{"id":5392,"date":"2026-07-13T14:37:51","date_gmt":"2026-07-13T18:37:51","guid":{"rendered":"https:\/\/www.assuranciagt.com\/business-insurance\/garages-and-mechanical-workshops\/"},"modified":"2026-07-22T15:10:26","modified_gmt":"2026-07-22T19:10:26","slug":"garages-and-mechanical-workshops","status":"publish","type":"business-insurance","link":"https:\/\/www.assuranciagt.com\/en\/business-insurance\/garages-and-mechanical-workshops\/","title":{"rendered":"Garages and Mechanical Workshops"},"content":{"rendered":"\r\n
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Your peace of mind, our coverage<\/h2>\r\n
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Your garage or mechanical workshop reflects your expertise, your know-how, and the trust you build with your clientele. Our experts assist you in choosing coverage adapted to your business reality to contribute to the security and continuity of your activities. <\/p>\n<\/div><\/div>\r\n\r\n

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Civil Liability<\/h4>\r\n
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In the course of your activities, an incident can sometimes lead to material damage or injury to a third party, despite all precautions taken. Civil liability insurance can protect you in the event of a claim arising from a covered event and help cover any resulting costs. <\/p>\n<\/div>\r\n <\/div>\r\n \r\n \r\n

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Building, Property, and Equipment Insurance<\/h4>\r\n
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Protects your garage, workshop, offices, and other facilities against covered risks, such as fire, certain water damage, wind, or vandalism. This coverage can also include your tools, lifts, compressors, diagnostic equipment, welding equipment, and other essential equipment for your operations. <\/p>\n<\/div> <\/div>\r\n \r\n <\/div>\r\n <\/div>\r\n

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Loss of Income Insurance (Business Interruption)<\/h4>\r\n
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When a covered loss leads to a slowdown or temporary halt in your activities, the financial consequences can quickly accumulate. Loss of income insurance can help compensate for a portion of lost revenue and cover certain expenses during the period required for your operations to resume. <\/p>\n<\/div>\r\n <\/div>\r\n \r\n \r\n

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Errors and Omissions Related to Work<\/h4>\r\n
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Protects your business against certain claims arising from an error, omission, or fault committed during repair, maintenance, or installation work, when this coverage is offered.<\/span><\/p>\n<\/div> <\/div>\r\n \r\n <\/div>\r\n <\/div>\r\n

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Protection for Entrusted Vehicles<\/h4>\r\n
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When client vehicles are in your care as part of your activities, this coverage can cover certain damages to insured vehicles, according to the guarantees provided in the contract.<\/p>\n<\/div>\r\n <\/div>\r\n \r\n \r\n

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Cyber Risk Insurance<\/h4>\r\n
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Cyberattacks, fraud attempts, and data breaches can have significant consequences for your business. Cyber risk insurance<\/a> can help cover certain costs related to data recovery, crisis management, business interruptions, and claims arising from a covered IT incident.<\/p>\n<\/div> <\/div>\r\n \r\n <\/div>\r\n <\/div>\r\n

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Accidental Pollution<\/h4>\r\n
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Protects your business against certain claims or damages resulting from an accidental spill of oils, fuels, or other contaminants related to your activities, according to the protections provided in the contract.<\/p>\n<\/div>\r\n <\/div>\r\n \r\n \r\n

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Other Coverage Options<\/h4>\r\n
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Depending on your needs, various protections can be added to your contract, such as replacement value or additional operating expenses, to promote the continuation or rapid resumption of your activities after a covered loss.<\/p>\n<\/div> <\/div>\r\n \r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <\/div>\r\n <\/section>\r\n\r\n\n\n\r\n

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Your Questions About Garage and Mechanical Workshop Insurance<\/h2>\r\n \r\n
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Our teams answer your most frequently asked questions to help you better understand the available coverage and choose solutions tailored to your needs.<\/span><\/p>\n<\/div> \r\n <\/div>\r\n\r\n

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