{"id":5373,"date":"2026-07-13T22:18:35","date_gmt":"2026-07-14T02:18:35","guid":{"rendered":"https:\/\/www.assuranciagt.com\/business-insurance\/quebec-housing-offices-ohq\/"},"modified":"2026-07-22T15:09:33","modified_gmt":"2026-07-22T19:09:33","slug":"quebec-housing-offices-ohq","status":"publish","type":"business-insurance","link":"https:\/\/www.assuranciagt.com\/en\/business-insurance\/quebec-housing-offices-ohq\/","title":{"rendered":"Quebec Housing Offices (OHQ)"},"content":{"rendered":"\r\n
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Your peace of mind, our protections<\/h2>\r\n
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Each Quebec Housing Office operates in an environment involving significant responsibilities and specific risks. Whether it is building management, the protection of directors and employees, or tenant safety, our team supports you with insurance solutions adapted to your reality to protect your assets, operations, and business continuity. <\/p>\n<\/div><\/div>\r\n\r\n

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General Liability<\/h4>\r\n
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This coverage protects the Housing Office against certain claims arising from property damage, bodily injury, or harm caused to third parties in the course of its activities, according to the protections provided in the policy.<\/span><\/p>\n<\/div>\r\n <\/div>\r\n \r\n \r\n

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Building (Property Protection)<\/h4>\r\n
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This protection covers residential buildings, administrative buildings, and certain outbuildings against covered risks such as fire, certain water damage, wind, or vandalism. It helps contribute to the repair or reconstruction of buildings damaged following a covered loss, according to the guarantees provided in your policy. <\/p>\n<\/div> <\/div>\r\n \r\n <\/div>\r\n <\/div>\r\n

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Property and Equipment<\/h4>\r\n
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To ensure the continuity of your activities, this protection covers certain property and equipment essential to the organization’s operation, according to the guarantees provided in your policy. It can notably apply to furniture, mechanical systems, IT equipment, and maintenance equipment. <\/p>\n<\/div>\r\n <\/div>\r\n \r\n \r\n

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Business Income Insurance (Business Interruption)<\/h4>\r\n
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When a covered loss leads to a slowdown or temporary interruption of activities, the financial repercussions can be significant for the organization. This protection can compensate for certain losses of income as well as certain additional expenses incurred to maintain activities or resume operations more quickly, according to the guarantees provided in your policy. <\/p>\n<\/div> <\/div>\r\n \r\n <\/div>\r\n <\/div>\r\n

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Rental Income Protection<\/h4>\r\n
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Rental income plays an important role in the financial balance of Housing Offices. When a covered loss makes a building or certain units uninhabitable, this protection can cover certain rental income losses during the period necessary to repair or restore the premises, according to the guarantees provided in your policy. <\/p>\n<\/div>\r\n <\/div>\r\n \r\n \r\n

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Optional Protections<\/h4>\r\n
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Depending on your organization’s needs, several complementary protections can be added to your policy to enhance your coverage. For example, Directors and Officers (D&O) liability insurance, accidental pollution protection, extra operating expenses, replacement cost, or other guarantees adapted to the reality of Housing Offices. These protections allow for more comprehensive coverage better suited to your responsibilities. <\/p>\n<\/div> <\/div>\r\n \r\n <\/div>\r\n <\/div>\r\n

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Cyber Risk Insurance <\/h4>\r\n
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IT incidents can disrupt activities and compromise sensitive data. This protection can cover certain costs related to managing a cyber incident, data recovery, business interruptions, and certain claims, according to the guarantees provided in your policy. <\/span><\/p>\n<\/div>\r\n <\/div>\r\n \r\n \r\n \r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n <\/div>\r\n <\/section>\r\n\r\n\n\n\r\n

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Your questions about Quebec Housing Office (OHQ) insurance<\/h2>\r\n \r\n
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Our teams answer your most frequently asked questions to help you better understand the available protections and choose solutions adapted to your needs.<\/span><\/p>\n<\/div> \r\n <\/div>\r\n\r\n

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