{"id":5394,"date":"2026-07-10T11:41:53","date_gmt":"2026-07-10T15:41:53","guid":{"rendered":"https:\/\/www.assuranciagt.com\/business-insurance\/distributors-and-wholesalers\/"},"modified":"2026-07-22T15:08:15","modified_gmt":"2026-07-22T19:08:15","slug":"distributors-and-wholesalers","status":"publish","type":"business-insurance","link":"https:\/\/www.assuranciagt.com\/en\/business-insurance\/distributors-and-wholesalers\/","title":{"rendered":"Distributors and Wholesalers"},"content":{"rendered":"\n    <section class=\"card-list-two-cols || section \">\n        \n<span class=\"absolute top-[-120px] left-0\" ><\/span>\n        <div class=\"wrapper\">\n            \n\n<div class=\"introduction || flex flex-col gap-4 mb-16 || lg:grid-col \">\n            <h2 class=\"text-h2 || text-heading col-span-6\">Your peace of mind, our protections<\/h2>\n        <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading || lg:[.preview-news_&amp;_p:has(.btn-primary.arrow)]:justify-self-end lg:[.preview-news_&amp;_p:has(.btn-primary.arrow)]:text-end col-span-6\">\n    <p>Distributors and wholesalers play an essential role in the supply chain and face risks unique to them. We support you with insurance solutions adapted to your needs in order to protect your goods, facilities, operations, and business continuity. <\/p>\n<\/div><\/div>\n\n            <div class=\"flex flex-col gap-16\">\n                                    <div class=\"card-row\">\n                        \n                        <div class=\"flex flex-col !gap-16 || lg:grid-col lg:items-stretch\">\n\n                                                            <div class=\"ctc-card bg-module flex flex-col gap-6 p-5 py-6 || lg:p-8 lg:py-7 lg:col-span-6\">\n                                                                            <h4 class=\"text-h4 text-accent\">General Liability<\/h4>\n                                                                        <div class=\"wysiwyg-container || text-accent [&amp;_*]:text-accent\">\n    <p>As part of your distribution or wholesale activities, an incident can sometimes lead to property damage or injury to a third party. General liability insurance can protect you in the event of a claim arising from a covered event and help cover the costs that could result, in order to reduce the financial impact on your business. <\/p>\n<\/div>\n                                <\/div>\n                            \n                            \n                                                            <div class=\"ctc-card bg-module flex flex-col gap-6 p-5 py-6 || lg:p-8 lg:py-7 lg:col-span-6\">\n                                                                            <h4 class=\"text-h4 text-accent\">Property and Equipment Insurance<\/h4>\n                                                                        <div class=\"wysiwyg-container || text-accent [&amp;_*]:text-accent\">\n    <p>Your buildings, inventory, and equipment represent essential assets to your activities. Property and equipment insurance can cover damage caused by certain covered events, such as fire, theft, vandalism, certain water damage, or equipment breakdown, to help you limit financial losses and resume operations more quickly after a loss. <\/p>\n<\/div>                                <\/div>\n                            \n                        <\/div>\n                    <\/div>\n                                    <div class=\"card-row\">\n                        \n                        <div class=\"flex flex-col !gap-16 || lg:grid-col lg:items-stretch\">\n\n                                                            <div class=\"ctc-card bg-module flex flex-col gap-6 p-5 py-6 || lg:p-8 lg:py-7 lg:col-span-6\">\n                                                                            <h4 class=\"text-h4 text-accent\">Business Interruption Insurance (Loss of Income)<\/h4>\n                                                                        <div class=\"wysiwyg-container || text-accent [&amp;_*]:text-accent\">\n    <p>A loss can sometimes slow down or temporarily interrupt your operations, leading to significant financial repercussions. Business interruption insurance can help compensate for a portion of lost income and cover certain fixed expenses during the recovery period, in order to support the continuity of your activities. <\/p>\n<\/div>\n                                <\/div>\n                            \n                            \n                                                            <div class=\"ctc-card bg-module flex flex-col gap-6 p-5 py-6 || lg:p-8 lg:py-7 lg:col-span-6\">\n                                                                            <h4 class=\"text-h4 text-accent\">Commercial Vehicle Insurance<\/h4>\n                                                                        <div class=\"wysiwyg-container || text-accent [&amp;_*]:text-accent\">\n    <p>Whether for deliveries, professional travel, or the transport of goods, your vehicles play an essential role in your activities. Commercial vehicle insurance can cover property damage and civil liability arising from an accident involving an insured vehicle, helping you maintain your operations with confidence. <\/p>\n<\/div>                                <\/div>\n                            \n                        <\/div>\n                    <\/div>\n                                    <div class=\"card-row\">\n                        \n                        <div class=\"flex flex-col !gap-16 || lg:grid-col lg:items-stretch\">\n\n                                                            <div class=\"ctc-card bg-module flex flex-col gap-6 p-5 py-6 || lg:p-8 lg:py-7 lg:col-span-6\">\n                                                                            <h4 class=\"text-h4 text-accent\">Cargo Insurance<\/h4>\n                                                                        <div class=\"wysiwyg-container || text-accent [&amp;_*]:text-accent\">\n    <p>Whether for procurement, distribution, or product delivery, transported goods can be exposed to various risks. Cargo insurance can cover losses, theft, or damage sustained during transport, protecting the value of your goods until they reach their destination. <\/p>\n<\/div>\n                                <\/div>\n                            \n                            \n                                                            <div class=\"ctc-card bg-module flex flex-col gap-6 p-5 py-6 || lg:p-8 lg:py-7 lg:col-span-6\">\n                                                                            <h4 class=\"text-h4 text-accent\">Credit Insurance<\/h4>\n                                                                        <div class=\"wysiwyg-container || text-accent [&amp;_*]:text-accent\">\n    <p>Payment defaults can have a significant impact on the financial health of your business. Credit insurance can protect you against certain financial losses resulting from the non-payment of your accounts receivable, supporting the continuity of your activities. <\/p>\n<\/div>                                <\/div>\n                            \n                        <\/div>\n                    <\/div>\n                                    <div class=\"card-row\">\n                        \n                        <div class=\"flex flex-col !gap-16 || lg:grid-col lg:items-stretch\">\n\n                                                            <div class=\"ctc-card bg-module flex flex-col gap-6 p-5 py-6 || lg:p-8 lg:py-7 lg:col-span-6\">\n                                                                            <h4 class=\"text-h4 text-accent\">Cyber Risk Insurance<\/h4>\n                                                                        <div class=\"wysiwyg-container || text-accent [&amp;_*]:text-accent\">\n    <p>Cyberattacks, hacking, and data breaches can lead to significant consequences. Cyber risk insurance can help cover certain costs related to data recovery, crisis management, business interruptions, as well as claims arising from a covered IT incident, in order to reduce the impact on your operations. <\/p>\n<\/div>\n                                <\/div>\n                            \n                            \n                            \n                        <\/div>\n                    <\/div>\n                            <\/div>\n\n        <\/div>\n    <\/section>\n\n\n\n\n    <section class=\"text-and-image-accordion || section different-background module--alternate\">\n        \n<span class=\"absolute top-[-120px] left-0\" ><\/span>\n        <div class=\"wrapper || flex flex-col gap-10 || lg:grid-col lg:items-start\">\n\n            <div class=\"lg:col-span-5\">\n                                    <h2 class=\"text-h2 text-titles\">Your questions about insurance for distributors and wholesalers<\/h2>\n                \n                                    <div class=\"wysiwyg-container || mt-6 || lg:mt-8\">\n    <p><span>Our teams answer your most frequently asked questions to help you better understand the available protections and choose solutions adapted to your needs.<\/span><\/p>\n<\/div>                \n                                    <span class=\"relative mt-8 block overflow-hidden aspect-[535\/312] rounded-image || lg:mt-12\">\n                        <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/photo-commerciale-1-1024x682.jpg\" class=\"size-full object-cover\" alt=\"Your questions about insurance for distributors and wholesalers\" srcset=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/photo-commerciale-1-1024x682.jpg 1024w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/photo-commerciale-1-1536x1024.jpg 1536w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/photo-commerciale-1-1920x1280.jpg 1920w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/photo-commerciale-1-1400x933.jpg 1400w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/photo-commerciale-1-640x427.jpg 640w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/photo-commerciale-1-480x320.jpg 480w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/photo-commerciale-1-350x233.jpg 350w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/photo-commerciale-1-150x100.jpg 150w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/photo-commerciale-1.jpg 2000w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>                        <span class=\"faq-shape pointer-events-none absolute left-0 top-0 z-10 w-[65%] [&#038;_svg]:block [&#038;_svg]:w-full [&#038;_svg]:h-auto\" aria-hidden=\"true\">\n                            <svg width=\"340\" height=\"313\" viewBox=\"0 0 340 313\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M-34.6837 207.986L-71.3885 95.302L-108.093 -17.3823L-394.923 187.821L-467.225 136.416L-358.667 -203.413L-286.524 -151.485L-351.754 53.3523L-153.321 -88.4303L-427.749 -286.581L-400.676 -369.906C-390.385 -370.951 -381.044 -368.652 -370.911 -371.055L-216.651 -371.943L-62.4432 -372.727L-80.4393 -318.762L-90.4138 -288.88L-200.132 -288.044L-284.888 -287.208L-105.454 -157.65L-85.5057 -217.362L-61.4405 -289.977L-37.3753 -362.592L-14.5766 -431.394L-2.91339 -466.5L86.1174 -466.604L166.071 -229.586L190.928 -157.232L101.369 -157.128L42.1034 -332.815L31.0734 -299.955L8.27478 -231.101L-15.421 -159.531L-24.8149 -130.955H294.155C300.541 -128.865 305.713 -130.067 311.782 -129.649L339.224 -46.7941L65.1658 153.499L37.6703 69.4949L196.522 -46.8463L-28.5619 -47.0553L81.3677 290.266L9.75247 342.455L-279.294 138.192L-206.993 86.5255L-34.5782 207.934L-34.6837 207.986Z\" fill=\"#E65300\"\/>\n<\/svg>\n                        <\/span>\n                    <\/span>\n                            <\/div>\n\n            <div class=\"flex flex-col gap-3 || lg:col-span-6 lg:col-start-7\" itemscope itemtype=\"https:\/\/schema.org\/FAQPage\">\n                                    <div class=\"js-faq-item faq-item overflow-hidden transition-colors duration-300\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\n                        <button type=\"button\" class=\"js-faq-trigger flex w-full items-center justify-between gap-6 text-left p-6 || lg:px-8 lg:py-7\" aria-expanded=\"false\">\n                            <span class=\"faq-question text-h4 text-titles transition-colors duration-300\" itemprop=\"name\">What exactly does the insurance cover?<\/span>\n                            <span class=\"faq-icon relative size-4 shrink-0 text-titles transition-colors duration-300\" aria-hidden=\"true\">\n                                <span class=\"absolute left-0 top-1\/2 h-0.5 w-full -translate-y-1\/2 bg-current\"><\/span>\n                                <span class=\"faq-icon-v absolute left-1\/2 top-0 h-full w-0.5 -translate-x-1\/2 bg-current transition-opacity duration-300\"><\/span>\n                            <\/span>\n                        <\/button>\n\n                                                    <div class=\"js-faq-answer h-0 overflow-hidden opacity-0\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\n                                <div class=\"px-6 pb-6 || lg:px-8 lg:pb-8\" itemprop=\"text\">\n                                    <div class=\"wysiwyg-container || faq-answer-text body-text\">\n    <p>Basic insurance covers damage you may cause to others, and depending on the protections chosen, it can also cover your goods, warehouses, equipment, as well as losses caused by fire, theft, vandalism, and certain water damage.<\/p>\n<\/div>                                <\/div>\n                            <\/div>\n                                            <\/div>\n                                    <div class=\"js-faq-item faq-item overflow-hidden transition-colors duration-300\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\n                        <button type=\"button\" class=\"js-faq-trigger flex w-full items-center justify-between gap-6 text-left p-6 || lg:px-8 lg:py-7\" aria-expanded=\"false\">\n                            <span class=\"faq-question text-h4 text-titles transition-colors duration-300\" itemprop=\"name\">Are my goods covered when they are stored in my warehouse?<\/span>\n                            <span class=\"faq-icon relative size-4 shrink-0 text-titles transition-colors duration-300\" aria-hidden=\"true\">\n                                <span class=\"absolute left-0 top-1\/2 h-0.5 w-full -translate-y-1\/2 bg-current\"><\/span>\n                                <span class=\"faq-icon-v absolute left-1\/2 top-0 h-full w-0.5 -translate-x-1\/2 bg-current transition-opacity duration-300\"><\/span>\n                            <\/span>\n                        <\/button>\n\n                                                    <div class=\"js-faq-answer h-0 overflow-hidden opacity-0\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\n                                <div class=\"px-6 pb-6 || lg:px-8 lg:pb-8\" itemprop=\"text\">\n                                    <div class=\"wysiwyg-container || faq-answer-text body-text\">\n    <p>Depending on the protections chosen, your inventory can be covered against certain risks such as fire, theft, vandalism, or certain water damage during storage.<\/p>\n<\/div>                                <\/div>\n                            <\/div>\n                                            <\/div>\n                                    <div class=\"js-faq-item faq-item overflow-hidden transition-colors duration-300\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\n                        <button type=\"button\" class=\"js-faq-trigger flex w-full items-center justify-between gap-6 text-left p-6 || lg:px-8 lg:py-7\" aria-expanded=\"false\">\n                            <span class=\"faq-question text-h4 text-titles transition-colors duration-300\" itemprop=\"name\">Can I insure an inventory whose value varies throughout the year?<\/span>\n                            <span class=\"faq-icon relative size-4 shrink-0 text-titles transition-colors duration-300\" aria-hidden=\"true\">\n                                <span class=\"absolute left-0 top-1\/2 h-0.5 w-full -translate-y-1\/2 bg-current\"><\/span>\n                                <span class=\"faq-icon-v absolute left-1\/2 top-0 h-full w-0.5 -translate-x-1\/2 bg-current transition-opacity duration-300\"><\/span>\n                            <\/span>\n                        <\/button>\n\n                                                    <div class=\"js-faq-answer h-0 overflow-hidden opacity-0\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\n                                <div class=\"px-6 pb-6 || lg:px-8 lg:pb-8\" itemprop=\"text\">\n                                    <div class=\"wysiwyg-container || faq-answer-text body-text\">\n    <p>Yes. It is possible to adapt the insurance amounts to the reality of your business to take into account seasonal fluctuations in your inventory. <\/p>\n<\/div>                                <\/div>\n                            <\/div>\n                                            <\/div>\n                                    <div class=\"js-faq-item faq-item overflow-hidden transition-colors duration-300\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\n                        <button type=\"button\" class=\"js-faq-trigger flex w-full items-center justify-between gap-6 text-left p-6 || lg:px-8 lg:py-7\" aria-expanded=\"false\">\n                            <span class=\"faq-question text-h4 text-titles transition-colors duration-300\" itemprop=\"name\">Is my storage equipment covered?<\/span>\n                            <span class=\"faq-icon relative size-4 shrink-0 text-titles transition-colors duration-300\" aria-hidden=\"true\">\n                                <span class=\"absolute left-0 top-1\/2 h-0.5 w-full -translate-y-1\/2 bg-current\"><\/span>\n                                <span class=\"faq-icon-v absolute left-1\/2 top-0 h-full w-0.5 -translate-x-1\/2 bg-current transition-opacity duration-300\"><\/span>\n                            <\/span>\n                        <\/button>\n\n                                                    <div class=\"js-faq-answer h-0 overflow-hidden opacity-0\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\n                                <div class=\"px-6 pb-6 || lg:px-8 lg:pb-8\" itemprop=\"text\">\n                                    <div class=\"wysiwyg-container || faq-answer-text body-text\">\n    <p>Depending on your contract, certain equipment essential to your operations, such as handling systems, shelving, or warehouse equipment, can be protected against damage caused by certain covered risks.<\/p>\n<\/div>                                <\/div>\n                            <\/div>\n                                            <\/div>\n                                    <div class=\"js-faq-item faq-item overflow-hidden transition-colors duration-300\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\">\n                        <button type=\"button\" class=\"js-faq-trigger flex w-full items-center justify-between gap-6 text-left p-6 || lg:px-8 lg:py-7\" aria-expanded=\"false\">\n                            <span class=\"faq-question text-h4 text-titles transition-colors duration-300\" itemprop=\"name\">What happens if one of my customers suffers damage because of a product I distribute?<\/span>\n                            <span class=\"faq-icon relative size-4 shrink-0 text-titles transition-colors duration-300\" aria-hidden=\"true\">\n                                <span class=\"absolute left-0 top-1\/2 h-0.5 w-full -translate-y-1\/2 bg-current\"><\/span>\n                                <span class=\"faq-icon-v absolute left-1\/2 top-0 h-full w-0.5 -translate-x-1\/2 bg-current transition-opacity duration-300\"><\/span>\n                            <\/span>\n                        <\/button>\n\n                                                    <div class=\"js-faq-answer h-0 overflow-hidden opacity-0\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\">\n                                <div class=\"px-6 pb-6 || lg:px-8 lg:pb-8\" itemprop=\"text\">\n                                    <div class=\"wysiwyg-container || faq-answer-text body-text\">\n    <p>Certain general liability protections can help you cover costs related to a claim if your business is held liable for damage caused to a third party.<\/p>\n<\/div>                                <\/div>\n                            <\/div>\n                                            <\/div>\n                            <\/div>\n\n        <\/div>\n    <\/section>\n\n\n\n\n    <section class=\"advantages || section || overflow-x-clip different-background bg-module\">\n        \n<span class=\"absolute top-[-120px] left-0\" ><\/span>\n        <div class=\"wrapper || relative z-10 || lg:grid-col\">\n\n                            <div class=\"lg:col-span-5\">\n                    <div class=\"lg:sticky lg:top-[calc(var(--header-h,7rem)+theme(spacing.8))]\">\n                        <div class=\"relative overflow-hidden aspect-video || lg:aspect-[535\/660]\">\n                            <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"855\" src=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/avantage-courtier-scaled-e1783025942847-1024x855.jpg\" class=\"absolute inset-0 w-full h-full object-cover\" alt=\"Distributors and Wholesalers\" srcset=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/avantage-courtier-scaled-e1783025942847-1024x855.jpg 1024w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/avantage-courtier-scaled-e1783025942847-1400x1169.jpg 1400w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/avantage-courtier-scaled-e1783025942847-640x535.jpg 640w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/avantage-courtier-scaled-e1783025942847-480x401.jpg 480w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/avantage-courtier-scaled-e1783025942847-350x292.jpg 350w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/avantage-courtier-scaled-e1783025942847-150x125.jpg 150w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/avantage-courtier-scaled-e1783025942847.jpg 1536w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\n                                                            <span class=\"pointer-events-none absolute bottom-0 right-0 rotate-180 z-10 w-full text-shape [&#038;_svg]:w-1\/2 [&#038;_svg]:h-auto || lg:[&#038;_svg]:w-full\" aria-hidden=\"true\">\n                                    <svg width=\"535\" height=\"190\" viewBox=\"0 0 535 190\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M312.47 55.0984L275.765 -57.5859L239.06 -170.27L-47.7701 34.9333L-120.071 -16.4721L-11.5139 -356.301L60.6291 -304.373L-4.6004 -99.5356L193.832 -241.318L-80.5959 -439.469L-53.5225 -522.794C-43.2314 -523.839 -33.8903 -521.54 -23.7576 -523.943L130.503 -524.831L284.71 -525.615L266.714 -471.65L256.74 -441.768L147.021 -440.932L62.265 -440.096L241.699 -310.538L261.648 -370.25L285.713 -442.865L309.778 -515.48L332.577 -584.282L344.24 -619.388L433.271 -619.492L513.224 -382.474L538.081 -310.12L448.523 -310.015L389.257 -485.703L378.227 -452.843L355.428 -383.989L331.732 -312.419L322.338 -283.843H641.308C647.694 -281.753 652.866 -282.955 658.935 -282.537L686.378 -199.682L412.319 0.610779L384.824 -83.3931L543.675 -199.734L318.591 -199.943L428.521 137.378L356.906 189.567L67.8592 -14.6959L140.16 -66.3624L312.575 55.0461L312.47 55.0984Z\" fill=\"currentColor\"\/>\n<\/svg>\n                                <\/span>\n                                                    <\/div>\n                    <\/div>\n                <\/div>\n            \n            <div class=\"my-10 || lg:my-0 lg:col-span-6 lg:col-start-7\">\n                                    <h2 class=\"text-h2 text-heading\">The advantage of our Assurancia Groupe Tardif commercial brokers<\/h2>\n                \n                <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading mt-6\">\n    <p>As one of the largest brokerage firms in Quebec, with a team of over 120 brokers across 9 branches, our firm is dedicated to P insurance. We offer a simple, efficient, and transparent approach to our insurance services. <\/p>\n<\/div>\n                <div class=\"grid grid-cols-1 gap-5 mt-10 || sm:grid-cols-2 || lg:grid-cols-1 lg:mt-14 lg:mb-10 xxl:grid-cols-2\">\n                                            <div class=\"flex flex-col border border-heading p-6 || lg:p-8\">\n                                                            <h3 class=\"text-h4 text-heading\">Count on our experts<\/h3>\n                            \n                            <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading mt-6 [&amp;_a]:!bg-[length:100%_1px] [&amp;_a:hover]:!opacity-80\">\n    <p><span>On the other end of the line, reach our specialists who support you by adapting to your needs <\/span><span>to offer you the best coverage suitable for your business.<\/span><\/p>\n<\/div>                        <\/div>\n                                            <div class=\"flex flex-col border border-heading p-6 || lg:p-8\">\n                                                            <h3 class=\"text-h4 text-heading\">Access several insurers<\/h3>\n                            \n                            <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading mt-6 [&amp;_a]:!bg-[length:100%_1px] [&amp;_a:hover]:!opacity-80\">\n    <p><span>Our experts have access to a vast network of insurers to obtain the insurance products that best meet your needs.<\/span><\/p>\n<\/div>                        <\/div>\n                                            <div class=\"flex flex-col border border-heading p-6 || lg:p-8\">\n                                                            <h3 class=\"text-h4 text-heading\">Save time<\/h3>\n                            \n                            <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading mt-6 [&amp;_a]:!bg-[length:100%_1px] [&amp;_a:hover]:!opacity-80\">\n    <p><span>Our professionals shop and compare several <\/span><a href=\"https:\/\/www.assuranciagt.com\/soumission\/\">quotes<\/a><span> for you to save you time and find the most suitable insurance solutions.<\/span><\/p>\n<\/div>                        <\/div>\n                                            <div class=\"flex flex-col border border-heading p-6 || lg:p-8\">\n                                                            <h3 class=\"text-h4 text-heading\">Get the best value for your money<\/h3>\n                            \n                            <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading mt-6 [&amp;_a]:!bg-[length:100%_1px] [&amp;_a:hover]:!opacity-80\">\n    <p><span>Our brokers research and negotiate the insurance products most suitable for your needs, while ensuring they obtain excellent value for money.<\/span><\/p>\n<\/div>                        <\/div>\n                                            <div class=\"flex flex-col border border-heading p-6 || lg:p-8\">\n                                                            <h3 class=\"text-h4 text-heading\">Have confidence<\/h3>\n                            \n                            <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading mt-6 [&amp;_a]:!bg-[length:100%_1px] [&amp;_a:hover]:!opacity-80\">\n    <p>Our team holds several certifications and strictly adheres to industry guidelines, such as the Autorit\u00e9 des march\u00e9s financiers (AMF), the Autorit\u00e9 des march\u00e9s publics (AMP), and the Registered Insurance Brokers of Ontario (RIBO), ensuring your interests are respected.<\/p>\n<\/div>                        <\/div>\n                                            <div class=\"flex flex-col border border-heading p-6 || lg:p-8\">\n                                                            <h3 class=\"text-h4 text-heading\">Benefit from proximity<\/h3>\n                            \n                            <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading mt-6 [&amp;_a]:!bg-[length:100%_1px] [&amp;_a:hover]:!opacity-80\">\n    <p><span>Thanks to our presence in the communities and the <\/span><a href=\"https:\/\/www.assuranciagt.com\/en\/about\/\">values<\/a><span> that unite us, we understand your reality and remain accessible when you need us.<\/span><\/p>\n<\/div>                        <\/div>\n                                            <div class=\"flex flex-col border border-heading p-6 || lg:p-8\">\n                                                            <h3 class=\"text-h4 text-heading\">Rely on sector expertise<\/h3>\n                            \n                            <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading mt-6 [&amp;_a]:!bg-[length:100%_1px] [&amp;_a:hover]:!opacity-80\">\n    <p><span>Our team of brokers has in-depth knowledge based on the different business sectors we serve so that you obtain the best coverage options to protect your business optimally.<\/span><\/p>\n<\/div>                        <\/div>\n                                            <div class=\"flex flex-col border border-heading p-6 || lg:p-8\">\n                                                            <h3 class=\"text-h4 text-heading\">Guidance when you need it most<\/h3>\n                            \n                            <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading mt-6 [&amp;_a]:!bg-[length:100%_1px] [&amp;_a:hover]:!opacity-80\">\n    <p><span>When the unexpected happens, your broker is by your side. They guide you through every step of the\u00a0<\/span><a href=\"https:\/\/www.assuranciagt.com\/en\/claims\/\">claims<\/a><span>\u00a0process, answer your questions, help you navigate each stage, and ensure your case is handled with the care and attention it deserves.<\/span><\/p>\n<\/div>                        <\/div>\n                                    <\/div>\n            <\/div>\n        <\/div>\n\n                    <span class=\"pointer-events-none absolute bottom-0 right-0 z-0 w-[16rem] translate-x-[20%] text-shape [&#038;_svg]:w-full [&#038;_svg]:h-auto || lg:w-[22rem]\" aria-hidden=\"true\">\n                <svg width=\"365\" height=\"239\" viewBox=\"0 0 365 239\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M432.541 674.591L359.131 449.222L72.3012 654.426L0 603.02L108.557 263.191L180.7 315.119L115.471 519.957L313.904 378.174L39.4754 180.023L66.5488 96.6985C76.8399 95.6537 86.181 97.9523 96.3137 95.5492L250.574 94.6611L404.781 93.8775L386.785 147.843L376.811 177.725L267.092 178.56L182.336 179.396L361.77 308.955L381.719 249.243L405.784 176.628L429.849 104.012L452.648 35.2106L464.311 0.104482L553.342 0L633.296 237.018L658.152 309.372L568.594 309.477L509.328 133.79L498.298 166.649L475.499 235.503L451.804 307.074L442.41 335.65H761.38C767.765 337.739 772.937 336.538 779.006 336.956L806.449 419.81L532.39 620.103L504.895 536.099L663.747 419.758L438.663 419.549L548.592 756.871L476.977 809.06L187.93 604.797L260.232 553.13L432.646 674.539L432.541 674.591Z\" fill=\"currentColor\"\/>\n<\/svg>\n            <\/span>\n            <\/section>\n\n\n\n\n    <section class=\"preview-news || section || overflow-hidden different-background bg-module module--alternate\">\n        \n<span class=\"absolute top-[-120px] left-0\" ><\/span>        <div class=\"wrapper\">\n            \n\n<div class=\"introduction || flex flex-col gap-4 mb-16 || lg:grid-col \">\n            <h2 class=\"text-h2 || text-heading col-span-6\">The AGT Blog <\/h2>\n        <div class=\"wysiwyg-container || text-heading [&amp;_p]:text-heading || lg:[.preview-news_&amp;_p:has(.btn-primary.arrow)]:justify-self-end lg:[.preview-news_&amp;_p:has(.btn-primary.arrow)]:text-end col-span-6\">\n    <p>Here are practical tips, useful tools, and clear explanations to answer your everyday questions.<\/p>\n<\/div><\/div>\n\n            <div class=\"preview-news-slider swiper-container\" data-count=\"3\">\n                <div class=\"swiper-wrapper\">\n                                            <div class=\"swiper-slide || h-auto\">\n                            \n<a href=\"https:\/\/www.assuranciagt.com\/en\/tips-and-tricks\/how-to-access-the-agt-client-area\/\" class=\"card-news group || flex h-full flex-col text-titles [.module--alternate_&#038;]:text-accent col-span-6 || lg:col-span-4\">\n            <div class=\"overflow-hidden\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"427\" src=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/services-professionels-640x427.jpg\" class=\"w-full h-auto object-cover aspect-[424\/320] transition-transform duration-500 group-hover:scale-105\" alt=\"How to access the AGT Client Area\" srcset=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/services-professionels-640x427.jpg 640w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/services-professionels-1536x1024.jpg 1536w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/services-professionels-2048x1365.jpg 2048w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/services-professionels-1920x1280.jpg 1920w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/services-professionels-1400x933.jpg 1400w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/services-professionels-1024x683.jpg 1024w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/services-professionels-480x320.jpg 480w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/services-professionels-350x233.jpg 350w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/services-professionels-150x100.jpg 150w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/>        <\/div>\n    \n    <h3 class=\"text-h4 text-titles [.module--alternate_&#038;]:text-accent mt-6\">How to access the AGT Client Area<\/h3>\n\n    \n    <span class=\"inline-flex items-center gap-x-3 font-bold mt-6 || lg:mt-auto lg:pt-6\" >\n    Read the article    <span class=\"block w-6 transition-transform duration-300 group-hover:translate-x-2 [&#038;_svg]:w-full [&#038;_svg]:h-auto [&#038;_svg_path]:fill-current\" aria-hidden=\"true\">\n        <svg viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n    <g id=\"SVGRepo_iconCarrier\"> \n        <path d=\"M4 12H20M20 12L16 8M20 12L16 16\" stroke=\"#000000\" stroke-width=\"1\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path> \n    <\/g>\n<\/svg>    <\/span>\n<\/span><\/a>\n                        <\/div>\n                                            <div class=\"swiper-slide || h-auto\">\n                            \n<a href=\"https:\/\/www.assuranciagt.com\/en\/useful-tools\/how-to-prepare-your-home-in-the-event-of-a-power-outage\/\" class=\"card-news group || flex h-full flex-col text-titles [.module--alternate_&#038;]:text-accent col-span-6 || lg:col-span-4\">\n            <div class=\"overflow-hidden\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"229\" src=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/panne-de-courant-640x229.jpg\" class=\"w-full h-auto object-cover aspect-[424\/320] transition-transform duration-500 group-hover:scale-105\" alt=\"How to prepare your home in the event of a power outage\" srcset=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/panne-de-courant-640x229.jpg 640w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/panne-de-courant-1024x366.jpg 1024w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/panne-de-courant-480x171.jpg 480w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/panne-de-courant-350x125.jpg 350w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/panne-de-courant-150x54.jpg 150w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/panne-de-courant.jpg 1400w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/>        <\/div>\n    \n    <h3 class=\"text-h4 text-titles [.module--alternate_&#038;]:text-accent mt-6\">How to prepare your home in the event of a power outage<\/h3>\n\n    \n    <span class=\"inline-flex items-center gap-x-3 font-bold mt-6 || lg:mt-auto lg:pt-6\" >\n    Read the article    <span class=\"block w-6 transition-transform duration-300 group-hover:translate-x-2 [&#038;_svg]:w-full [&#038;_svg]:h-auto [&#038;_svg_path]:fill-current\" aria-hidden=\"true\">\n        <svg viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n    <g id=\"SVGRepo_iconCarrier\"> \n        <path d=\"M4 12H20M20 12L16 8M20 12L16 16\" stroke=\"#000000\" stroke-width=\"1\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path> \n    <\/g>\n<\/svg>    <\/span>\n<\/span><\/a>\n                        <\/div>\n                                            <div class=\"swiper-slide || h-auto\">\n                            \n<a href=\"https:\/\/www.assuranciagt.com\/en\/understanding-insurance\/how-to-prevent-water-damage\/\" class=\"card-news group || flex h-full flex-col text-titles [.module--alternate_&#038;]:text-accent col-span-6 || lg:col-span-4\">\n            <div class=\"overflow-hidden\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"229\" src=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/degats-eau-640x229.png\" class=\"w-full h-auto object-cover aspect-[424\/320] transition-transform duration-500 group-hover:scale-105\" alt=\"How to prevent water damage\" srcset=\"https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/degats-eau-640x229.png 640w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/degats-eau-1024x366.png 1024w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/degats-eau-480x171.png 480w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/degats-eau-350x125.png 350w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/degats-eau-150x54.png 150w, https:\/\/www.assuranciagt.com\/wp-content\/uploads\/2026\/07\/degats-eau.png 1400w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/>        <\/div>\n    \n    <h3 class=\"text-h4 text-titles [.module--alternate_&#038;]:text-accent mt-6\">How to prevent water damage<\/h3>\n\n    \n    <span class=\"inline-flex items-center gap-x-3 font-bold mt-6 || lg:mt-auto lg:pt-6\" >\n    Read the article    <span class=\"block w-6 transition-transform duration-300 group-hover:translate-x-2 [&#038;_svg]:w-full [&#038;_svg]:h-auto [&#038;_svg_path]:fill-current\" aria-hidden=\"true\">\n        <svg viewBox=\"0 0 24 24\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n    <g id=\"SVGRepo_iconCarrier\"> \n        <path d=\"M4 12H20M20 12L16 8M20 12L16 16\" stroke=\"#000000\" stroke-width=\"1\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path> \n    <\/g>\n<\/svg>    <\/span>\n<\/span><\/a>\n                        <\/div>\n                                    <\/div>\n            <\/div>\n\n            <div class=\"flex justify-end gap-3 mt-8\">\n                <button type=\"button\" class=\"button-prev btn-nav btn-nav--prev\" aria-label=\"Previous articles\">\n                    <span class=\"btn-arrow-wrap\" aria-hidden=\"true\"><span 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needs<\/h2>\n                    \n                                            <div class=\"wysiwyg-container || mt-6 || lg:mt-8\">\n    <p><span>Our commercial brokers, with their sector expertise, take the time to understand your business reality to propose protections adapted to your needs.<\/span><\/p>\n<p><a class=\"btn-primary inverted\" href=\"https:\/\/www.assuranciagt.com\/en\/quote\/#Business\" rel=\"noopener\">Request a quote<\/a><\/p>\n<\/div>                                    <\/div>\n\n                <span class=\"sc-shape pointer-events-none absolute top-0 left-[85%] w-full [&#038;_svg]:block [&#038;_svg]:w-full [&#038;_svg]:h-auto || lg:left-[35%]\" aria-hidden=\"true\">\n                    <svg width=\"831\" height=\"502\" viewBox=\"0 0 831 502\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M531.578 587.764L441.36 310.793L88.8558 562.982L0 499.806L133.413 82.1676L222.075 145.985L141.91 397.724L385.777 223.478L48.514 -20.0431L81.7862 -122.446C94.4336 -123.73 105.914 -120.906 118.366 -123.859L307.947 -124.95L497.463 -125.913L475.346 -59.592L463.088 -22.868L328.248 -21.8408L224.085 -20.8136L444.603 138.409L469.12 65.0254L498.695 -24.2163L528.27 -113.458L556.289 -198.013L570.623 -241.157L680.039 -241.286L778.299 50.002L808.847 138.923L698.783 139.051L625.947 -76.8625L612.392 -36.479L584.373 48.1401L555.252 136.098L543.707 171.217H935.71C943.558 173.785 949.914 172.308 957.373 172.822L991.099 274.647L654.29 520.8L620.499 417.562L815.722 274.583L539.102 274.326L674.202 688.883L586.189 753.022L230.96 501.989L319.816 438.493L531.708 587.7L531.578 587.764Z\" fill=\"white\" fill-opacity=\"0.2\"\/>\n<\/svg>\n                <\/span>\n            <\/div>\n\n                            <div class=\"sc-image relative aspect-video || lg:aspect-auto\">\n                    <img loading=\"lazy\" decoding=\"async\" width=\"1920\" height=\"1280\" 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<\/section>\n\n","protected":false},"excerpt":{"rendered":"","protected":false},"featured_media":5395,"parent":0,"menu_order":18,"template":"","meta":{"_acf_changed":true},"class_list":["post-5394","business-insurance","type-business-insurance","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.assuranciagt.com\/en\/wp-json\/wp\/v2\/business-insurance\/5394","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.assuranciagt.com\/en\/wp-json\/wp\/v2\/business-insurance"}],"about":[{"href":"https:\/\/www.assuranciagt.com\/en\/wp-json\/wp\/v2\/types\/business-insurance"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.assuranciagt.com\/en\/wp-json\/wp\/v2\/media\/5395"}],"wp:attachment":[{"href":"https:\/\/www.assuranciagt.com\/en\/wp-json\/wp\/v2\/media?parent=5394"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}