=\"currentColor\"\/>\n<\/svg>\n                                <\/span>\n                                                    <\/div>\n                    <\/div>\n                <\/div>\n            \n            <div class=\"my-10 || lg:my-0 lg:col-span-6 lg:col-start-7\">\n                                    <h2 class=\"text-h2 text-heading\">The Advantage of Our Assurancia Groupe Tardif Business Brokers<\/h2>\n                \n                <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading mt-6\">\n    <p>As one of the largest brokerage firms in Quebec, with a team of over 120 brokers across 9 branches, our firm is dedicated to P insurance. We offer a simple, efficient, and transparent approach to our insurance services. <\/p>\n<\/div>\n                <div class=\"grid grid-cols-1 gap-5 mt-10 || sm:grid-cols-2 || lg:grid-cols-1 lg:mt-14 lg:mb-10 xxl:grid-cols-2\">\n                                            <div class=\"flex flex-col border border-heading p-6 || lg:p-8\">\n                                                            <h3 class=\"text-h4 text-heading\">Count on our experts<\/h3>\n                            \n                            <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading mt-6 [&amp;_a]:!bg-[length:100%_1px] [&amp;_a:hover]:!opacity-80\">\n    <p><span>On the other end of the line, reach our specialists who support you by adapting to your needs <\/span><span>to offer you the best coverages suitable for your business.<\/span><\/p>\n<\/div>                        <\/div>\n                                            <div class=\"flex flex-col border border-heading p-6 || lg:p-8\">\n                                                            <h3 class=\"text-h4 text-heading\">Access multiple insurers<\/h3>\n                            \n                            <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading mt-6 [&amp;_a]:!bg-[length:100%_1px] [&amp;_a:hover]:!opacity-80\">\n    <p><span>Our experts have access to a vast network of insurers to obtain the insurance products that best meet your needs.<\/span><\/p>\n<\/div>                        <\/div>\n                                            <div class=\"flex flex-col border border-heading p-6 || lg:p-8\">\n                                                            <h3 class=\"text-h4 text-heading\">Save time<\/h3>\n                            \n                            <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading mt-6 [&amp;_a]:!bg-[length:100%_1px] [&amp;_a:hover]:!opacity-80\">\n    <p><span>Our professionals shop and compare several <\/span><a href=\"https:\/\/www.assuranciagt.com\/soumission\/\">quotes<\/a><span> for you to save you time and find the most suitable insurance solutions.<\/span><\/p>\n<\/div>                        <\/div>\n                                            <div class=\"flex flex-col border border-heading p-6 || lg:p-8\">\n                                                            <h3 class=\"text-h4 text-heading\">Get the best value for money<\/h3>\n                            \n                            <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading mt-6 [&amp;_a]:!bg-[length:100%_1px] [&amp;_a:hover]:!opacity-80\">\n    <p><span>Our brokers research and negotiate the insurance products most suited to your needs, while ensuring they obtain excellent value for money.<\/span><\/p>\n<\/div>                        <\/div>\n                                            <div class=\"flex flex-col border border-heading p-6 || lg:p-8\">\n                                                            <h3 class=\"text-h4 text-heading\">Have confidence<\/h3>\n                            \n                            <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading mt-6 [&amp;_a]:!bg-[length:100%_1px] [&amp;_a:hover]:!opacity-80\">\n    <p>Our team holds several certifications and strictly adheres to industry guidelines, such as the Autorit\u00e9 des march\u00e9s financiers (AMF), the Autorit\u00e9 des march\u00e9s publics (AMP), and the Registered Insurance Brokers of Ontario (RIBO), ensuring your interests are respected.<\/p>\n<\/div>                        <\/div>\n                                            <div class=\"flex flex-col border border-heading p-6 || lg:p-8\">\n                                                            <h3 class=\"text-h4 text-heading\">Benefit from proximity<\/h3>\n                            \n                            <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading mt-6 [&amp;_a]:!bg-[length:100%_1px] [&amp;_a:hover]:!opacity-80\">\n    <p><span>Thanks to our presence in the communities and the <\/span><a href=\"https:\/\/www.assuranciagt.com\/en\/about\/\">values<\/a><span> that unite us, we understand your reality and remain accessible when you need us.<\/span><\/p>\n<\/div>                        <\/div>\n                                            <div class=\"flex flex-col border border-heading p-6 || lg:p-8\">\n                                                            <h3 class=\"text-h4 text-heading\">Rely on sector expertise<\/h3>\n                            \n                            <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading mt-6 [&amp;_a]:!bg-[length:100%_1px] [&amp;_a:hover]:!opacity-80\">\n    <p><span>Our team of brokers possesses in-depth knowledge based on the different business sectors we serve, ensuring you obtain the best coverage options to protect your business optimally.<\/span><\/p>\n<\/div>                        <\/div>\n                                            <div class=\"flex flex-col border border-heading p-6 || lg:p-8\">\n                                                            <h3 class=\"text-h4 text-heading\">Guidance when you need it most<\/h3>\n                            \n                            <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading mt-6 [&amp;_a]:!bg-[length:100%_1px] [&amp;_a:hover]:!opacity-80\">\n    <p><span>When the unexpected happens, your broker is by your side. They guide you through every step of the\u00a0<\/span><a href=\"https:\/\/www.assuranciagt.com\/en\/claims\/\">claims<\/a><span>\u00a0process, answer your questions, help you navigate each stage, and ensure your case is handled with the care and attention it deserves.<\/span><\/p>\n<\/div>                        <\/div>\n                                    <\/div>\n            <\/div>\n        <\/div>\n\n                    <span class=\"pointer-events-none absolute bottom-0 right-0 z-0 w-[16rem] translate-x-[20%] text-shape [&#038;_svg]:w-full [&#038;_svg]:h-auto || lg:w-[22rem]\" aria-hidden=\"true\">\n                <svg width=\"365\" height=\"239\" viewBox=\"0 0 365 239\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M432.541 674.591L359.131 449.222L72.3012 654.426L0 603.02L108.557 263.191L180.7 315.119L115.471 519.957L313.904 378.174L39.4754 180.023L66.5488 96.6985C76.8399 95.6537 86.181 97.9523 96.3137 95.5492L250.574 94.6611L404.781 93.8775L386.785 147.843L376.811 177.725L267.092 178.56L182.336 179.396L361.77 308.955L381.719 249.243L405.784 176.628L429.849 104.012L452.648 35.2106L464.311 0.104482L553.342 0L633.296 237.018L658.152 309.372L568.594 309.477L509.328 133.79L498.298 166.649L475.499 235.503L451.804 307.074L442.41 335.65H761.38C767.765 337.739 772.937 336.538 779.006 336.956L806.449 419.81L532.39 620.103L504.895 536.099L663.747 419.758L438.663 419.549L548.592 756.871L476.977 809.06L187.93 604.797L260.232 553.13L432.646 674.539L432.541 674.591Z\" fill=\"currentColor\"\/>\n<\/svg>\n            <\/span>\n            <\/section>\n\n\n\n\n    <section class=\"preview-news || section || overflow-hidden different-background bg-module module--alternate\">\n        \n<span class=\"absolute top-[-120px] left-0\" ><\/span>        <div class=\"wrapper\">\n            \n\n<div class=\"introduction || flex flex-col gap-4 mb-16 || lg:grid-col \">\n            <h2 class=\"text-h2 || text-heading col-span-6\">The AGT Blog <\/h2>\n        <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading || lg:[.preview-news_&amp;_p:has(.btn-primary.arrow)]:justify-self-end lg:[.preview-news_&amp;_p:has(.btn-primary.arrow)]:text-end col-span-6\">\n    <p>Here is practical advice, useful tools, and clear explanations to answer your everyday questions.<\/p>\n<\/div><\/div>\n\n            <div class=\"preview-news-slider swiper-container\" data-count=\"3\">\n                <div class=\"swiper-wrapper\">\n                                            <div class=\"swiper-slide || h-auto\">\n                            \n<a href=\"https:\/\/www.assuranciagt.com\/en\/tips-and-tricks\/how-to-access-the-agt-client-area\/\" class=\"card-news group || flex h-full flex-col text-titles [.module--alternate_&#038;]:text-accent col-span-6 || lg:col-span-4\">\n            <div class=\"overflow-hidden\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"427\" src=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/services-professionels-640x427.jpg\" class=\"w-full h-auto object-cover aspect-[424\/320] transition-transform duration-500 group-hover:scale-105\" alt=\"How to access the AGT Client Area\" srcset=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/services-professionels-640x427.jpg 640w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/services-professionels-1536x1024.jpg 1536w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/services-professionels-2048x1365.jpg 2048w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/services-professionels-1920x1280.jpg 1920w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/services-professionels-1400x933.jpg 1400w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/services-professionels-1024x683.jpg 1024w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/services-professionels-480x320.jpg 480w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/services-professionels-350x233.jpg 350w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/services-professionels-150x100.jpg 150w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/>        <\/div>\n    \n    <h3 class=\"text-h4 text-titles [.module--alternate_&#038;]:text-accent mt-6\">How to access the AGT Client Area<\/h3>\n\n    \n    <span class=\"inline-flex items-center gap-x-3 font-bold mt-6 || lg:mt-auto lg:pt-6\" >\n    Read the article    <span class=\"block w-6 transition-transform duration-300 group-hover:translate-x-2 [&#038;_svg]:w-full [&#038;_svg]:h-auto [&#038;_svg_path]:fill-current\" aria-hidden=\"true\">\n        <svg viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n    <g id=\"SVGRepo_iconCarrier\"> \n        <path d=\"M4 12H20M20 12L16 8M20 12L16 16\" stroke=\"#000000\" stroke-width=\"1\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path> \n    <\/g>\n<\/svg>    <\/span>\n<\/span><\/a>\n                        <\/div>\n                                            <div class=\"swiper-slide || h-auto\">\n                            \n<a href=\"https:\/\/www.assuranciagt.com\/en\/useful-tools\/how-to-prepare-your-home-in-the-event-of-a-power-outage\/\" class=\"card-news group || flex h-full flex-col text-titles [.module--alternate_&#038;]:text-accent col-span-6 || lg:col-span-4\">\n            <div class=\"overflow-hidden\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"229\" src=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/panne-de-courant-640x229.jpg\" class=\"w-full h-auto object-cover aspect-[424\/320] transition-transform duration-500 group-hover:scale-105\" alt=\"How to prepare your home in the event of a power outage\" srcset=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/panne-de-courant-640x229.jpg 640w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/panne-de-courant-1024x366.jpg 1024w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/panne-de-courant-480x171.jpg 480w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/panne-de-courant-350x125.jpg 350w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/panne-de-courant-150x54.jpg 150w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/panne-de-courant.jpg 1400w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/>        <\/div>\n    \n    <h3 class=\"text-h4 text-titles [.module--alternate_&#038;]:text-accent mt-6\">How to prepare your home in the event of a power outage<\/h3>\n\n    \n    <span class=\"inline-flex items-center gap-x-3 font-bold mt-6 || lg:mt-auto lg:pt-6\" >\n    Read the article    <span class=\"block w-6 transition-transform duration-300 group-hover:translate-x-2 [&#038;_svg]:w-full [&#038;_svg]:h-auto [&#038;_svg_path]:fill-current\" aria-hidden=\"true\">\n        <svg viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n    <g id=\"SVGRepo_iconCarrier\"> \n        <path d=\"M4 12H20M20 12L16 8M20 12L16 16\" stroke=\"#000000\" stroke-width=\"1\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path> \n    <\/g>\n<\/svg>    <\/span>\n<\/span><\/a>\n                        <\/div>\n                                            <div class=\"swiper-slide || h-auto\">\n                            \n<a href=\"https:\/\/www.assuranciagt.com\/en\/understanding-insurance\/how-to-prevent-water-damage\/\" class=\"card-news group || flex h-full flex-col text-titles [.module--alternate_&#038;]:text-accent col-span-6 || lg:col-span-4\">\n            <div class=\"overflow-hidden\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"229\" src=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/degats-eau-640x229.png\" class=\"w-full h-auto object-cover aspect-[424\/320] transition-transform duration-500 group-hover:scale-105\" alt=\"How to prevent water damage\" srcset=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/degats-eau-640x229.png 640w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/degats-eau-1024x366.png 1024w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/degats-eau-480x171.png 480w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/degats-eau-350x125.png 350w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/degats-eau-150x54.png 150w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/degats-eau.png 1400w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/>        <\/div>\n    \n    <h3 class=\"text-h4 text-titles [.module--alternate_&#038;]:text-accent mt-6\">How to prevent water damage<\/h3>\n\n    \n    <span class=\"inline-flex items-center gap-x-3 font-bold mt-6 || lg:mt-auto lg:pt-6\" >\n    Read the article    <span class=\"block w-6 transition-transform duration-300 group-hover:translate-x-2 [&#038;_svg]:w-full [&#038;_svg]:h-auto [&#038;_svg_path]:fill-current\" aria-hidden=\"true\">\n        <svg viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n    <g id=\"SVGRepo_iconCarrier\"> \n        <path d=\"M4 12H20M20 12L16 8M20 12L16 16\" stroke=\"#000000\" stroke-width=\"1\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path> \n    <\/g>\n<\/svg>    <\/span>\n<\/span><\/a>\n                        <\/div>\n                                    <\/div>\n            <\/div>\n\n            <div class=\"flex justify-end gap-3 mt-8\">\n                <button type=\"button\" class=\"button-prev btn-nav btn-nav--prev\" aria-label=\"Previous articles\">\n                    <span class=\"btn-arrow-wrap\" aria-hidden=\"true\"><span 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needs<\/h2>\n                    \n                                            <div class=\"wysiwyg-container || mt-6 || lg:mt-8\">\n    <p><span>Our commercial brokers, with their sector expertise, take the time to understand your business reality in order to propose protections tailored to your needs.<\/span><\/p>\n<p><a class=\"btn-primary inverted\" href=\"https:\/\/www.assuranciagt.com\/en\/quote\/#Business\" rel=\"noopener\">Request a quote<\/a><\/p>\n<\/div>                                    <\/div>\n\n                <span class=\"sc-shape pointer-events-none absolute top-0 left-[85%] w-full [&#038;_svg]:block [&#038;_svg]:w-full [&#038;_svg]:h-auto || lg:left-[35%]\" aria-hidden=\"true\">\n                    <svg width=\"831\" height=\"502\" viewBox=\"0 0 831 502\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M531.578 587.764L441.36 310.793L88.8558 562.982L0 499.806L133.413 82.1676L222.075 145.985L141.91 397.724L385.777 223.478L48.514 -20.0431L81.7862 -122.446C94.4336 -123.73 105.914 -120.906 118.366 -123.859L307.947 -124.95L497.463 -125.913L475.346 -59.592L463.088 -22.868L328.248 -21.8408L224.085 -20.8136L444.603 138.409L469.12 65.0254L498.695 -24.2163L528.27 -113.458L556.289 -198.013L570.623 -241.157L680.039 -241.286L778.299 50.002L808.847 138.923L698.783 139.051L625.947 -76.8625L612.392 -36.479L584.373 48.1401L555.252 136.098L543.707 171.217H935.71C943.558 173.785 949.914 172.308 957.373 172.822L991.099 274.647L654.29 520.8L620.499 417.562L815.722 274.583L539.102 274.326L674.202 688.883L586.189 753.022L230.96 501.989L319.816 438.493L531.708 587.7L531.578 587.764Z\" fill=\"white\" fill-opacity=\"0.2\"\/>\n<\/svg>\n                <\/span>\n            <\/div>\n\n                            <div class=\"sc-image relative aspect-video || lg:aspect-auto\">\n                    <img loading=\"lazy\" decoding=\"async\" width=\"1920\" height=\"1280\" 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<\/section>\n\n","protected":false},"excerpt":{"rendered":"","protected":false},"featured_media":5399,"parent":0,"menu_order":6,"template":"","meta":{"_acf_changed":true},"class_list":["post-5398","business-insurance","type-business-insurance","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.assuranciagt.com\/en\/wp-json\/wp\/v2\/business-insurance\/5398","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.assuranciagt.com\/en\/wp-json\/wp\/v2\/business-insurance"}],"about":[{"href":"https:\/\/www.assuranciagt.com\/en\/wp-json\/wp\/v2\/types\/business-insurance"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.assuranciagt.com\/en\/wp-json\/wp\/v2\/media\/5399"}],"wp:attachment":[{"href":"https:\/\/www.assuranciagt.com\/en\/wp-json\/wp\/v2\/media?parent=5398"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}